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What You Can Do If You Haven’t Saved Enough For Retirement

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Not having enough money saved for retirement is a common fear, and when that’s the case, it likely means you won’t be able to retire when or how you want.

But all hope is preserved if you must catch up on your savings goals.

Once you’re in retirement​

Cash flow management becomes the main focus and challenge for people who exit the workforce with limited retirement savings.

If you rely on Social Security alone, you must be wise about how you spend your money.

It requires discipline and a willingness to be on top of your spending and budgeting.

Downsizing may also be an option if you’re struggling to pay your bills and put food on the table.

Many retirees want to age in their homes, but if the mortgage or property taxes or the cost of living in your region are too high, downsizing to a smaller home or cheaper location could ease some pressure.

Taking in a renter can also help. After all, housing tends to be one of the more significant monthly outlays. Any way to reduce that frees up more cash to live on.

Reverse Mortage

If you have equity in your home and are 62 or older, a reverse mortgage is another option, but first, make sure you understand how it works.

A reverse mortgage is a loan based on the equity in your home. The lender pays you a lump sum or monthly through a line of credit.

You only repay the loan once you sell the house, move or die.

The amount you have used is deducted from the proceeds of the sale. Anything left over goes to you or your heirs.

There are some downsides to a reverse mortgage that you need to consider.

The interest rate tends to be higher than on a traditional mortgage; there are fees, and you are responsible for the property taxes, homeowner’s insurance, and maintenance.

If you use all the equity in the home, there may be nothing left to leave to your loved ones. “Reverse mortgages are becoming much more attractive now since the HUD got involved in 2015 and changed the laws,” says D’agostini. “Tapping your home equity is viable if you have less than $10,000.

Retirees can also supplement their Social Security benefits by getting a part-time job. It can bring in extra cash and provide a way to get out of the house and socialize — things retirees need.

Many people find a second job they love that helps supplement Social Security and a lack of savings as they enter retirement.

Work From Home Jobs

There are many jobs a retiree can do from the comfort of their homes. Working from home and making money on the Internet is very common today.

Work-from-home jobs are suited for retirees who want or need to work but also want to enjoy their retirement, and they work when, where, and how they choose.

And part-time, remote jobs allow retirees to enjoy retirement while bringing in additional income.

Customer service reps

Customer service reps can work from home to answer calls and respond to emails.

Helping customers troubleshoot and answering questions are everyday tasks for this role, a typical remote job for retirees.

Remote data entry

Remote data entry jobs involve entering and updating data into a computer system. You’ll need some typing skills and may need to know how to use a 10-key number pad.

Editing jobs

Editing jobs can be a perfect role to do remotely. Editors will review content, whether online or in print, to make corrections related to grammar, style, punctuation, and clarity.

Legal Assistants

Legal assistants typically handle the administrative needs of a law office and respond to client communications by email, phone, and text.

An Online English Teacher 

An online English teacher will teach English classes to children in another country.

Classes are taught via video or an online learning platform.

Affiliate Marketing

Affiliate marketing is an advertising model in which a company compensates third-party publishers to generate traffic or leads to the company’s products and services.

The third-party publishers are affiliates, and the commission fee incentivizes them to find ways to promote the company.

Of all the many ways to make money online, I prefer affiliate marketing, Affiliate marketing might sound complicated, but it’s a straightforward, low-cost way to sell more products.

Affiliate Marketing Benefits for Creators

There are many benefits to being an affiliate marketer.

Flexibility

Affiliate marketing can be a flexible income stream for content creators. Marketers can make money when working and even when they are not.

Your work is complete once you place an affiliate link in your content. You can enjoy incoming commissions anytime, anywhere.

High ROI

Most Affiliate Programs are easy and free to join, and content creators do not have to spend even a single penny on starting affiliate marketing.

Content creators can strategize and utilize their following to bring conversions to the deals they promote. Every commission they make on a sale could be a profit.

Diversified Income

Different affiliate programs offer commissions at various stages of the buying process.

Affiliate marketing not only adds a dependable income stream to every content creator’s portfolio but also pays them in different ways, including Pay-per-Click and Pay-per-Sale.

Increased Exposure

Affiliate Marketing can help content creators tap into new audience pools through brand collaborations and sponsorships.

Creators can gain access to newer age groups and demographics and ultimately increase their following.

It increases significantly with Affiliate marketing tools as they allow us to automate some time-consuming processes and help us reach maximum users.

