Retirement Planning

After working for several years, we usually look forward to the time when we retire; having worked for 30 to 40 years, we look with eager anticipation for a comfortable retirement.

But older workers find it tough to retire at the age of 60-65  After four decades in an office or a factory because their savings have been wiped out or they do not have enough savings to live on during retirement.

It is advised that we need to be prepared to live 30 years without employment as the new life expectancy is 90 years.