Tag Archives: financial

How To Achieve Financial Security In Retirement

The average Social Security check paid out in 2018 was just $1,404, according to The Motley Fool.

That works out to just $16,848 per year… hardly enough to get by comfortably on these days.

And that’s before taxes!

It’s no secret that retiring in today’s economy is harder than ever for seniors. The costs of healthcare, housing, utilities, and even food have all skyrocketed. And unfortunately, the Cost Of Living Adjustment just isn’t cutting it for some seniors.

The economy always has and always will have its ups and downs. When the economy is stable it is time to start preparing for the turbulent time that will come.

By preparing adequately, cutting costs, and making sure you still have some income coming in, you can emerge out of a recession just as strong as you were before it.

Although one can never be completely prepared for a recession there are strategies that older Americans can use to prepare for a recession, and that will help them know what to do when it arrives.

There are several things you can do to help you financially through your retirement

Reduce expenses. There are many ways to cut expenses.

Cut discretionary spending. Buy nothing if you don’t need it to live. Resist sales pitches.

  • Transportation: Carpool as much as you can. Or look for ways to save money on gas.
  • Housing: Get a roommate or consider relocating to an area with a lower cost of living. Or think about Airbnb
  • Food: Stop going out to eat; instead, try to cook at home from scratch more often. Consider the benefits of the slow food movement.

Keep the money flowing in.

  • If you don’t have a job, find other ways to make money. Focus on cutting your expenses, think about starting your own online business.

Keep saving.

If you can, fit saving into your budget, You should make every effort to continue saving, in life, there are always unexpected expenses

Jobs in Retirement

How To Achieve Financial Security In Retirement
How To Achieve Financial Security In Retirement

So today I am encouraging those of us who are close to retirement and even if you are not,

I think the younger the better or maybe you have already retired and you are finding it a bit difficult to cope financially.  You can Achieve Financial Security In Retirement

You may just need some extra cash,  you should  look into making money online

There are a host of online jobs that can be a source of income for you.

You could drive Uber or Lyft or any other company that offers this kind of service,

Teaching is a good one, you could offer your services to teach or you could sell stuff online like crafts, clothes.

If you are one of those persons who can fix things you could be a handyman you would be able to set your own time and price

There are opportunities to make a decent income from either one of the jobs mentioned and there are a lot more.

How To Achieve Financial Security In Retirement

But I would like to take a look at something that is better able to serve you for a long time,

There is also a business that you will be able to make a passive income over time. And you can join for FREE

A business that after it is established you can earn without too much activity on your part. I am talking about online marketing.

What is online marketing?

Online marketing is a method used for promoting products and services through the internet.

With online marketing, you will be able to advertise your skills and services or your products you are selling,

You can also advertise for a company and collect a commission if anyone buys through your website by way of a blog.

So you may not know how to start a blog. Well  you don’t need any special knowledge, or technical skills or anything else to start your own money-making blog

You can become a member of the wealthy affiliate at no cost (for free) and you will be taught a step by step method to build your website,( the beginner training course)

Have a look at one of our training videos.

Phase 1How To create your Own website and create money

Creating keyword-rich content lesson3 phase1

You will be given 1 website for free, and web hosting will be provided for free

Also included is  Affiliate Bootcamp training phase 1 only, keyword research tools (30 free searches) 1on 1 coaching for the first 7 days

There is also a very helpful and eager community of over 1,000,000 ready to assist you a pay it forward attitude is encouraged

Wealthy Affiliate Online Marketing

Wealthy Affiliate is a BBB-rated company and has a rating of 98 /100 and it is a legitimate company.

NO SCAM and the beauty of this you can join for free you can look around at what is being offered.

Start building your website and doing the lessons and if it is something you think you would like then continue.

If you do not think it is for you that’s ok too you can quit and it will have cost you nothing

You will not be bombarded with a sales pitch on joining, you are not asked for a credit card number.

If you do decide to stay with us you will be encouraged to upgrade to a premium membership which offers you so much more

With a premium membership, you will get, here is a list of what the 2 membership offers

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  • You may ask if it is possible to continue with the free website and the answer to this is a yes

I would recommend that you upgrade to premium especially if you are new to this like I was, you will need the extra information and tools to succeed.

The premium membership is $49.00 per month it is well worth the price. you can also pay yearly and get a huge discount

Should You decide to upgrade during the first  7 days you will be given the opportunity to become a premium member for only $19.00 the first month

I suggest you grab this offer as it will enable you to look further into our premium package,

There is no commitment to anything, if you are not satisfied you can quit. it’s a win-win situation.

Conclusion

As a retiree myself I can tell you first hand of the task of living daily on a pension that cannot meet the needs.

I am fortunate that my children chip in and help me, it is not something that I wanted but thank God they did it

I am now a part of Wealthy Affiliate and even though this is not a get rich quick or make a lot of money overnight venture,

It is a business that can create a passive income in time.

It does take discipline and work but after your website is established and you have an audience you can make money without much effort because your website will continue working.

So I am encouraging you to take the step to ensure that your retirement is not filled with stress.

Join us at Wealthy Affiliate you have nothing to lose, remember you can become a member for free.

There is a community of very helpful  people  including myself ready to assist  you in any way we can

You join by clicking on any link in this post I will be there to show you around the platform and answer any questions you may have

I appreciate you taking the time to read this post hope you found it helpful   Remember to share this post. It would be appreciated.

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

PERMISSION RESEARCH SURVEY REVIEW


In this time of financial crisis, looking for a way to make some extra cash. In this post, I will be looking at Permission Research

This survey site is a little different from other sites I have reviewed, it is Legit but, I know you can do much better,

What is Permission Research

PermissionResearch is a division of Comscore, Inc., one of the nation’s largest Internet research firms, boasting more than 2 million members worldwide which was founded back in 1936.

The goal of Comscore Inc is to help companies understand consumer Internet usage and behavior, so companies can create better products and services for everyone online.

How Do You Earn

Participating members enjoy periodic surveys on interesting topics and research software that monitors Internet browsing and purchase activity. PermissionResearch makes money by helping trusted companies understand how consumers use the Internet.

After registering you will have to wait for an invitation from PermissionResearch

Participation to earn is by invitation only, If you qualify, you will be asked to download a special type of software that will be used to track your habits while you surf the internet.

This will allow PermissionResearch to develop an understanding of how they and the members of their household use the Internet.

In addition, you may be occasionally invited to participate in online surveys that are designed to help companies understand the member’s attitudes and interests on a wide variety of topics. The research software is easily removable.

How Will Be Paid

There are several ways that you will be rewarded for your participation

  • Trees for Knowledge: PermissionResearch has partnered with a non-profit organization known as Trees for the Future.

Trees for the Future plants a tree for each new person who joins the PermissionResearch community.

WANT TO MAKE MONEY ON-LINE? Click Here

Trees for the Future has been helping thousands of communities in Central America, Africa, and Asia by planting nearly 65 million trees since 1989.

  • Monthly Sweepstakes: As a reward for members, each month one lucky panelist will receive $100.
  • There are also other draws for bigger cash prizes of $2500, $5000, and even $100,000! Earn extra sweepstakes entries when you refer friends or family to the panel.
  • Free Software: PermissionResearch members also receive free software such as file protection, screensavers, games, and online privacy tools!
  • Cash and Gift Cards: From time to time, PermissionResearch members may be contacted for special surveys that offer extra perks, like cash or gift cards as a thank you for participation.

Joining Permission Research will earn you one sweepstakes entry each month.

For every friend or family member that you successfully refer to also join PermissionResearch, you will receive an additional sweepstakes entry.

Earn Money Online The SMART and Legit Way

What are the eligibility requirements to join PermissionResearch?

To be eligible to join PermissionResearch you must be at least 18 years of age and own or control any computer that you install the PermissionResearch software on.

Permission Research software is compatible with most Microsoft and Mac Operating

System

Is Permission Research Legit?

Yes, this site is legit, it’s run by one of the nation’s largest Internet research firms, Comscore.Inc. this company was started in 1936 and has over 2 million members worldwide.

My Thoughts

This site is legitimate, and you can become a member if you do not mind not making any money, maybe you like the fact that this company is part of a company that plant trees in Central America, Africa, and Asia but for you, there is nothing but a chance to win a sweepstake.

And just what are the chances of you winning a sweepstake, well there are over 2 million users so the odds of you ever winning in my opinion is very slim.

But. There are many jobs that you can do from home and in a previous post I listed a few of the    http://sureaffiliatemarketing.com/business-you-can-start-from-home-make-money-on-line and there are a lot more, but whatever you choose it is best to have a website.

With a website, you can advertise your skills or your products, Have no particular skills or product? You can still make money online, You can be an affiliate marketer,

Just shat is an affiliate marketer?

Affiliate Marketing

Affiliate marketing is an advertising model in which a company compensates third-party publishers to generate traffic or leads to the company’s products and services. The third-party publishers are affiliates, and the commission fee incentivizes them to find ways to promote the company.

Affiliate marketing can be very rewarding, you do not have to be an expert, with the proper training you can become an expert, and you can start for free.

The option of making money online is at this time very viable, of course, this will not happen overnight,

Working with a platform that will provide you with the tools and information that will assist you to become successful is very important.

Working from home can be very beneficial you will be your own boss, make your own schedule, you can designate where you want to work from it can be anywhere you are most comfortable.

And working to build your own business is even better, you can build a business that can generate a steady income,

As I said it will not happen overnight,  but it is said Success is no accident, it is hard work, perseverance, learning, studying, sacrifice, and most of all a love for what you are doing.

Best Training Platform-

If you would like to know more about affiliate marketing, you can do so on one of the best training platforms,

This is a platform that teaches today’s online marketing. with a vision to genuinely help people achieve success in business and in life, dedicated to helping others become great and achieve true financial independence.

Wealthy Affiliate

In my opinion, Wealthy Affiliate is the best training platform, this platform was built with affiliate marketers of all levels of affiliating marketing, from beginners to ultra-successful affiliate marketers.

Who is affiliate marketing for? Affiliate marketing is for anyone. To give you a better idea Affiliate Marketing is for:

Stay at home moms or dads

  • The disabled
  • Anyone that needs to earn some extra money
  • People that don’t like their current jobs
  • People who want to earn money from their hobbies or passions
  • Bloggers who want to earn some money from their blogs
  • Students either while studying or after graduating
  • The unemployed
  • Retired people who want to earn to supplement their pensions
  • People who want to learn how to build a WordPress website
  • Local business owners who want to start a website or improve their online presence
  • Anyone looking for fast and reliable hosting with the best support I’ve ever seen
  • People who want to learn how to make money online in an honest way
  • And many more.

You will not be alone, the community is very active and helpful the training videos are an excellent source of information you can have a look at one HERE.

So If you really want to build a profitable business online you can join Here and start your training FREE

I appreciate you stopping by and I look forward to your comments and questions and please remember t share this post.

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you)

I found a review of Permission Research on the Trust Pilot site

Its a survey site that for the most…

Its a survey site that for the most part, doesn’t offer any compensation, but a chance to win cash prizes, but will offer a gift card or cash from time to time. According to the site, they will plant a tree for your participation. Support takes a few days to get back to you with answers to any problems you may have.

Retiring With No Money Saved?–(Start Your Own Business for Free Now)

Start your own business for free now
Retiring with no money saved?

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Retiring with no money saved?

In an article written by Elyssa Kirkham /Gobankrates and published in the online magazine Money, she states that 56% of all Americans has $0 saved for retirements

Unfortunately for many of us saving for retirement is not an area where our attention is focused, because of the necessity of meeting our daily financial demands, which is a struggle, the thoughts never seem to go towards retirement savings.

There are many financial  obstacles that the majority of us faces some of these are: credit card debt, student loan debt, low wages, the need to save for a child’s college education, and the list never ends, all of these things can put a strain on our budgets, they don’t necessarily make it impossible to save for retirement.” (start  your own business for free)

Most of us are falling short of the amount of savings required for a comfortable retirement and that is if we are saving at all.

Continue reading Retiring With No Money Saved?–(Start Your Own Business for Free Now)

Avoid Affiliate Marketing Scams—-Financial Independence

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Scams to watch out for

There are some very frightening facts that faces those of us who is retired or who will be retired in the near future.

According to financial experts like the Stanford Center on Longevity (SCL).

workers approaching retirement will either need to work beyond age 65, reduce their standard of living or do some combination of the two.

And as these unfortunate    facts faces us the older generation and not only us but there are people among us who faces financial woes.

We tend to reach out for anything that appear will help us alleviate this problem.And this is the time when we are easily scammed by heartless and ruthless individuals.

Most of these scams take place online, there are so called online business that suppose to offer you the opportunity to to earn extra money that will alleviate  your financial problems .

I would like to take a look on some of these scams and hopefully give you a heads up in spotting the  red flag in these offers.

Fake Affiliate Marketing Training

Itis  very important before you join any training program to do a thorough research  of the program you can find a large number of companies offering courses, webinar, ebooks and other kinds of information

Many of these so called programs are offering no real valuable information. And You probably won’t learn anything that will enable you to make any money online this is just a rip off and you will lose your hard earned cash for nothing but hyped fluff

Get-Rich-Quick Offers

One of the most common scams is you can make a lot of money quickly and with little effort, This is definitely not so,and this is  the cause for people to think affiliate marketing is a scam.

I WANT TO MAKE MONEY ON-LINE

You will be asked to buy the course and it will be of no use to you and you will be out of som cash and the ones offering will get rich and you will not be able to get a refund.

Be careful of any company offering to train you in affiliating marketing but you have to join now because space is limited especially if they are asking you to pay to join that is most likely a  company that will rip you off and as I said before do your research.

Retirement Woes

I know all the reports are saying that having $290.000.00 + SS is not enough for retirees to live a comfortable life for the next 20 -30 years we are expected to live after retiring at age 65-70 and most of us have not saved anywhere near $290.000.00 ( I know I haven’t )  so we are looking to earn some extra money,

But in our quest to find a suitable way to provide income let us be careful in where we decide to invest our resources, I know for myself I desperately needed to find a source of income and I found myself scammed  so many times until I found Wealthy Affiliate.

Wealthy Affiliate Marketing

Wealthy Affiliate has been around for 14+years with a membership of over 1.4 million and our members are from 193 countries.

There is no cost to join Wealthy Affiliate and this free membership never expires, at Wealthy Affiliate all the information and tools that will enable you to build and maintain a successful online business is available.

With a free membership you will be able to choose your niche and if you need help in choosing one you will be helped to choose a direction from over 1,000,000 niche ideas

with the instruction given at Wealthy Affiliate you will be able to  build your own WordPress website in 30 seconds no designing skills needed.

Then you will write and publish your first post and buy your domain name, web hosting and website security + 30 keyword search by the Jaaxy tool is also included in the free package.

There are two membership options available the free which never expires and the premium. The information and tools that are available with the premium is a lot more, I have posted the list of what is available with the two options below.

start your own business
start your own business

Now you may be asking if you will be able to run a successful online business with the free membership. I would recommend you upgrade to premium especially if you are new I know I joined for free and after a couple of months I upgraded to premium, but you could try it and see.

Conclusion

There are a lot of scams around run by unscrupulous people who do not care who they hurt as long as they can relieve you of your hard earned cash, so be careful watch out for the red flags, if something seems too good to be true it usually is.

I have recommended Wealthy Affiliate to you, because I have found this company to be legitimate company it is a company that is up to date with today’s online marketing strategies and genuinely wants to help  people achieve success in business and in life.

We have a very active community that is very willing to help you achieve success in reaching your goals.

  START YOUR FREE AFFILIATE  MARKETING  TRAINING HERE.

I am in no way saying it will be easy, it won’t , it requires hard work, much effort and discipline. But we the community will be there to help you, and if you become a member by clicking on any of the links in this post I will be your mentor,

So I am encouraging you, take a look see, it’s free you have nothing to lose and a free membership never expires, looking forward to seeing you on the Wealthy Affiliate platform.

Thank you for reading this post I really appreciate it should you have a question or a comment please leave it in the space provided at the end of this post and I will respond ASAP and please share this post thank you.

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you)

The Baby Boomers Retirement Crisis—Financial Freedom

Start your own business
The baby boomers retirement crisis

Retirement Crisis

Are you in a retirement crisis? Are you ready to retire but find yourself woefully short in savings and income to live a comfortable lifestyle for the rest of your life?

Not only do boomers in today’s world  have to think about their own retirement plans,

But in most cases, they also have to care for their elderly parents which can have added emotional cost and financial costs adding to their crisis situation.

Continue reading The Baby Boomers Retirement Crisis—Financial Freedom

Earn Extra Money Working From Home—Make money on line

Earn Extra  Money  Working From Home
Earn Extra Money Working From Home

Expect the unexpected

In this life, nothing is sure; in a moment, everything could change, and an unexpected event could blindside you.

I think of people who probably have been working for a company for many years and are suddenly told that their services are no longer needed.

Or you become disabled for some reason, and you are no longer able to work, and over the years, you have not been able to save because you have been living paycheck to paycheck.

Continue reading Earn Extra Money Working From Home—Make money on line

Affiliate Marketing Is The Best Way to Earn Money Online

 Scams Targeting the Elderly

Affiliate Marketing the best way to earn money online
Best Ways to earn money online

A survey done by the Cooperative Credit Union Association has found that as millions of Americans retire over the next decade, financial crimes and abuse against the elderly are occurring at an ever-increasing alarming rate.

And as all Americans encounter scams with increasing regularity, studies show that few financial consumers are taking steps to improve their financial literacy in the digital age.

More than half of caretakers for the elderly have reported an elder being targeted with fraud; more than a quarter of elders have also fallen prey to at least one financial scam. and the problem is likely to get worse before it gets better

Continue reading Affiliate Marketing Is The Best Way to Earn Money Online