11. Leverage Expertise

Affiliate marketing can help content creators leverage their expertise by promoting products and services they know about.

Content creators can share their knowledge and expertise with potential customers by becoming an affiliate.

 No Qualification Required

Content creators do not need any minimum qualification to become affiliate marketers, which means they can easily add a revenue stream to their list without any added expenses or barriers to entry.

Marketers can capitalize on existing and new viewers on their pages.

 Better Credibility

Affiliating with trustworthy brands and promoting good products is a great way to achieve mutual benefit.

Content creators gain massive credibility when their audience finds good products through them.

Creators must always look out to take frequent customer feedback to understand their experience and shall only promote high-quality, original products and services.

Who Can Be An Affiliate Marketer

There are no standard education requirements to become an affiliate marketer but to be successful. I suggest receiving training in the ins and outs of affiliate marketing.

Many platforms offer affiliate marketing training, and I recommend the forum I am a part of, Wealthy Affiliate.

Wealthy Affiliate

You do not have to be an expert in the technicalities of using the Internet. Still, you need to have an internet connection and are familiar with typing, and if you have ever used social media, you are ready.

Wealthy Affiliate teaches you how to pick your niche, build your website, and add necessary tools.

To manage your websites, like Google Analytics, Yahoo, and Bing, how to choose your keywords so you are given a lesson in using SEO (Search engine optimization),

Using Seo in your content allows Google and the other search engine to find your content, index them, and drive an audience to your website with social media.

The great thing about the membership of Wealthy Affiliate is you can become a member for free (At no Cost). And no expiration date on how long you can remain a free member.

Of course, as a free member, you would get less than a premium member; I recommend upgrading to a premium membership after you have looked around and gotten familiar with the platform. Especially if you are a newbie like I was.

Web hosting is free at Wealthy Affiliate. Other websites charge $49.00 per month for web hosting; as a free member, one free webpage: there are designs for your website to choose from, included at no cost.

 What Does Wealthy Affiliate Provide?

Building your website at Wealthy Affiliate takes less than 30 seconds, and you will be ready for business.

The premium membership is where you get access to absolutely everything. If you’re serious about building an online business,

The lessons provided are in-depth for the Online  Entrepreneur Certification Class; there are 5 phases. Each phase has ten lessons. The Wealthy Affiliate Boot Camp class has seven steps, and each stage contains ten lessons.

There is also help 24/7; we have a community with a pay-it-forward attitude, and there is always someone to help. The site support staff are just incredible; there are always ready to assist you.

CHECK OUT THE BEST AFFILIATE MARKETING TRAINING NOW!

I am not saying you will be earning right away with no effort; I am saying that with effort, work, and determination, you can have a business that will allow you to make money; you determine the amount.

There are members here that are earning $6.000.00+. As a premium member, you have access to ten websites and the opportunity to have different business websites; some members here are so busy they have to hire writers to help them.

At Wealthy Affiliate, our extraordinary community members will share their knowledge and skill to help you achieve your goals.

Conclusion

I have found all  I need to start and maintain my online business here at Wealthy Affiliate, and I know you will find it, so if you decide to join us, you can also become a member of this great community for free risk to you.

You will not ask for personal information besides your name and email address. So if you want to start your online business, please join us, look around, and build your website. Should you not like us, there is no obligation; you have nothing to lose, no one will call you or bother you in any way,

Looking forward to seeing you in our community

If you have any questions or thoughts regarding the best way to make money with affiliate marketing or anything else, please do not hesitate to leave me a comment below.

The User Tester Site Get Paid For Your Perspective

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Online surveys are the most common and popular way to make money online.

There are thousands of survey sites online, and each one promises to reward you for providing them with your opinions.

But does this site  UserTester deliver on that promise?

This post has been researched with information and testimonials available online in the public domain.

 

What is UserTesting?

UserTesting is a research platform that hires user testers (or panelists) to do various tests and tasks for third-party clients. 

The UserTesting platform helps companies increase the usability of their website and allow the user to have a better experience.

 Testers/users are used to give feedback about websites and let companies know how their experience is.

The company is an exciting site from a user perspective, and as a tester, you can make some money.

UserTesting works with some of the biggest brands in the world; as a member, you get to test both big and small websites and influence the future experience on these websites.

As a tester, you give video feedback of your thoughts while navigating different websites.

