Tag Archives: financial freedom

Coping With Financial Stress—— Overcome Financial Stress And Improve Finances

Coping With Financial Stress
Coping with Financial stress

coping with financial stress

Financial realities among most.

In today’s world, the financial situation or should I sal the lack of finances are causing a large percent of the population a lot of  financial stress, people are preoccupied with the thought of how to cope with the financial situation in order make ends meet

According to market watch and published by MSN money a study done by the NORC at the University of Chicago, an independent social research institution, found that 51% of working adults in the United States would need to access savings to cover necessities if they missed more than one paycheck.

They found that Certain communities were more prone to economic hardship and missing a paycheck would be devastating to them as they would be unable to cover basic living expenses after missing more than one paycheck, this situation is mostly found in households where the annual income was $30.000 annually or less.

It was also suggested that many of these persons of these households would be rendered homeless in the event of missing a paycheck.

Stressed about finances

We know the effects of financial stress on our lives, we can agree that it affects you in some way,

financial stress can affect you both physically and mentally are you constantly consumed with how much money you have (or don’t) and how you’re going to keep a roof over your head, get to work, and possibly feed your family.

This type of thinking could certainly develop one of several stress-related health conditions.which could lead to serious, sometimes life-threatening illnesses.

Prepared for a financial crisis

What is the financial crisis? According to the business dictionary, a financial crisis is  A situation in which the supply of money is outpaced by the demand for money. In other words, some unforeseen financial expense occurs and all the money available is eaten up by that unexpected event.

This unexpected event could be anything it could be The loss of, a job or overtime reduction, medical bills. or any unforeseen event.

It doesn’t matter how careful we are with our finances an unexpected expense could be all it takes to send you into financial duress, especially if you’re not prepared to cope with it.

Strategies you can take

In times of financial crisis, there are certain fixes you can take for instance you can create a budget

Create a budget

You may feel overwhelmed with the lack of funds to think that creating a budget, you will probably it is only going to add to your financial stress, but it is the best tool you have to get control of your finances and stop worrying about money.

A budget allows you to decide when and how you are going to spend the money you have, This spending plan makes sure you cover your immediate expenses, while still working towards overcoming you unforeseen expense (cause of the crisis)

Borrow from someone

This is another option you could use, you could borrow from a family member or a good friend or as a last resort if you are qualified you could get a loan from an institution.,

I personally do not like this option because you will have to pay interest on the money you borrow and sometimes if we are not careful we find ourselves in the worst situation so borrowing from an institution should only be done as a last resort.

Of course, we should also do our very best never to get ourselves in this situation ever again in order for us to accomplish this we need to change our lifestyle.

Change your lifestyle

Changing one’s lifestyle can be hard at first, but it is a necessary step we have to take to make our lives less stressful.

  1. Create a budget and stick to it,  the first few months of planning and sticking to it are the most challenging part, but once you understand and see the improvements in your money management and the more you do it the less time it will take you to do, you will be able to  reduce the amount of time you spend on it, and the stress level will also be reduced.
  1. Your budget will give you the feeling of control that you need to have over your finances. Start with just one months’ worth of expenses and then go from there, tracking spending and cutting back in different areas each month until you find the perfect balance.

The next thing you need to do is to create an emergency fund, this is really necessary, in this way there will be some extra cash in case of a crisis.

Create an emergency fund

Creating an emergency fund may not be easy at first, especially if you are struggling to make ends meet each month. Start by putting a small amount, in the bank from each paycheck, and any leftover money you have in your other spending categories at the end of the month so that you can build up your emergency fund.

You may also consider selling any unused items around the house, or get a side job or you can start your own business.

You can start your very own online business for free, this way you can work from home, With an online business there is the potential of not only extra cash but in time this business can increase your income level that you can quit your day job

There is also the possibility that your business will become a passive income earner, I am suggesting the business of online marketing.

Online marketing is by far one of the better ways to earn an income online, one of the cons to online marketing is it does not generate an income overnight, it takes time.

I am an online marketer and the platform I am a part of is Wealthy Affiliate, this platform is one that provides everything you will need to build, grow and maintain a successful business.

Wealthy Affiliate

Wealthy Affiliate has been around for quite a while, over thirteen years the company has an A+ rating with the BBB and we have members from almost every part of the globe.

At Wealthy Affiliate, you will be given step by step instructions in everything that is needed to create your very own business and you can become a member for free.

With a free membership, you will go through phase 1 a 12 lesson series of the online entrepreneur course and after these lessons, your beautiful website will be up and running and ready for business.

There is also the premium membership which will take you further in the knowledge and skills of affiliate marketing.

I think it would be wise to upgrade to a premium membership because of the amount of information and tools that are available with the premium membership. which I think increases your success rate.

Please remember the free membership has no expiration date, so you can take as long as necessary to complete phase 1 of the entrepreneur class, go at your own pace, have a look around and meet members of our awesome community.

Here is a break down of the premium billing, as you see it is made easier for you to choose which billing cycle would be more convenient for you.


Just in case you are thinking it is too hard or you are too old or you are not familiar with the computer technology stuff, please forget that.

The training videos are expertly done and if you are still not understanding, just ask, there is always someone to assist you.

And you can join for free there is no contract, no information is asked for but your name and email address, so you have absolutely nothing to lose.

Final thoughts

I know almost everyone is having some kind of financial problems, and in most cases, we need more money to enable us to live more comfortable, take a vacation, buy a car, pay off a debt or save for retirement.

