Monthly Archives: July 2019

The Ugly Facts About Retirement–Take The Necessary Steps

Approach to take
The ugly facts about retirement

The Ugly Facts about retirement

Most boomers still have a long way to go to ensure a comfortable, financially secure retirement.

But, with consistency and dedication, retirement can be comfortable and financially secure.

We will take a look at some facts about retirement planning.

Employer matches require work

Workers sometimes think of employer matches as free money, but that is not quite the case.

There are some requirements that have to be met, you may be required to a minimum period of employment or contribution to your retirement account, before you become eligible for employer contributions.

Some employers require a year of service before providing any matching contributions.

Second, once you’re eligible for the employer match, you may have to contribute a minimum percentage from each paycheck yourself to get it.

Only 47 percent of surveyed employers provide immediate vesting of employer contributions.

The only money in your retirement account that is fully vested and  truly belongs to you is your part of the contribution, you may have to wait up to six years to get to keep the combined contribution of you and your employer. If for any reason you leave the job earlier than the stated terms to be fully vested you may not get some or all of those employer contributions.

What approach should you take

It is best to find out the applicable rules for employer contributions under your employer-sponsored retirement account.

Ask all the relevant questions like what is the waiting period for eligibility, how much you need to contribute to get the full employer match, and what is the applicable vesting period for employer contributions.

And you can also start a side hustle to earn extra cash so you will be able to save more.

Retirement age maybe higher than you think

A survey done by the Employment Benefit Research Institute (EBRI)

Said one in every two American workers expected to retire no later than age 65. But before that decision is taken it would be best to find out the pros and cons of doing so.

Retiring earlier than your full retirement age decreases your retirement benefit from the SSA

People born in the 1937 or earlier reach the full retirement age at 65, and for those born in the 1960 or later full retirement age would be 67.

And if you take your retirement benefits before reaching full retirement age your benefits could be decreased by 30 %

For those of us who are looking forward to having social security to be a source of income during our retirement age, it would be best if we are kept informed and keep track of our benefits.

You can visit the SSA website at https://www.ssa.gov/myaccount/

And if you do have a 401k retirement plan or any retirement plan at all it is best to leave it, do not borrow or withdraw any funds from it.

Remember the likelihood of you living 25-30 years in retirement is great and you would be living without a regular paycheck.

And because of this, It is suggested to go into retirement with little or no debt, I know that for some of us this is almost impossible,

There is the mortgage that some of us are still paying plus other debts which could be medical or children’s college fees.

I would like to suggest other streams of income to help to satisfy the need for extra income.

Online marketing is one of the many ways to earn money online, and in my opinion it is one of the best and most profitable.

It does take work, patience, and much effort but in the end, the reward is great.

Maybe you are like me, I had no idea what online marketing was, no computer skills apart from entering data, and retired and broke.

I found Wealthy Affiliate browsing the internet looking for a legit way to earn some money online.

I was a bit skeptical at first having been scammed a couple of times before, but Wealthy Affiliate was offering free membership with no expiration date, so I became a member.

I was so impressed with what I was offered that I became a premium member, no I have not made a fortune, but I am earning commissions and I know in time these commissions will increase.

Here is a great analysis of affiliate marketing and Wealthy Affiliate by one of our members

https://my.wealthyaffiliate.com/ropesa/blog/what-do-you-need-to-know-about-affiliate-marketing-ask-wa/a_aid/5373fe86

I saw a quote and I thought it represented affiliate marketing or online marketing well (they are the same) it said Entrepreneurship is living a few years of your life like most people won’t so you can live the rest of your life like most people can’t.

I would definitely suggest if you are nearing retirement age, this would be the time to start, so by the time you retire your business will be built and flourishing.

And remember at Wealthy Affiliate you can start for free, and with the free membership you will get the phase 1 of the best online marketing tutorial there is, phase 1 consist of 10 lessons and at the end of these 10 lessons you will have your own beautiful website ready for business.

Now as I said previously there is no expiration date associated with the free membership, but I would recommend updating your membership to premium especially if you have little or no experience in affiliate marketing.

The tools and information that comes with a premium membership is geared towards you reach your goals, Here is a list of the package of both.

The premium package also includes live training on Fridays,  and these  lessons are stored for easy access so you can revisit any time you wish, and I have left a sample video of one of the lessons.

keyword research
Understanding Keyword Research June 2018

For all the valuable information and tools provided the cost of the premium membership is very reasonable as you can see, and there are no upsells.

And with a free membership you will not be required to give any financial information just your name and email address.

Conclusion

Wealthy Affiliate is the real deal, this is no scam, there are many who have been successful here is a blog from one of them https://my.wealthyaffiliate.com/benjisdad/blog/i-am-officially-unemployed/a_aid/5373fe86 one of the

As I said previously success will not happen overnight, because like with any business you need time for you to gain your audience’s trust.

This trust comes with consistency, honesty, and patience, but you can rest assured it will come the hardest part of online marketing is patience.

Wealthy Affiliate has been around for over14 years and has established a reputation of being one of the better platforms for online marketing training, and has an A+. Rating by the BBB.

The Wealthy Affiliate platform is for all affiliate marketers, and it does not matter at what level you are, whether you are a supple affiliate or a newbie, you will find what you are looking for to succeed. And you become a member for free.

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You have nothing to lose in joining for free after joining should you decide affiliate marketing is not your thing you can quit, you are not asked to make any commitment, no contract.

You can join from this post by clicking on any of the links within this post and I will be your personal coach, no cost attached. Looking forward to seeing you on the Wealthy Affiliate platform.

I do appreciate the time you took to read my post, please remember to share, and leave your questions and comments in the place provided in the space provided at the bottom of this post and I will reply ASAP.

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

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Legit Work From Home Job For The Disabled–Be The Boss, Start Your Business

Be the boss
legit work from home jobs for the disabled

Legit Work from home  jobs for the disabled

The Bureau of labor and Statistic did a survey a few years ago and found out that the unemployment rate among the  disabled was 5.5 % times higher than the rest of the working population.

Finding a job for people with disabilities is very hard, and finding a full-time job is even harder.

The bureau found that more people with disabilities were working part- time, than the rest of the workforce.

The cost of healthcare for people with disabilities especially physical disabilities exceeds what they could earn at a job.

Medicare and Medicaid do  provides good health care benifits for disabled people that most jobs will not provide. But the unfortunate possibility is you could loose your medicare and medicade bennefits  if you get employed.

Problems for the disable workers

There are some problems with a disabled person applying for a job. mobility issues, and the potential for prejudice,

Some jobs require driver’s licenses, but many job seekers with disabilities rely on public transport

Limited access to digital resourses.

In Some case access to digital resources is still limited for many people with disabilities, and it has been noted that  people with disabilities are less likely to use the internet on a daily basis.

And Those who do have reliable internet often find that some websites are inaccessible to people with disabilities.

Work place Discrimination

Over 30 % of people with disabilities who were interviewed  said they have experienced discrimination or bias while working at their current companies.

Those with visible disabilities were more likely to encounter discrimination. Not only do they experience outright bias, but they also face exclusion at work.

They are excluded  by underestimating their intelligence, insults (badmouthing, telling jokes at their expense, talking behind their backs); avoiding looking them in the eye or talking to them and discomfort (staring, seeming nervous).

If you are a disabled person and would like to be independent, without taking all the negetivity that goes with some companies there are certain legitimate jobs you can do from home,

Work from home jobs

With this new opportunity for work from home jobs, you can work from the comfort of your home, no hassel, no transportation needed, or trying to prove yourself to anyone, and no feeling of being left out

Here are some jobs you could thnk about trying, you could suppliment your income by earning some extra cash.

Freelance writer, This is an area you could try especially if you like writing, there are indiveduals looking for someone to produce content for their website, you could regestier with companies like Freelancer Fiver and Upwork, it may take some time before you start making money but with constitncy it will happen

Customer Service repersentive

As a customer service representative, you’ll help answer customers’ products and billing-related questions, take orders, resolve issues, or non-receipt of an item, supply technical support, and other services over the phone or via internet chat.

There are many companies that hires at-home customer serevice rep And if you’re bilingual, even more opportunities will be available to you. I know companies like Amazon, Sikes and you can go through agencies like Indeed, Zip recruiter and many others

Online Tutor

You could tutor kids of adults online if you haveat least on bachelors degree or you could teach english to non- english speaking children from different parts of the world, especially Japan

Affiliate Marketing

There are MANY different ways that you can earn money online and many different ways in which you can build an entire business. The most lucrative one is afiliate marketing

Affiliate Marketing is a way of making money online whereby you as a publisher are given a commission for helping a business by promoting their product, service or site.

There are a number of forms of these types of promotions but the most popular form used is affiliate marketing, affiliate marketing  involve you as a publisher earning a commission when someone follows a link on your blog to the merchant’s site where they then buy something.

There are other ways to earn a commission, you can earn money for referring a visitor who takes some kind of action – for example when they sign up for something and give an email address, where they complete a survey, where they leave a name and address etc.

There are companies that will pay $10-45 if you get people to leave an email address or complete a survey. Nothing has to be purchased

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Commissions are usually a percentage of a sale for those merchants who are promoting goods, examples are  Amazon,Target,etc.

Here is a diagram of how Affiliate marketing works. Taken from Wealthy Affiliate online entrepeneur course.

There are some steps that has to be taken brfore you can start making money

phase 1 lesson 1
Lets get rolling Phase 1 Lesson 1

Success online is very simple at it’s core. There is a 4-step business building process that you are going to be learning here at Wealthy Affiliate. Here is a quick diagram breaking down the process.

Broken, down, the process looks like this:

Step 1: Choose an Interest. This can be anything at all, any interest, passion or even something you have no personal experience with.

Step 2: Build a Website. Your website is your foundation and we have the most sophisticated and feature rich website and hosting platform here at Wealthy Affiliate.

Step 3: Attract Visitors. You are going to be learning all about how to get traffic and visitors to your website. The first focus is FREE traffic and there is A LOT of it out there.

Step 4: Earn Revenue. Once you have people on your site and traffic, you can earn revenue. There are over 50 ways you can monetize traffic online, and over 550 MILLION products/services that you can promote as an affilaite

This may look daunting to you, but you will be shown how in step by step  videos at Wealthy Affiliate and you can become a member for free.

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Wealthy Affiliate is one of the leading training platforms for affiliate marketing, and the good thing is the training is good for any online business.

If you want to sell your own goods, have your own online store, publish ebooks, have your own Youtube channel.

I am a member of Wealthy Affiliate I am retired and in my 70s The lessons are broken down and are easy to understand, and if you do not understand, there are many ways you can ask questions and receive answers 24/7

There is also Tech support that is available 24/7 and they can be contacted from your dashboard at no extra cost

There are platforms that charges at least $19 for every time you need Tech support and you have to dial a 800#

Wealthy Affiliate has been  around since 2005 and has a A+ ratings with the BBB we have over 1.4 million registered members and every country is repersented in our membership,

Our memership is from 193 countries I like to think of ourselves as a mini United Nations. Remember you can join our starter progran for free.

The starter program consists of phase 1 of the online Entreprenuer course. The entire course is 5 phases and each phase has 10 lessons.

With the free starter program the foundation is laid, you will learn just what is affiliate marketing you will be given instruction in finding your niche building you own WordPress website you are given 12 themes to chose from, 2 websites, Webhosting  and back up are free.

The Starter program has no expiration date and no financial information is needed, you will only provide your name and email address.

There is the Premium membership which is loaded with up to date information and tools greared for you to be a successful business owner.

With the premium membership you are given 50 websites (you can have different streams of income) and over 1000 themes to chose from, live video tutorials, unlimited access to keyword research ( a necessary tool for your business.)

Here is the premium billing

As you can see the price is broken down into manageable amounts I must mention that ahould you join as a free member and you upgrade to premium within 7 days you will get a discount on the first-month payment, you will get the first month for only $19

Some members join for free, and take advantage of the $19 first month offer to get a look at what the premium membership offers. And make the decision to stay or discontinue,

Now I am in no way saying thou are going to get rich overnight, Affiliate Marketing is like any other business it takes time to grow.

You have to gain the trust of your audience and this takes time, but with hard work consistency, determination and patience you will be successful. Here is a post written by one of our members on what is needed to be an online marketer

https://my.wealthyaffiliate.com/joes946/blog/i-want-to-make-money-quick/a_aid/5373fe86

Conclusion

If you are disabled, retired, stay at home mom or dad or just tired of the rat race in having to beat the traffic getting to work and back home, the office politics and all the other things that get you down, give affiliate marketing a try.

You have nothing to lose you can try for free by clicking on any of the links in this post and I will be your personal coach.

You will find the Wealthy Affiliate commuity to be very helpful, you will never be alone, there is alwayse sombody to assist you.

And do not ever think you are too old,not a techinical person,I was one of those who thought like that, but not any more.

So give it a try you can’t lose if it is not for you then you can quit, you will have at least tried and if you complete the 10 lessons in phase 1 you will have your very own website.

I am hoping to meet you on the Wealthy Affiliate platform

Thank you for stopping by please remember to share this post and you can leave your questions or comment in the space provided at the end of this post

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

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Having Trouble Finding a Job? (Start Your Own Business, Let Me Show You How)

Having difficulty finding a job?

Are you a very qualified individual seeking employment, but it seems that all the employment doors are closed to you. There are several reasons why this is so

One of the problems could be jobs are few, but employment seekers are many. Finding a good job will be hard because there are so many others are seeking the same job you are seeking, so in this very competitive market, you have to be the best candidate for the job.

Technology Replacing Workers

With the ever-increasing advancement of high technology  the need for humans is less so fewer jobs are available to workers.

(Applications) Forms can be a deterrent

Another thing that is a deterrent for many job seekers is the online job search technology which in some cases are  ridiculous and frustrating.

A survey done by a recruiting agency found that applicants found the job applications were too long and in some cases ridiculous and were frustrated by retyping all the information from their resume and filling in the details of their high school education and salary history that they give up entirely.

Picky employers

(you can start your own business here free)

Then there is the employer who is very picky and wants a perfect employee who in this age can’t meet their expectations and in the real world do not exist.

Companies sometimes waste a lot of time looking for that mythical perfect employee, rejecting good candidates who are well qualified in the process.

There is also getting recruited for a job that seems great, but you realize the recruiter has no idea who you are, what you do, and what you want out of your career. It is as if your name was drawn from a hat like a lottery, and then they will try to convince you to take a job that is in no way what you are trained for or a career in which you wish to pursue.

Personality Test

Let’s not forget the personality test where they ask these lengthy quizzes which is the cause of more anxiety and confusion, you are not sure if answering true or false will cause to not be considered for the job.

Job Scams

And the job scammers be careful of them they are all over the internet offering the opportunity of making a lot of money in a short space of time.

And there are others who are not so easy to spot, they will offer you a good paying earning opportunity but you will have to pay for the information to obtain that opportunity.

Start Your Own Business

If you have been trying to get a job and you are just tired, confused and frustrated by the whole job-hunting process. Why not start your own business, for free?

You can start your own affiliate marketing business for free at Wealthy Affiliate.

Wealthy Affiliate

Wealthy Affiliate is an affiliate market training platform, This company was formed in 2005 and now boasts a membership of over 1.4 million and these members are from all over the globe 193 countries to be exact.

At Wealthy Affiliate, you will be shown how to turn your ideas into profit. If you have a hobby or something you are passionate about, something that gets you excited and motivated when you think about it, or even if you don’t have any ideas, Wealthy Affiliate will help you choose the direction of your business from over 1,000,000 different niches.

You can have your website up and ready in just 30 seconds, your website will be beautiful looking, mobile, and revenue ready, with state of the art, ultra-powerful and secure hosting which  will allow you to grow your business.

You do not need to be a website designer you are given a choice of 12 designs to choose from.

In order for you to be successful in affiliate marketing you need  to have an audience and at Wealthy Affiliate you are taught the strategies of how to attract visitors to your site.

Wealthy Affiliate is a company that is up to date and  teaches today’s online marketing strategies. Its vision is to genuinely help people achieve success in business and in life, it is a company that is dedicated to helping others become great and achieve true financial independence.

And remember you can become a member for free and a free member has no expiry date and with this free membership you get ten lessons or phase 1 of wealthy affiliate’s online entrepreneur course and at the end of these 10 lessons you will have a very beautiful functional website.

Have a look at one of our training videos.

getting your site ready for search engines
Getting yore site ready for search engines

There are two-tier membership the free and the premium, the premium membership has more information and tools, which will better enable you to succeed in the online business.

There is a price tag associated with the premium membership but in my opinion the price asked is very reasonable for the amount of quality information and tools that is being offered.

As you can see the prices for a premium membership is very reasonable priced there are many platforms that are asking much more for their training and in some cases you will have to pay more to  get advance training.

You are given step by step instruction by videos with  the premium membership there are 5 phases which consist of 50 lessons and you  also get the affiliate boot camp tutorials which is 7 phase or 70 lessons

With the premium membership you will get 50 websites along with choices of over 1000 themes. Here is a list of what is offered in each membership.

With the premium membership you are also given a live video class once per week, here is a replay of one of the live videos please have a look.

With all  the fantastic training at Wealthy Affiliate there is something that you must become aware off, and that is affiliate marketing is not a get rich type of business.

I do not believe there is any legitimate business that offers any opportunity to become wealthy overnight. Scams are usually the ones that is making those claims.

With affiliate marketing you have to work be disciplined determined and above all be patient. Here is a blog written by one of the members of Wealthy Affiliate

https://my.wealthyaffiliate.com/ropesa/blog/what-do-you-need-to-know-about-affiliate-marketing-ask-wa/a_aid/5373fe86

Conclusion

Having gone through the process of seeking employment myself and experience all the rigors of applying for a job, I have experienced the long application questionnaire and in some cases, the unreasonable questions asked.

So if you are at that point of frustration being at your wits end why not give Wealthy Affiliate a try it’s free, you can do the 10 lessons build your website, and take it from there,

I you think you would like to look further and see what the premium has to offer you can do that for $49 and if you become a premium member before 7 days after becoming a free member the cost for the first month is only $19

You will not be asked to sign any contract or make any commitment for either membership and with the free membership you will not be asked for any financial information.

You have nothing to lose and you know unless you try, I am a retiree and I thought I might be too old to try Affiliate marketing as I knew nothing about this area of business and I have no technical skills but I tried, and I am making a go of it and if I can do it so can you

And you can join by clicking on any of the links in this post, will contact you and i will be your personal coach, and we also have a community of very helpful members who are very able and willing to assist you. I

Thank you for taking the time to read this post remember to share, and leave your questions and comments is the space provided at the end of this post and I will reply.

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

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Can you Survive off Minimum Wage? (No, Let Me Show You How)

 

Start Your Own Business
Can You Survive off minimum wage

Can you Survive off minimum Wage

According to the dictionary, the minimum wage is the lowest wage permitted by law or by a special agreement (such as one with a labor union).

The minimum wage was first introduced in USA in 1938 whit the passing of the (FLSA) Fair Labor Standard at the mime of its passing minimum wage was set at $0.25 per hour, today 81 years after it’s passing the minimum wage stands at $7.25 per hour.

There was a time when most of the minimum workers were teenagers working for some pocket money but today, unfortunately, that is no longer so.

Only one in five workers today  earning a minimum wage is a teenager, it has been documented that most of these minimum wage earners are unskilled workers,

Minimum Wage does not provide a living wage

These workers scramble to get enough hours by working several jobs to keep up with basic household bills, some  surviving only with help from family or government subsidies

The minimum wage clearly  does not provide a living wage for most American families. A typical family of four (two working adults, two children) needs to work nearly two full-time minimum wage jobs to earn a living wage.which is considered to be at least $22,000 per year.

A single parent with two children needs to work the equivalent of three and one half full-time jobs to earn the living wage on a minimum wage income.

There is now a debate to raise the minimum wage to $15.00 dollars per hour but the fear is that many of the small businesses will either have to cut staff or close their business altogether.

The other fear is automation, In the country of Japan, Majorities of Japanese say growing reliance on robots and computers will lead to joblessness and income inequality. Taken from an article in Entrepreneur magazine.

https://www.entrepreneur.com/article/323216

At $7.25 per week and working for 41 hours a week is just a little under $16,000.00 per year, but it does not matter how much we are making we should make an effort to save something for your later years.

I know it may seem ridiculous to think about saving with making less than $16,000 per year, but it will take will power and a lot of denying ourselves certain things but it can be done.

We just to budget to the bare essentials,  You don need Starbucks coffee you can make your own and carry it in your non spill cup you can cut cable subscription, I know some people tell themselves they can’t live without cable, but believe me, you can,

I had to live without cable and a lot more, financially it had gotten so bad our house was going into foreclosure, and we cut everything that we could cut, now that things are  better financially, I have not returned to the things I had to cut, so I have no cable, I found I could live without it and survived.

Stay away from high-interest debt, like credit cards, keep your credit card usage to a minimum or preferably not at all.

Increase Your Income

Increase your income, by looking for ways to earn extra money, there are several things that you can do to earn a little extra.

You can earn extra by hiring out your service, for cleaning houses, of fixing things or if you have a special skill.

What I did, I started my own online business doing affiliate marketing,  Affiliate Marketing is the process of earning a commission by promoting other people’s (or company’s) products.

There are companies or platforms that will teach you how it works and in the case of the company I am a part of you can become a member for free.

And with a free membership there is no expiration date, the company I am a part of is Wealthy Affiliate.

Affiliate Marketing

Wealthy Affiliate was formed in 2005 and is now one of the best platform for wealthy affiliate training.

The great thing about this platform, it is not just for beginners, but it is for every affiliate marketer, it is for those who are new to affiliate marketing ,those who are acquainted with affiliate marketing and those who are established professionals in affiliate marketing.

The company has an A+ rating with the BBB, and has members 193 different countries, with  free membership from Wealthy Affiliate you get 2 websites, 10 websites themes to chose from and less than 30 seconds you will have a beautiful website,

I must add that web hosting is also included in the free membership. Along with backup and 10 lessons or phase 1 of the online entrepreneur course. There are training websites that charge $50 per month for web hosting

this is a scree shot of the 10 lessons in phase 1 of the online entrepreneur class

topic of the 10 lessons taught in phase 1
topics of the 10 lessons taught in phase 1 online entrepreneur class.

You will not be asked for any financial information either, you will only  be asked for your name and email address and you will be asked to state what your goals are, what you would like to earn per month.

At the end of the free membership 10 lessons you will have your website up and running contents written and posted, Google will have your website listed.

Here is one of the training videos from phase 1 of the free membership course.

How will you earn money
Lesson2 of Phase 1

There is also the premium membership,  with the premium there is a lot more information and tools that are available,

Here is the list of what is available in each membership

Now you can see the vast amount of information that is available and this will increase your success rate.

There are live video classes once per week this is just extra training to keep you up to date on the changes that may be taking place in  Google and any new update in the online marketing world.

Conclusion

Living on the minimum wage is not easy, but you do not have to continue in that state you can do something about it,

I have suggested online marketing because I am doing it, and it is not as stressful as another area of work might be.

For one, it can be done anywhere all you need is internet connection and a computer, there is no going to another destination you can do it at your home.

With online marketing the start up is very low and in this case you can start for free and if it is not something you would like you can stop you will be loosing nothing.

I must admit Affiliate marketing is not a get rich venture it takes time, I think the hardest part of affiliate marketing is the need for patience.

With affiliate marketing there is the need to build trust and it does take time to build trust. At Wealthy Affiliate you will be taught not only how to draw an audience to your website but how to build trust.

In my opinion there is no better place to learn affiliate marketing than Wealthy Affiliate. Please do not think you are new and have no experience, or too old. Not a technical person, or you have no one to assist you.

The training videos go through the lessons’ step by step you learn at your own pace, the videos are always there you can revisit them at any time you wish.

Here is a blog from one of our members who joined in 2010 and is still with us.

https://my.wealthyaffiliate.com/nathaniell/blog/why-am-i-still-a-wealthy-affiliate-member-after-8-years/a_aid/5373fe86

There is someone always around to assist you, we pride ourselves in the fact we have a community who is willing to assist you and because our memberships is from different time zone there is someone always there to assist.

Should you wish to become a member or Wealthy Affiliate you can do so by clicking on any of the link in this post and I will be your personal coach. Hoping to see you on the platform, give it a try you have nothing to lose.

Thanks for reading this blog please remember to share and should you have a question or comment please leave it in the space provided at the end of this post and I will reply ASAP

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

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Why Is It Important To Know Your Target Audience (Meeting Their Needs will Be Easier)

Easier to meet your audience needs
Why is it important to know your target audience

Why it is important to know your target audience

According to  BETH ANNE SCHWAMBERGER of Brilliant business moms

A target market is a specific group of consumers at which a company aims its products and services.

They are the target market because they are most likely to respond to your product, service, or information.

By “respond”, we mean that they are most likely to buy, consume, sign up, read, or otherwise be engaged with what you disseminate.  Your target market is most likely to be a sneeze r for you.

And because what you have to offer resonates with them, your marketing efforts will be most effective with this group.

You will get the highest ROI (return on investment) with this group, in terms of your time and money, than with other groups.

It is very important to know your target audience because without knowing your target market, or whether an audience even exists, you can’t realistically expect your business venture to survive.

Business owners who learn how to identify their target audiences of consumers stand a better chance of success.in converting ads into sales.

Learning to distinguish between different audiences makes it easier to determine what segments of consumers you should focus on when advertising or creating articles pertaining to these add.

Identifying a target audience of consumers is among the most crucial elements for any new business operator or online marketer to consider.

Clear Focus

Making the assumption your customers will come essentially equally from all segments of the population is not enough to support businesses of today, because the marketplace has become more diversified.

In finding your audience you need to  consider age, gender, lifestyle and technological sophistication,

Since it’s impossible to reach everyone at once, it is best to narrow to a core audience, this will help  you to develop an effective marketing strategy.

It helps you to create a messaging strategy that appeals directly to the type of consumers who are more likely to convert into customers.

It will be  also more cost-effective to refine your audience, because your campaigns are run on a smaller, more focused scale.

It is tempting to want to serve every area of your niche but this will lead to  failure. An example would be, if you are targeting baby product be specific as to what baby product niche you will be promoting whether it is formulas, clothes, toys or something for babies.

Identifying a target audience provides a clear focus of whom your business will serve and why those consumers need your information about the goods or services you are promoting.

Prioritizing Resources

Target marketing, helps  to evaluate which segments of the audiences are most likely to buy the products we are promoting,

With consumers’ help, however, companies can determine which audiences are worth targeting. And this information in turn, will enable us to learn what aspects of the products or services matter most to customers.

Once your business’s target audience is determined, there is no end as to how precisely you can pinpoint your audience’s needs and wants.

If you know what your audience want and you know what your product or service delivers, you can clearly explain to customers what the result will be.

You can effectively manage their expectations, which will have a two-fold effect on your business. First, you will discourage customers who have unrealistic expectations of what you are offering. Secondly, you’ll be left with a satisfied pool of customers who will likely come back for more.

Understanding your target audience

Understanding your target market makes advertising to them easier. It is important that you know a much about them as possible, You should know what motivates them to buy.

It is good to acquire knowledge either by doing the necessary research to get  the relevant information on what their needs are, and try to cater to that need.

Based on your findings, you’ll be better  able to tailor your messages to them that will not only resonate with them but will also leave a memorable impact on them.

In order to get your audience attention in this busy world the message must  mean something to them.

In the life of an entrepreneur the skill of understanding your target market and pitching to them effectively has never been a more important

To Be successful in your business it is important you understand your target audience and know their needs, and in this way you will be able to identify the product or service they need.

If you are considering blogging in the hopes of earning an income, and you are not sure how to reach your target audience, there are companies  that will show you how.

One of these companies is Wealthy Affiliate  of which you can become a starter member for free.

Wealthy Affiliate will teach you how to find a niche and show you how to find your target audience for that niche

You will be taught how to write your content and the right keyword to use so your post will do well in the search engines which will convert into sales.

And if you really want to get into affiliate marketing, Wealthy Affiliate is one of the best platforms for training.

Conclusion

If you are blogging and you are struggling as to finding your niche, or target audience, how to write to get ranked on Google, Wealthy Affiliate is the platform you need to be.

Wealthy Affiliate is one of the most experienced and updated  platforms with which start your online business.

At Wealthy Affiliate you will be shown how to transform your passions into profits

Build your very own profit ready website, show the proven strategies of drawing your targeted audience to your website, your revenue sources are endless.

So there is nothing stopping you to start an online business, start a new career, earn some extra cash remember you can join for free, you have nothing to lose.

If you wish to become a member of Wealthy Affiliate you can do so by clicking on any of the links in this post, and I will get I touch with you. (try us its free for trying)

I hope this post helped you in some way, especially if you are a new blogger, I thank you for stopping by remember to share I would really appreciate it

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

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Do I Need A Website For Affiliate Marketing?—-(No, But it helps to have one)

It helps to have a website in doing affiliate marketing
Do I need a website to do affiliate marketing? (no, but it helps to have one)

Do I need a website for affiliate marketing?

One of the most common questions being asked by people who would like to go into affiliate marketing is  “do you need a website for affiliate marketing?”

Maybe the reason for them wondering if it is necessary for them to have a website, the thought of them building a website may be intimidating and is thinking it is too hard to build a website, and they may not have the technical skills and no knowledge of web design or any such thing.

But in today’s world, design and building a website can be done in 30 seconds. And on certain platforms, it can be done for free.

Actually creating the website is the easy part. The hard part is making that site profitable. Creating trust between you and your audience,

But in answer to the question  Do I need a website for affiliate marketing? Technically no! I use a website for my affiliate marketing blog.

How Affiliate Marketing Works Without A Website

When you become an affiliate marketer, you will receive a personalized affiliate link from the merchant you are advertising for.

This link has a special code that is unique to you and should a purchase be made through this link you will be rewarded with a commission. This link can be placed anywhere, it can be posted on other people’s sites, in comment sections, on social media, etc.

Using Social Media For Affiliate Marketing

You can post your affiliate link on all social media websites from Pinterest to Facebook to Twitter, but make sure you read the terms of service for each as some of them may have certain requirements on how affiliate links may be used.

If you are someone who already has a large social media following, you can use that following to help earn you some revenue

If you’re starting off fresh, it will likely take some time to grow a large and loyal following you can monetize, so start now (even if you plan on having a website, too).

From my experience, making money through social media is more difficult than using a website.

I do have several social media websites, and my affiliate links are placed in all of them but to date, I have not made much money from my social media website.

I must say I have not bought any paid add from my social media sites, I am just using the free ads, That could be a part of the reason for the low conversion but I doubt it.

 Consider Other Forms Of Content

If you do not like writing you can make YouTube videos or podcast you can also use this medium to promote your products

Do Not Rule Out  A Website

No, you do not need a website to do affiliate marketing but it is still the best way to reach an audience and promote your products.

So do not be intimidated by the thought of building your own website, this is not hard and can be done for free.

The website I use is Wealthy Affiliate, you can become a starter member for free, 

The starter program has to lessons or phase 1 of our training the entire training is 50 lessons or 5 phases,

And at the end of the starter phase you will have a website up, and ready for business

Here is a look at the topics of the 10 lessons in phase1

Wealthy Affiliate is a platform built for every affiliate marketer, whether you are new or very experience there is a place for you and you can become a starter member for FREE.

Wealthy Affiliate is a platform that is current with all the new strategies and techniques and all the constantly new changes that occur within Google.

list of 12 lessons in phase 1 on online entrepeneur program
Phase 1 of the Online entrepreneur program

The platform is upgraded every so often that no program is outdated, the success of it is paramount to the owners of Wealthy Affiliate.

I am a senior citizen did not know anything about online marketing or all that goes along with it, I had no technical skills, I could type a little and that’s about it.

I found Wealthy Affiliate, became a free member then upgraded to premium and here I am by no means a super affiliate (making $7000* a month) not yet.

Affiliate marketing is by no means easy, it takes work dedication and above all patience,

Affiliate marketing takes time for you to gain the trust of your audience, I think this is the hardest part of affiliating marketing, whichever method you use.

But it is the same for every business it takes time to increase your customers, and as they get to know and trust you they will bring others along.

Some people give up too quickly and so lose out on becoming a successful affiliate marketer.

I have told you about our free starter program, there is also the premium program, this program is full of relevant information and tools to assist you in making your business successful.

The price is very reasonable for the quantity and quality of the information and tools you will be receiving

Here is the premium billing list.

With the programs they are given through step by step video training these videos are always there you can revisit them whenever you wish.

And you will never be alone there is a community of 1.4 million of us, there are members there are willing to assist you at any time,

Our members are from all over the world so there are people from a different time zone, therefore, someone is always there to assist you,

Failing that you can get in touch with the presenter there is a contact messaging system so you will be able to pm him.

And our technical support team is A1 they are there 24/7 and can be contacted directly from your dashboard no outside call for help and no extra charge for any issues you may have. (some platforms do charge extra for fixing technical issues)

Conclusion   

Wealthy Affiliate is the best platform for training, it is a platform built for every affiliate marketer, from beginners to seasoned affiliate marketers.

Here is a blog from one of our members have a read.

https://my.wealthyaffiliate.com/ew2fh/blog/working-from-home-opportunities-in-blogging-your-passion-for-a-living/comment/23319211/a_aid/5373fe86

I do post my links of social media but Facebook can cut your visitors any time it wishes, I know because it has happened to me twice.

So having a website where you can draw your own audience, you just need to write articles that are relevant to your niche and audience

And all this will be taught at Wealthy Affiliate, and I do suggest you upgrade to premium especially if you are new to Affiliate marketing, this move will increase your success rate tremendously.

You can become a member by clicking on any of the links in this post, and if you should do that I will be your mentor.

There is no need to fear in becoming a free member you will not be asked for any financial information, no credit card no other personal information but you name and email address

I am looking forward to meeting you on the wealthy Affiliate platform,

Please leave your questions or comment in the space provided at the end of this post and I will gladly reply ASAP. Thank you for reading remember to share I really do appreciate your stopping by.

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

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What Is Internet (affiliate) Marketing? And (How Does It Work?)

What is internet marketing and how does it work

Internet marketing refers to the  methods that are used to market a product or service online,

And this compasses different areas on marketing goods and services online

According to webopedia

Internet marketing, or online marketing, refers to the use of the web and email  to advertise and market and to drive direct sales via electronic commerce,

In addition to sales leads from websites or emails. Internet marketing and online advertising efforts are typically used in conjunction with traditional types of advertising such as radio, television, newspapers, and magazines

.

Different Areas of Internet Marketing

These areas are:

  • Web marketing and this all areas of e-commerce, Websites, affiliate marketing, and SEO search engine optimizernformative Web sites, online advertising on search engines, and organic search engine results via search engine optimization (SEO).
  • Email marketing involves both advertising and promotional marketing efforts via e-mail messages to current and prospective customers.
  • Social media marketing involves both advertising and marketing (including viral marketing) efforts via social networking sites like Facebook, Twitter, YouTube, and Digg.
  • Search engine optimization (SEO) involves the optimization of landing pages within your website to increase the number of visitors.

All these facts are taken from webopedia see:

/www.webopedia.com/TERM/I/internet_marketing.html

So as you can see almost all if not all of the online marketing falls under the umbrella of internet marketing.

What is affiliate marketing?

Affiliate marketing involves referring a product or service by sharing it on a blog, social media platforms, or website.

The affiliate m earns a commission each time someone makes a purchase through the unique link associated with their recommendation. Done well, this performance-based opportunity can become an important part of your business by netting you a healthy income.

How Does Affiliate marketing Works

Find a Niche

A niche is a distinct segment of a market, in other words, an “audience”.

When choosing a niche that fits you, you should be choosing something that is ideally an interest, a passion, a hobby, but it could be something that you would like to learn about. You don’t need to BE an expert, you become an expert.

Build a website,

There are platforms that will assist you in building your websites. It only takes 30 seconds and you can join for free here

Create content

Content writing is a method of writing text which is closely linked to web marketing movements.

This means writing articles websites that are designed to sell or encourage specific produce.

  1. Find and join an affiliate program
  2. Choose which offers to promote
  3. Obtain a unique affiliate link for each offer
  4. Share those links on your blog, social media platforms, or website
  5. Collect a commission anytime someone uses your links to make a purchase

Here is a part of the lesson on how the process works taken from the online entrepreneur’s course on the Wealthy Affiliate platform.

Task #1: Understand the Make Money Process

There are MANY different ways that you can earn money online and many different ways in which you can build an entire business. In the coming lessons we are going to be walking you through the following process (and the video above explains it).

There are 3.75 BILLION people online as of 2018 (YOUR audience) and these people are searching for things all the time.

They are looking for information, solutions to problems and to buy stuff. That is where you are going to come in with your website and help these “audiences” by offering them information about what they are looking for. You will be “helping” these people and earning revenue in the process.

The Benefits Of affiliate marketing

There are several benefits to affiliates, it star tup cost is very low, you have no inventory to store, no building to rent or upkeep,no staff, no returns no customer hassle, so shipping, asnt the list goes on

Affiliate marketing is a low risk venture . Since there’s litle or no cost to join affiliate programs, you can start making money with an established affiliate product or service without any upfront investment.

Affiliate marketing can also become a passive income earner  through recurring sales commission. So you will be earning at all times.

But you must realize it’s going to take time creating traffic sources, so initially before your website is establish your patience is required ( I think this is the hardest part of affiliate marketing).

Please remember you will need to build trust with your audience, so it’s best to only highlight those poducts or service you have  personally used or would recommend. I would reccommend that you do a thorough research on any prodeuc or service you recommend.

Finding affiliate programs

An easy way to find affiliate programs is to visit an affiliate marketplace or platform. Browse your niche to find top performing affiliate platforms. Here are some of the most popular:

You ca also visit the product or service website you wish to adverize  and see if they offer an affiliate program.

There are also affiliate network some of these are

ClickBank

ShareASale

CJ Affiliate

JVZoo

And many others

Now that we have been through the basic of affiliate marketing there are other steps needed to be a successful marketer,

You will need to know how to draw people to your web site, the right keywords to use to get Indexed and ranked by Google and the other search engines, and making sure you are within the law.

There is a training platform of which I am apart it is Wealthy Affiliate.

Wealthy Affiliate, in my opinion, is one of the better training platforms, and you can become a starter member for free,

As a starter member, you are given 2 websites, 10 themes to choose from for your website phase 1 which is 10 lessons of our online entrepreneur course.

At the end of these 10 lessons, your website will be up and running fully functional ready for business.

I know in these times we are afraid of being scammed, I have been scammed a couple of times myself but wealthy Affiliate is no scam.

Wealthy Affiliate is a well-established platform that has been around for almost 15 years and has many members from around the globe.

Of course, there are more information and tools needed to assist you in becoming successful in affiliate marketing.

There  is another tier other than the free membership there is the premium membership,

Here is a list of what is offered by both

z

The free membership will remain free there is no time limit for remaining a free member, but I would suggest the upgrade to the premium membership especially if you are new to affiliate marketing.

Conclusion

I would like to encourage you to try affiliate marketing, especially if you are looking to increase your income,

I will not tell you it is a walk in the park, while the building of your website doing it from Wealthy Affiliate takes only 30 seconds building your business l is like building any other business takes time,

Affiliate marketing is definitely not a get rich quick business you will need hard work, perseverance, learning, studying, and sacrifice.

At Wealthy Affiliate, the lessons are given via video and with easy step by step information, you can go at your own pace and you can access the videos any time you wish, even if you have completed the course.

The platform of Wealthy Affiliate is constantly updated as a result there are always current information and techineques associated with affiliate marketing

You will also find the community of Wealthy Affiliate is one that is eager to assist each other with any issues they may have.

The tech support is amazing they are available 24/7 and can be reached from your dashboard NO outside calling and paying any fee for assistance.

There are no excuse why you cant at least try, it will cost you nothing, you are not too old ar too young there are 18 years old to 80+ years old on his platform, so give it a try there is nothing to loose

No finiancial information is required to be a free member, it will be worth your while. And you can become a member by clicking on any of the links in this post and I will assist you.

Thanks for taking the time to stop by I really appreciate it, remember to like and shareand leave yout questions and comments in the space provided at the end of this post.

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

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Plan For Future Retirement—(Increase Your Income Now)

Start saving now
Plan for your retirement

Plan for future retirement

For the younger generation of millennials telling them to plan for their retirement may seem to be so far away they have a lot of time to prepare. (Start your online Business now)

But this is not so, the evidence of this is the vast amount of people who are reaching the retirement age and have nowhere near what they will need to live during their retirement age.

And this need not occur as there are so many ways to save for your retirement, I understand with some of us the cost of living has us living pay check to pay check, but there are many things we can do to increase our earning

Being able to retire and living how you want to live takes planning. You may have a couple of years to plan for your retirement in some cases as much as 30 years or more to think about what you want to do in retirement and how you are going to get there.

Just how much money you are going to need in retirement no one exactly knows, and it also depends on what you want to do in your retirement.

Do you just want to live quietly or do you want to travel a lot?  and there is also the fact that some of us will live 30 years or more in retirement without an income Except for our pensions or 401K.

And there is the likely- wood of some major illness that can affect us as we get older. which in most cases will take a huge chunk out of our savings.

Some Retirement planners are suggesting that we should have at least  $500,000.00 saved for retirement, this doesn’t seem like an amount that can be easily reached even in 30 years

It may be possible for some, but for most of us, I do not see it happening, there are some studies that show that people are not saving for their retirement.

And more than 60% have not saved enough and some have nothing saved, and because of this, there is a crisis in boomers retirement.

People are getting anxious and depress over the fact that there is no money to keep them in a reasonable standard of living.

So for the millennials and for the soon to be retired and the retired, I would suggest other avenues of earning extra income just to save not only for retirement but for any major event that may occur in our lives.

There are many things you can do to earn extra money, but I am suggesting online marketing.

For one, it is less stress, no traveling to and from a destination, it can be done anywhere as long as you have a computer and a wifi connection.

What is affiliate marketing?

Affiliate marketing involves promoting a product or service by sharing it on a blog, social media platforms, or website.

The affiliate earns a commission each time someone makes a purchase through the unique link provided by the merchant and is associated with their recommendation.

Affiliate marketing can become an important part of your business by netting you a healthy income.

Affiliate marketing is a low-cost business there is no inventory to keep no shop to rent, no returns to handle.

All you need to do is find a niche to build a website and draw an audience to your site.

Wealthy Affiliate

You can be taught to do all this at Wealthy Affiliate platform, you can join for free and you will be given 10 lessons of phase 1 of our online entrepreneur course

And at the end of these lessons, you will have a website up and ready for business.

The lessons are given via video and the instructions are given step by step so they can be easily followed, these videos never go away they are always there, so if needs be you can revisit the lessons.

Now there is 2 tier of membership, the free and the premium, with the premium membership there is a lot more necessary information that will enable you to be a successful online entrepreneur.

Membership Packages.

Here is a list of what’s available with each membership package.

I have heard of people staying on the free membership but I am not sure how successful they are, one person blogged that he has been an active free member for 18 months.

I would not recommend staying a free member especially if you are new to affiliate marketing, you are going to need all the information you can get to not only start your business but to make it grow into a successful business.

With a premium membership you will be able to have many streams of income, as you will have 50 websites, so once you establish your first site, ( I think you should do that first ) you have the potential of 50 different business bringing in income.

Here is a link to a link from one of our super affiliates.

https://my.wealthyaffiliate.com/benjisdad/blog/ive-been-lazy-for-7-days-and-this-happened/a_aid/5373fe86

Premium Billing Choice

There is a cost associated with the premium membership but in my opinion, it is very reasonable for all the information and tools that are included.

The Wealthy Affiliate  platform is the #1 training platforms everything is included in the package

Included are free web hosting free mentoring, site support, with some other training platforms, there is extra charge for web hosting and there is also upsells. And the free membership with Wealthy Affiliate is always there. No expiration date.

I am a retiree and I know how difficult it is to save for your retirement, there are the children to care for the daily expense of providing, then there is college, the mortgage, and the unplanned for the expense that surprises us from time to time, I have been there.

So I suggest to you Wealthy Affiliate as another way to earn extra money,

Wealthy Affiliate has an A+ rating with the BBB we have a worldwide membership from 193 countries and we are all a like-minded family whose desire is to assist each other to achieve their goals.

Wealthy Affiliate is a company that is constantly updating its platform with the latest techniques and tools which enable its members to achieve their goals.

Wealthy Affiliate has been around for over 14 years and the membership is now over 1.4 million so Wealthy Affiliate is not a scam but is a successful training platform.

Here is a video of one of the lessons in phase 1 of the online  entrepreneur class

Understanding how to make money
understanding how to make money Lesson 2 phase 1

Conclusion

I am a retiree with no previous experience no technical knowledge but I joined Wealthy Affiliate and I have learned so much, I joined for free then went monthly and now I am yearly I have no regrets.

Here are the topics taught in phase 1

topic of the 10 lessons taught in phase 1
topics of the 10 lessons taught in phase 1 online entrepreneur class.

Now I am not saying it will be easy, because starting any business is never easy it takes time work dedication and patience.

With Affiliate Marketing the hardest part is in waiting, but it takes time to win the trust and confidence of people.

There are so many fake people around trying to con you into parting with your money, that people are cautious before they will support anyone.

That is why it is very important, to be honest, and be careful of the products you are recommending, research them well because your name will be tarnished if the product is no good.

Like me a lot of us are retired with not much or nothing saved for our retirement, you can start earning additional income now, it’s never too late, just try it for free, there is  no contract with free or premium membership, and with your free membership you will not be asked for any financial information.

You will never know if you do not try, and if you try for free, you will be assisted every step of the way and should become a member by clicking on any of the links in this post I will be your mentor, and if you decide this is not for you, you will have lost nothing but you will have gained some knowledge of affiliate marketing and a web site which you can use for any other business.

I am looking forward to meeting you on the Wealthy Affiliate platform.

Thank you for stopping by, it is appreciated very much, please remember to share this post, and there is a space is provided at the end of this post for questions and comments, I will answer your questions and reply to your comments ASAP.

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

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Hardest Things About Retirement (Be Active Start A New Career)

Change your career
The hardest thing about retirement

The hardest thing about retirement

The hardest thing about retirement is to suddenly have a life with no structure, after living most of our life with some structure,

As hard workers, some of us working for more than 30 years as we grow older we tend to look forward to our retirement,

And finally the day comes and we are officially a retiree, and we are happy, no more 9-5 rush to go to work and to get home,

We can do as we please, we can sleep late, do some gardening, go to the mall, we have all the time for ourselves.

For me and I think a lot of us, this joy of newfound freedom lasted only for a short while, then we begin to miss the structure that the working world has.

We tend to have too much time on our hands, and we are at a loss as to how to fill our days, some of us become lethargic, and depress. We tend to put things off rot tomorrow, so we usually have full tomorrows but the today’s are empty.

Some of us had made plans to travel see different countries or cities and after retirement, we realize just how expensive that can be.

Not enough savings

We realize the plans we had is going to cost more than our savings will allow, but we can overcome this by adding some structure to our lives.

We can set a time to get out of bed in the mornings, time to exercise, time to do our chores whatever that may be.

We can give ourselves a change of scenery and it doesn’t have to cost much, we can go to nearby counties or visit some museum or some place of interest, and it doesn’t have to be every week it can be once a month.

We can offer your service as a volunteer, the hospitals sometimes need people to sit with patients, or to read to them, just find something that will help you to feel needed.

A job made you feel useful

Having a job gave you an identity, you knew what your job was, how to do your job and you felt fulfilled, you may have grown tired of it but now you miss that job

Well, you could start a new career. I met a gentleman he was in his 80’s and he worked at our supermarket once per week, and he said he did not need to work, he had retired from 2 companies and was getting a pension from both places but he told me that coming to work every Tuesday was what kept him alive.

I know for me I started feeling that my life had no meaning, sometimes in the morning when I awake I forgot what day it was, I felt useless everybody was gone to work except me.

I found a new career, affiliate marketing. not only is my day more structured, but my mind is engaged, and I am learning new things in my old age.

Anybody can find some sort of job online to keep you occupied if you just google make money online or jobs online you would be surprised to see the vast amount of opportunities that pop up.

Of course, as usual, there are also scams so you need to be careful, I had been scammed a couple of times then I found Wealthy Affiliate.

Wealthy Affiliate is a training platform that teaches the inside out of affiliate marketing and you can join the starter program for free.

The starter program comes with 2 websites, 12 themes to choose from and 10 lessons and at the end of these 10 lessons you will have your very own website up and running ready for business

The lessons are taught in a step by step manner which is easily understood, and if you need help there is a very active forum of members who are willing to assist you in any way they can.

You can join for free and check out the lessons and our awesome community I have left a

video of one of our lessons.

understanding how to make money

There is also the premium program, with this program all the necessary information and tools are made available for your success as an affiliate marketer.

Here are the billing option of the premium program

With the premium, there is a big difference if the information and tools that are provided here is a list of the tools and information that is available in both programs

If you are wondering if you could stay on the free program the answer is yes the free program never expires, will you be successful in doing affiliate marketing with a free membership, I do not know the answer to that I know members who are on the free membership for over a year I do not know how successful they are.

But I would highly recommend the upgrade especially if you are a novice like myself and need all the knowledge in affiliate marketing you can get.

There is also the added bonus if you upgrade within 7 days of becoming a free member you will get the first month for $19.

Wealthy Affiliate

There is a saying int he business world that you should not join a company if it is lessthen5 years old Wealthy Affiliate has been around going on 15 years and have members drawn from all over the world193 countries and with a membership of over 1.4 million.

The Wealthy Affiliate website was built for all affiliate marketers whether you are new to affiliate marketing or you have done some affiliate marketing or you are a very experienced affiliate marketer.

On the Wealthy Affiliate platform, you are shown how to build your web your website which takes only 30 seconds.how to advertise your website how to monetize your website how to draw an audience to your website.

Now affiliate marketing is not a get rich overnight type of business you cant set it and forget it, it is like any business, you have to work, study. Persevere, and have patience.

I think having patience is the hardest part, but it takes patience to attract an audience and patience for you to gain their trust.

Conclusion

Now a website is not only good for affiliate marketing  there other things you can do online, you can sell things for your self.mabe you have a hobby and you area  creative person you can make things it would be good to have your own website,you could author an ebook, or offer you service to tutor or work for companies online

Maybe starting a new career does not appeal to you, but you can try it will cost you nothing, It did not appeal to me either. I thought I was too old to learn something new, I was not computer literate apart from entering data, I had no technical skill.

Today I am an affiliate marketer, I am not only learning about affiliate marketing but I am gaining knowledge in the niche I am writing about, health and wellness for boomers and this one especially for retirees like myself.

Remember you can become a starter member for free, so you can look around it will cost you nothing you have nothing to lose to look around, you can stay awhile and build your own website.

And should you decide to become a member you can click on any of the links in his post and I will contact you and answer any questions you may have, I will even be your mentor.

Thank you for reading this post hope you found the information interesting please stop by again and remember to share

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