 

How do you sign up?

It is easy to sign up for UserTesting. You need to spend more time than many other sites.

To register, you must provide UserTesting with your email. A confirmation email is sent to thank you for applying to  The UserTesting Contributor Network. 

 

 

UserTesting uses video feedback and must ensure members are comfortable doing this and can live up to a certain quality. 

The test takes around 5-10 minutes. At first, you get access to a screen where you can download the screen recorder. Then follow the instructions step-by-step.

You have to do a 5 minutes sample video, where you record your screen and voice. When you follow the steps on the website, there is an example to see before you start yourself.

How Does UserTester Work?

Once you become a panel member of UserTesting, you are made aware when a new test is available. You can then apply to take this.

Often it is a particular profile that’s needed, or testers must reside in a specific part of the world to be able to participate. So even though you become a member, you might get few opportunities.

When you get a test, you will first get a task description. For example, it can be a specific situation, “Imagine that you are interested in visiting this museum and looking for information about it.”

You must have the particular scenario in your mind while taking the test and give feedback accordingly.

All tests on UserTesting are video feedback; as a member, you must have a screen recorder that records how you navigate on the specific website, and at the same time, you must explain your thoughts and give feedback to specific questions in a microphone.

This way, the companies will receive a video of how you navigate their website and all your thoughts.

One thing that is important to know is that the quality of the videos you make is essential. 

The companies are only interested in genuine and valuable feedback, and because of this, there is a rating system.

After each video you have made, the website owner will give you a star rating of 1-5, producing an average rating for you over time.

Members with higher ratings have a better chance of getting more tests, as website owners prefer feedback from people with higher ratings.

Once you are a member, there is information to help you get good ratings.

Do you need special equipment to participate?

You can test Mac or PC and iOS and Android mobile devices.

Before you apply for a test, the device you need to do the test is known to you, so you know if you can take it.

It would be best to have a specific screen recorder tool on your device, and you are guided to install this as you sign up.

It is a free tool to download. It is straightforward to install, and if you at some point do not want to be a member anymore, it is also clear to uninstall. It would be best to have a microphone to record your feedback.

How Are You Paid On UserTester

 

UserTesting currently pays USD 4 for a 5-minute or USD 10 for a 20-minute video recording, often including 4-ish written follow-up questions. 

Occasionally, you are offered a live interview, which pays between USD 30 and USD 120. Payments are made via PayPal

 

 

Is UserTester Legit

UserTesting is a legit platform and not a scam. And pays for completed tasks and is available in many countries.

The cash you make on the UsteTester site is better than most survey sites, but more is needed for a sustainable income. There are better ways to make money online from home.

Make Money On-Line

Here is a short list of how to make money online; there are many more ways to make money online, but I recommend affiliate marketing. 

  • Drop Shipping
  • Online Video
  • Information Products
  •  Blogging
  • Affiliate Marketing

 

Affiliate marketing is one of the most “hand-off” online businesses you can start.

Of all the proven ways to make money online, I prefer affiliate marketing.

Affiliate marketing offers you the chance to make money online by promoting affiliate products – physical products, digital products, and services by referring people to the seller’s company website.

You will receive a specific commission once the customer completes the process of accepting the offer through your unique affiliate link.

This type of marketing approach continues to grow in popularity because it is advantageous to both the seller and the consumer and is effective.

In most cases, you’ll need a lot of money to start your business. However, with affiliate marketing, it’s different.

What you’re going to need is a blog website; this is for you to increase your online presence, establish authority with your readers, and eventually promote your affiliate products.

A blog is an excellent way to start making money online with no money because you can apply to affiliate programs for free.

What Is Affiliate Marketing?

Affiliate marketing is an advertising model in which a company compensates third-party publishers to generate traffic or leads to the company’s products and services.

The third-party publishers are affiliates, and the commission fee incentivizes them to find ways to promote the company.

Affiliate marketing is not a get-rich-quick endeavor; it will take some work and patience, but you can do it.

What Are The Benefits Of Affiliate Marketing?

The benefits are many, but I will list a few:

  • No huge startup costs!
  • No selling face-to-face!
  • No stock to keep or manage!
  • No recruitment is involved!
  • No taking of endless surveys!
  • No vast investment involved – (Get started for FREE)
  • And no working for someone else!
  • You can operate in any market you wish! – even your hobbies & passions!
  • Earn a full-time income & more! No limit to your earning potential!

You may be saying you do not know about affiliate marketing; don’t worry, there is (in my opinion) the best training platform in AFFILIATE Marketing.

This company has been around since 2005 and has members from around the globe,

This company has an outstanding reputation and has produced many super-affiliates; they have the very best community that is very active, friendly, and helpful.

With the free membership, you will get ten lessons, a website, a domain (for a time), and free web hosting; you need not be an expert; you will become an expert; you have nothing to lose to try; it is FREE.

CLICK HERE TO READ ABOUT MY #1 recommendation for making money online

Who is Affiliate Marketing for

  • Retired people who want to earn to supplement their pensions
  • People who want to learn how to build a WordPress website
  • Local business owners who wish to start a website or improve their online presence
  • Anyone wishing to create a website or improve their online presence
  •  People who want to learn how to make money online in an honest way
  • And many more.

Affiliate Marketing is not a get-rich venture, it does take time to be successful, but as with all businesses, success only happens after some time. But success is achievable.

Thank you for your time. I do appreciate it. Have you done any surveys from survey sites? What was your experience?

If you want to learn more, click HERE, and I will gladly show you around.

I really would like to hear from you. Do you have any experience with sites like this one? If you have any comments, questions, or experiences with this website, I would love to hear from you in a comment below. And please share

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase to you)

 

 

 

 

 

 

Ways To Supplement Social Security Retirement Income

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With the cost of living rising daily, some of us find it difficult to survive on a social security income.

Living on an unsustainable income is hard, and if you need more income to cover your living expenses, you could rack up expensive debt that constrains your cash flow even more.

Living on too little income is hard enough when you’re working, but it’s unsustainable in retirement.

Too many Americans are feeling this pressure. Studies confirm that many pre-retirees don’t have enough savings to support a comfortable retirement.

And while Social Security might help, most savers know it’s not to be a sole source of income.

According to a survey from Schroder Investment Management, 67% of respondents did not believe their monthly Social Security benefit would be enough to live on.

Of course, knowing that Social Security won’t be enough and being able to address it are two different things.

For example, if you’re already close to retirement, saving up $1 million fast to supplement your Social Security benefit is unrealistic.

Instead, you’ll have to be resourceful about your income streams to make the situation work best.

2. Passive income

Most of us will face health problems later that affect our ability to work. That’s why passive income is so appealing for retirees: The money keeps rolling in, no matter what.

Typical passive income sources include dividends, real estate and rental, and business income.

Unfortunately, these mostly require cash investment up front, which is the very thing you don’t have.

Granted, a business venture that takes off could easily out-earn a stock market investment, but you also risk losing all your money.

In this digital age, however, you can generate passive income in less traditional ways and with considerably less risk.

Some options include renting out a room in your home on Airbnb, renting your garage on JustPark, or renting your unused basement or attic as storage space on Storemates.

You could also start a blog or sell your photography to a stock photo website like Shutterstock.

3. Part-time work

If you’re comfortable working with technology, a remote, part-time job could be the right option in your earlier retirement years.

Try job sites like FlexJobs, and We Work Remotely for remote customer service roles, teaching and tutoring jobs, data entry positions, bookkeeping opportunities, and more.

4. Gig work

A part-time job should provide a steady paycheck but comes with the responsibility of working regular hours.

If you’d prefer to set your schedule, you could supplement your retirement income with gig work instead.

By definition, gig work is flexible. You decide what projects to accept and when to complete them.

Fiverr and Upwork are two popular gig work websites where you can promote your skills as a freelance writer, graphic designer, quality assurance specialist, accountant, computer programmer, and more. You could also outsource your skills as a handyman, mover, housekeeper, delivery service, or personal assistant on TaskRabbit or Thumbtack.

Get creative to generate income.

Social Security is your retirement safety net, but it needs to get the job done with others.

If your savings don’t fill the income gap, get creative about generating income through assets you already own or skills you have.

It may not be the retirement you dreamed of, but it’s better than skipping a mortgage payment or reaching for credit cards when the budget doesn’t balance.

You could also make money online, and there are different ways to make a living online.

Here are some ways to make money using the Internet

  • Drop Shipping

  • Online Video

  • Information Products

  •  Blogging

  • Affiliate Marketing

Drop Shipping

With an online drop shipping business, as a small business owner, you don’t have to have any inventory whatsoever of products or handle any delivery to your customers.

Be sure to work with a company specializing in drop shipping.

There is no financial cost and risk of having a warehouse full of stuff you might not sell and the hassle of arranging to send orders worldwide. You don’t have to manufacture or store any products at all.

Your only focus is marketing and advertising to find customers and make sales. Once there is a sale, others handle everything else. Your only cost is marketing and advertising to acquire a new customer.

Online Video

Create helpful content—something engaging that people want to watch. It could be a how-to video or a talking-head video on a topic of interest for people in your niche—the sky is the limit.

You make money with ad revenue. Your first step is to create a YouTube account and start uploading videos.

Then you enable monetization on your YouTube settings, which gives Google the go-ahead to include short AdSense ads with your videos; When viewers click on those ads, you get paid.

Creating professional-looking videos (no expensive pro equipment needed):

  • You can use your smartphone or a simple video camera. But make sure the lighting is good so that everything in your video is clear and easy to see.
  • Make sure the audio is clear. You don’t want an air conditioning hum, construction noise, or other distractions.
  • Use simple editing software like iMovie to put titles at the video’s beginning and edit out any flubs.

Above all, remember that your videos can be simple and don’t have to be slick. Just provide valuable content and be engaging and interesting. Funny helps, too.

  • Information Products

There’s no shortage of ways to create information products, but the most popular formats include:

  • Audio: a recorded teleconference, interview, course, or some other spoken-word product
  • Video: a recorded webinar, a how-to, an interview
  • Text: an ebook, an instruction booklet of some sort, a travel guide

In each category, you can get creative and make any type and format of content as long as it’s engaging and valuable.

Blogging

A  blog is a website where people can post their thoughts and opinions on various topics. A blog is an online journal where you can share your expertise and ideas.

A blog MOSTLY focuses on written content (popularly known as blog posts). Blog posts are in an informal or conversational style.

A blog can be about any topic but primarily focused on a specific niche, such as fashion, beauty, lifestyle, food, travel, parenting, finance, etc.

You can also add pictures and videos to your blog and share links to your posts on social media sites such as Facebook and Twitter.

Once you have an audience or generate traffic from your blog, you may be able to make money from blogging in various ways, including;

  • Selling affiliate products
  • Selling your products
  • Using display ads such as AdSense, Mediavine, Media.net, etc

  • Affiliate Marketing

  • Affiliate marketing is an advertising model in which a company compensates third-party publishers to generate traffic or leads to the company’s products and services.
  • The third-party publishers are affiliates, and the commission fee incentivizes them to find ways to promote the company.

Affiliate marketing is a marketing scheme in which a company compensates partners for business created from the affiliate’s marketing tactics.

  • Of all the proven ways to make money online, I prefer affiliate marketing.

Affiliate marketing offers you the chance to make money online by promoting affiliate products – physical products, digital products, and services by referring people to the seller’s company website.

You will receive a specific commission once the customer completes the process of accepting the offer through your unique affiliate link.

This type of marketing approach continues to grow in popularity because it is advantageous to both the seller and the consumer and is effective.

In most cases, you’ll need a lot of money to start your business. However, with affiliate marketing, it’s different; you can start for free.

To start affiliate marketing, I recommend getting some training in the ins and outs of affiliate marketing.

Who Can Be A Successful Affiliate Marketer?

Anyone Can Be a successful affiliate marketer. Approximately 4 BILLION people are using the Internet; it doesn’t matter where you head online or what topic; there are people you can connect with to create your business online.

 Requirements needed for online marketing.

There are no requirements to have technical experience or online marketing experience.

Everything related to online business is on the proper training platform.

Here is a diagram of how affiliate marketing works

And you must develop and nurture your audience, answer any query or comment they may have, and connect with them on social media channels. Respond to their emails.

You must communicate with your audience and develop that relationship and trust over time.

You may be reading this and thinking this is too hard, but you need not do this by yourself; some platforms will help you through the process, and one of them is a platform that I am a part of, Wealthy Affiliate.

Wealthy Affiliate is a platform built for every affiliate marketer; whether you are new, think you are too old (I am in my70s), or are a super affiliate with loads of experience, Wealthy Affiliate is for you.

WordPress power all Wealthy Affiliate websites, which is one of the best web hosting platforms today;

WordPress provides the web space and holds all our files on their computer so that our visitors can see them; it also makes blogging and building your website much more straightforward as they provide all the tools that are easily accessible.

Other platforms offer membership at a meager cost, and you can look around the forum for 14-30 days, and then you will have to upgrade.

Wealthy Affiliate

At Wealthy Affiliate, you can become a member for free. There is no time limit to being a free member; you will go through phase 1 of our online entrepreneur certification program, which consists of 5. lessons.

Your website will be ready for business after these ten lessons.

If you are thinking about how long you will be able to remain a free member, well, as I stated, there is no limit to your free membership,

I saw a member’s blog; he said he was a free member for 18 months. I cannot tell how successful his business was, but I recommend that you grade to premium if you want to learn all the ins and outs of affiliate marketing.

Here is a list of the two membership programs, and you can see the big difference in the tools and information provided.

If you are an experienced online entrepreneur, then you could stay on the free membership, but for somebody who has no experience, then I recommend a premium membership.

Membership Options

Affiliate marketing is one of the better ways to earn money online; it can be your income that will afford you to stop working the 9-5 grind, and it also has the potential of becoming a passive income earner for you.

So it is something new and seems overwhelming to you; anything new usually seems overwhelming at first.

With a platform like Wealthy Affiliate and its community, you will find a company that is up-to-date in all aspects of online marketing; its goal is to help people succeed in business and life.

On the Wealthy Affiliate network of over 1,000,000, people of every ethnic background and age range from 18 to people in their 80s and beyond.

Being a successful marketer has the beautiful feeling of being in control of your life, knowing you have created something that will bring you some security for you and your family; that is fantastic.

Successful Marketer

I am not saying affiliate marketing is a business you can set and forget; it is not a get-rich-quick idea. It will take hard work, perseverance, learning, studying, sacrifice, and discipline,’

At Wealthy Affiliate, you will never be alone; the entire community is there with you and are willing to give you a helping hand whenever you need it.

So give it a try, you can join HERE FOR FREE or on any link in this post, and I will be in touch with you and be your guide, so give it a try; you have nothing to lose.

Thank you for taking the time to read this post. I appreciate it; please remember to share, and should you have a question or comment, please leave it in the space provided, and I will reply ASAP.

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

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The TapInbox Survey Can You Really Earn On This Site Free To Join

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Thousands of online sites, each promising to reward you for participating in a program. But does TapInbox deliver on that promise?

This post is written based on the information and testimonials available online in the public domain.

You can also check out the step-by-step training to help you start your online business.

What is  The TapInbox?

.Tapinbox.com is a market research company headquartered in Burbank, California. a leading Internet and media company that operates multiple customer engagement brands.

TapInbox reports that their rewards program puts cash in your wallet for Taking surveys in your spare time.

Their webpage claims you can earn Money when you answer fun surveys, Share your opinions, refer your friends to Tapinbox,

How Does TapInbox Work?

Before participating in the earning opportunity, you must become a member of TapInbos. Doing so is very straightforward; you are ready to start earning after completing the signup process and entering your personal information.

Paid surveys

The foremost earning opportunity this site offers is its paid surveys. Like other survey sites, you will be invited to participate in surveys when you become a member.

After logging in to the member dashboard, you will immediately see all the available surveys, which are profile surveys.

They are relatively short (3 questions for every survey), and you get paid around $1 for each profile survey completed. TapInbox is available in all countries.

Like most survey sites, the pay rate of each survey depends upon the survey you are taking. Profile surveys pay you from $1 to $2.5.

There are complaints that available surveys are scarce, and spammy ads pop up.

Referral program

Another way to earn from TapInbox is by inviting others to join the site. You invite people to join the site using your referral link.

Once they sign up using your link, answer the profile surveys first before you receive the reward. Once they complete the profile surveys, you earn $5.

You must use your referral earnings to join any prize draws. You will see when the raffle will be drawn when you click the prize. So, choose which one you want to join, buy tickets, and wait for the results.

How do you get paid?

TapInbox.com offers multiple payout methods. You can withdraw your earnings via PayPal, Skrill, Western Union, and WebMoney. It takes several months to make such money in TapInbox.

You can convert your earnings to a prepaid Visa card, Amazon, or Google Play gift card.

Is TapInbox Legit?

TapInbox is a survey site that pays you to answer surveys; some complaints about TapInbox need a deeper look.