I have tried to share the benefits of starting your own online business, success will not come overnight because with the online business you have to build an audience and establish that you are trustworthy and this takes time, how much time? For everyone it’s different,

To be successful you need to be patient, consistent, determined and work hard, success is no impossible it is very doable and you can do it if I can so can you.

Here is a link to just 1 of our successful members.


Should you decide to become a member just click on any of the links in this post and I will be in touch with you, I will be there for you, to help you along.

Hoping to see you on the Wealthy Affiliate platform

Thank you for stopping by I do hope you found this article helpful to you in some way please remember to like and share, and should you have a comment or a question please leave it in the space provided and I will respond ASAP

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

Please follow and like us:

Make Money Online From Your Blog

If you are one of the many people thinking of making money but not sure how to go about it or thinking that maybe it’s just a dream that will never come true or to make money online is just impossible because you do not have any knowledge or any skill or you are not a technical person.

But making money online doesn’t have to remain a dream it is not that complicated like any other business it takes time.

You need to devote the time and energy to get your business up and running there are thousands of people making a substantial living from business online

The first thing you will need is to decide what you want to write about or picking your niche

What is Your Niche?

The best way to choose a niche is to choose something that you like or is passionate about  that way your blog will be more authentic and your readers will connect with your passion and be a frequent visitor to your site

It is very important to have a focused topic for your blog especially if you intend to earn from it.

The niche you choose should be serving to a particular group of people. If you want to create an income from your blog, it is important to pick a niche instead of having a wide range of topic.

There are  who may be thinking there are too many blogs already, however, the key to finding your own success in a competitive market is to find your own unique angle:

Choosing a name for your blog

The name you pick will stick with your blog for a long time. It is how readers will relate to and remember you. It is very important to choose the right name because it is the platform from which you will build a brand — the right name will make all the difference in how well your blog is received by an audience.

Try to find a name that is relatively short and easily remembered it would be good  if it targets specific keywords but if it doesn’t there is no need to  worry

Web platform

I would like to introduce you to the Wealthy Affiliate web hosting  platform who will do the “heavy lifting” for you and they use the WordPress system which is the best content management system.there is

Wealthy Affiliate will take you to step by step coaching you from how to choose a niche, then how to build your website which is the foundation of your business than how to get traffic to your website using your social media tools which is how you will make an income  wealthy affiliate know the best way to get traffic to your website


Are you blogging for fun or do you want to make money from your site?   You will need to learn about affiliate marketing which is the number one way to monetize your site that can potentially make you a full-time income and much more if you want it to remember you get out what you put in.

Wealthy Affiliate will show you how to make money from your website   There are over millions and millions of products that you can promote as an affiliate marketer online. This means you don’t have to carry any inventory for any of these products or services. Wealthy Affiliate will show you how to link to companies through your special affiliate links, and any sale made through that link you will get a percentage depends on the company some give 6-8 % others 10-20% make.

There are tools at  Wealthy Affiliate that will help you to find the right keywords they have the best keyword tool that will assist you in choosing the right keywords that will get you ranked in google it is called Jaaxy

It is very important to use the right keywords it is just as important as picking a niche if not more, as this is what will bring you traffic/readers to your blog.  As people are searching for millions of things on the internet, you want your site to be on that page 1 of the results, and using the right keywords will help you get there.

Search Engine Optimization (SEO)

Your website, pages, and posts should all have search engine optimization in place so you will be able to get your blog found by search engines.

Knowing just what you need to do and what will help to make your blog easily found by search engines so they can index and rank your site is very important..

Knowing Your Audience

You need to know your audience how to catch their interest, will be and how to write to them with intent. You will be taught about the purchasing cycle of people and that way you will be better to convert them into customers.

The importance of staying current

Wealthy Affiliate is always updating their system and plugins are current it is very important for any business to be aware of current trends and changes and the online business is no different.

There is a lot to learn about blogging and Wealthy Affiliate is the platform that will train you and help you set up your business and take you all along the way to success. All you will need is a computer/laptop and an internet connection.

Be committed for the long haul.

Be prepared to be patient and be committed to success doesn’t happen overnight remember that it takes time for your blog to rank in the search engines takes time.

It usually takes 3-4 months for the search engines to get some trust in your site so you may not much traffic to your site until but in the meantime keep on producing contents to your site as this will build up trust in your site and don’t give up.

To make a viable income from your site will take consistent effort and hard work on your part for a full year, depending on your niche, some shorter and some even longer.

But reaching your goals will make all the work and effort worthwhile success will be sweet. And remember you can get all this excellent training at Wealthy Affiliate.

We have members who have been with Wealthy Affiliate for 8 years and would never go   anywhere else in his own words

Wealthy Affiliate is a great resource for both newbies and experienced members. Sticking around Wealthy Affiliate has some incredible benefits!

You can become a member of Wealthy Affiliate for free you will get 2 websites for free and after looking around the platform and seeing all the awesome information and tools you can upgrade to premium or if you want to remain for free you can do that too but there is so much more for premium


in conclusion there is no better place to get your training that at Wealthy Affiliate you can become a member for free and you will get two websites free you will also get a number of websites themes But I would suggest you upgrade to premium there are some awesome information and tools that is made available to you for your success. You can join for free and spend some time looking around the platform and then decide but if you choose to remain free there is no problem you can do that too

At Wealthy Affiliate, there is always 24/7 assistance our wonderful family members who believe in pay it forward is always willing to assist you and there is always the technical staff you are willing and able to assist you. so why not join us now for free?

Thank you for stopping by and reading this post I really do appreciate it, and should you have any questions or comments please leave it in the place provided at the end of this post and I will reply. Please link and share this post I would appreciate it.


This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

Please follow and like us: