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How To Achieve Financial Security In Retirement

The average Social Security check paid out in 2018 was just $1,404, according to The Motley Fool.

That works out to just $16,848 per year… hardly enough to get by comfortably on these days.

And that’s before taxes!

It’s no secret that retiring in today’s economy is harder than ever for seniors. The costs of healthcare, housing, utilities, and even food have all skyrocketed. And unfortunately, the Cost Of Living Adjustment just isn’t cutting it for some seniors.

The economy always has and always will have its ups and downs. When the economy is stable it is time to start preparing for the turbulent time that will come.

By preparing adequately, cutting costs, and making sure you still have some income coming in, you can emerge out of a recession just as strong as you were before it.

Although one can never be completely prepared for a recession there are strategies that older Americans can use to prepare for a recession, and that will help them know what to do when it arrives.

There are several things you can do to help you financially through your retirement

Reduce expenses. There are many ways to cut expenses.

Cut discretionary spending. Buy nothing if you don’t need it to live. Resist sales pitches.

  • Transportation: Carpool as much as you can. Or look for ways to save money on gas.
  • Housing: Get a roommate or consider relocating to an area with a lower cost of living. Or think about Airbnb
  • Food: Stop going out to eat; instead, try to cook at home from scratch more often. Consider the benefits of the slow food movement.

Keep the money flowing in.

  • If you don’t have a job, find other ways to make money. Focus on cutting your expenses, think about starting your own online business.

Keep saving.

If you can, fit saving into your budget, You should make every effort to continue saving, in life, there are always unexpected expenses

Jobs in Retirement

How To Achieve Financial Security In Retirement
How To Achieve Financial Security In Retirement

So today I am encouraging those of us who are close to retirement and even if you are not,

I think the younger the better or maybe you have already retired and you are finding it a bit difficult to cope financially.  You can Achieve Financial Security In Retirement

You may just need some extra cash,  you should  look into making money online

There are a host of online jobs that can be a source of income for you.

You could drive Uber or Lyft or any other company that offers this kind of service,

Teaching is a good one, you could offer your services to teach or you could sell stuff online like crafts, clothes.

If you are one of those persons who can fix things you could be a handyman you would be able to set your own time and price

There are opportunities to make a decent income from either one of the jobs mentioned and there are a lot more.

How To Achieve Financial Security In Retirement

But I would like to take a look at something that is better able to serve you for a long time,

There is also a business that you will be able to make a passive income over time. And you can join for FREE

A business that after it is established you can earn without too much activity on your part. I am talking about online marketing.

What is online marketing?

Online marketing is a method used for promoting products and services through the internet.

With online marketing, you will be able to advertise your skills and services or your products you are selling,

You can also advertise for a company and collect a commission if anyone buys through your website by way of a blog.

So you may not know how to start a blog. Well  you don’t need any special knowledge, or technical skills or anything else to start your own money-making blog

You can become a member of the wealthy affiliate at no cost (for free) and you will be taught a step by step method to build your website,( the beginner training course)

Have a look at one of our training videos.

Phase 1How To create your Own website and create money

Creating keyword-rich content lesson3 phase1

You will be given 1 website for free, and web hosting will be provided for free

Also included is  Affiliate Bootcamp training phase 1 only, keyword research tools (30 free searches) 1on 1 coaching for the first 7 days

There is also a very helpful and eager community of over 1,000,000 ready to assist you a pay it forward attitude is encouraged

Wealthy Affiliate Online Marketing

Wealthy Affiliate is a BBB-rated company and has a rating of 98 /100 and it is a legitimate company.

NO SCAM and the beauty of this you can join for free you can look around at what is being offered.

Start building your website and doing the lessons and if it is something you think you would like then continue.

If you do not think it is for you that’s ok too you can quit and it will have cost you nothing

You will not be bombarded with a sales pitch on joining, you are not asked for a credit card number.

If you do decide to stay with us you will be encouraged to upgrade to a premium membership which offers you so much more

With a premium membership, you will get, here is a list of what the 2 membership offers

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  • You may ask if it is possible to continue with the free website and the answer to this is a yes

I would recommend that you upgrade to premium especially if you are new to this like I was, you will need the extra information and tools to succeed.

The premium membership is $49.00 per month it is well worth the price. you can also pay yearly and get a huge discount

Should You decide to upgrade during the first  7 days you will be given the opportunity to become a premium member for only $19.00 the first month

I suggest you grab this offer as it will enable you to look further into our premium package,

There is no commitment to anything, if you are not satisfied you can quit. it’s a win-win situation.

Conclusion

As a retiree myself I can tell you first hand of the task of living daily on a pension that cannot meet the needs.

I am fortunate that my children chip in and help me, it is not something that I wanted but thank God they did it

I am now a part of Wealthy Affiliate and even though this is not a get rich quick or make a lot of money overnight venture,

It is a business that can create a passive income in time.

It does take discipline and work but after your website is established and you have an audience you can make money without much effort because your website will continue working.

So I am encouraging you to take the step to ensure that your retirement is not filled with stress.

Join us at Wealthy Affiliate you have nothing to lose, remember you can become a member for free.

There is a community of very helpful  people  including myself ready to assist  you in any way we can

You join by clicking on any link in this post I will be there to show you around the platform and answer any questions you may have

I appreciate you taking the time to read this post hope you found it helpful   Remember to share this post. It would be appreciated.

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

Shoppers Voice Survey Review


There are thousands of survey sites online and each one promises to reward you for providing them with your opinions.

But does this site actually deliver on that promise?

This review has been researched with information and testimonials that are available online in the public domain

About Shopper’s Voice Survey

Shopper’s Voice has been one of America’s leading providers of consumer information for more than 30 years

Shopper’s Voice carefully gathers opinions, preferences, and insights from shoppers around the country through our online consumer opinion survey.

Continue reading Shoppers Voice Survey Review

Receipt Hog Review Is This Site A waste Of Time?

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Receipt Hog Review   Is This Site A waste Of Time?
Receipt Hog Review Is This Site A waste Of Time?

I know that we are all looking for a way to earn some extra cash, and you may be wondering if this site will allow you to earn some cash or is it a waste of time,

I have done my research on this site and have laid out what I have found.

What is receipt hog

RInfoScout is a market research company that has developed a few apps that collect research information for companies using people’s smartphones in return for reward and Receipt Hog is one their app’

Receipt Hog is a free mobile app that turns your everyday shopping receipts into easy cash rewards! The more receipts you snap, the more rewards you’ll earn!

For every qualifying receipt, you snap a picture of and submit, you’ll earn coins or spins depending on the retailer on your receipts, and a sweepstakes entry for our monthly drawing. Our monthly sweepstakes drawing could earn you up to 5,000 coins!

Continue reading Receipt Hog Review Is This Site A waste Of Time?

ReceiptPal Review

ReceiptPal Review ----    Is this site Legit?
ReceiptPal Review —- Is this site Legit?

If you are looking for a way to make a little extra money on the side in your spare time, in this post I did research on receipt pal, and in this post, I will be stating what I found.

What is Receipt Pal?

The NPD Group, Inc. and its corporate affiliates (“NPD”) provide consumer and retail information and insights for a wide range of industries.

We have been conducting market research for over 50 years. Our clients encompass over 2,000 businesses, including many Fortune 500 companies.

ReceiptPal is NPD’s consumer receipt panel. In exchange for their participation, panelists have the opportunity to earn points for rewards as well as have their receipt information digitally organized to allow for easy look-up and analysis.

Continue reading ReceiptPal Review

Survey Say Review( Is This Site Legitimate?)

Is Survey Say Legitimate?
Survey say review

Survey Say Review

There have been a lot of paid survey companies offering you the ability to earn money online, each one claiming you will be able to earn hundreds of dollars per month.

But I have been doing some survey reviews and I am yet to find one that anyone can earn hundreds of dollars per month.

There are online opportunities that will allow you to earn not only an active income but a residual income as well  (Residual income is when you continue to get paid after the work is done.)

Continue reading Survey Say Review( Is This Site Legitimate?)

Make Extra Money While On Social Security ( Find Out How )

Make money while on Social Security

It is suggested by Business Insider online magazine that there could be trouble up ahead for retirees.

It sets out three reasons why they think that serious trouble awaits the retirees.

They state :

  • Baby boomers are expected to live longer than previous generations — and it’s creating retirement challenges.
  • Living longer means boomers now either have to work longer to support themselves or have to worry about outliving their savings.
  • Working longer, however, is not an option for many.

Continue reading Make Extra Money While On Social Security ( Find Out How )