  • The minimum payout threshold needs to be lowered. At most, the payout threshold might be $50 but $200 is too massive for survey-takers to reach within a month.
  • On the survey site, there are no actual surveys. You will find a profile survey that pays $1 but no surveys. Only pop-ups and spam ads increase the chance of contact with the virus.
  • There is a referral program where you can earn $5 as a referral bonus. But you will not be able to cash that out. You have to redeem the bonus to buy tickets from the prize draw.

I would not say that TapInbox is a scam, but there are a couple of red flags that you should heed; joining is free, so there is no fear of losing money; you may need your time and your personal information.

There are many ways to make money,

I know that taking surveys seem like a good idea to make some quick cash; I did that too but quickly found that it was a big waste of time,

But there are many better ways to make money online from the comfort of your home, you won’t earn cash quickly, but you will build a sustainable business for yourself.

I have found that the best online business is affiliate marketing.

What is affiliate marketing?

According to Wikipedia, Affiliate marketing is performance-based marketing in which a business rewards one or more affiliates for each visitor or customer brought by the affiliate’s marketing efforts.

With affiliate marketing, a company pays you a percentage of the sales that you help them make.

Affiliate marketing involves referring a product or service by sharing it on a blog, social media platform, podcast, or website.

The affiliate earns a commission each time someone purchases through the unique affiliate link associated with their recommendation.

Affiliate marketing

Affiliate marketing is one of the best ways to make money online; there is no need to have an inventory or worry about shipping; you do not have to sell anything.

There is no need to think about shipping, returns, or customer service; you do not have to sell to anyone personally, and best of all, no overhead expense.

RECOMMEND: BUSINESS OPPORTUNITY WORKING FROM HOME

With affiliate marketing, you will need a website; you can get one built for free here; you choose a niche and write content about your niche; an example is gardening.

Your content would be about gardening, plants, soil, and methods,  and you would partner with brands and businesses within the scope of your website.

You would partner with affiliates that sell gardening tools and plants etc. If you mention a product or service, you link to that product or service using a unique affiliate code you received when you signed up for that affiliate program.

You make money whenever someone buys a product or service through your link.

Affiliate marketing is relatively straightforward, But, Like any new business, your online income takes time to grow.

Growing your online business will take time, effort, and commitment to get your idea off the ground, and you need to stick with it even if your journey is slow when you first start.

Benefits Of Affiliate Marketing

The benefits are many, but I will list a few:

  • No huge startup costs!
  • No selling face-to-face!
  • No stock to keep or manage!
  • No recruitment is involved!
  • No taking of endless surveys!
  • No vast investment involved – (Get started for FREE)
  • And no working for someone else!
  • You can operate in any market you wish! – even your hobbies & passions!
  • Earn a full-time income & more! No limit to your earning potential

But as with any business, success takes work, drive, focus, and proper training. It doesn’t happen overnight.

RECOMMEND: MY #1 recommendation for making money online

In today’s World, most of us are looking for ways to make some extra money, and there are many opportunities to make money online; it is not as easy as completing surveys, but it is gratifying.

Affiliate marketing is more complex than completing surveys, but the possibility for you to make a reasonable income is good.

One of the great things about the internet is that you can go into business from the comfort of your home.

You only need an internet connection, and you can make money online.

Running your business online

Running your business online will free you from the daily 9 to 5 desk job.

You can travel, indulge in hobbies, and spend time with your family.

There are so many ways to make money online. To start, all you have to do is identify the profitable niche market appropriate for you.

Recommended: Legit Ways To Make Money Online From Home.

A Niche could interest you, a hobby, or something you want to learn more about.

And with an online business, there’s no need to hire staff, rent space, or purchase expensive furniture (unless you want to).

If you want to know more, CLICK ON THIS LINK, enter your name and email, and fill in your goals, and I will contact you.

Thank you for your time; if you need to know more or have a comment, please, please do; I answer Comments and questions ASAP. Please share

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase to you)

SurveyVillage For Australians And New Zealanders Get Paid For Your Thoughts

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SurveyVillage For Australians And New Zealanders Get Paid For Your Thoughts
SurveyVillage For Australians And New Zealanders Get Paid For Your Thoughts

Thousands of online sites, each promising to reward you for participating in a program.

But does Surveyvillage deliver on that promise?

This post is written based on the information and testimonials available online in the public domain.

You can also check out the step-by-step training to help you start your online business.

What is SurveyVillage?

SurveyVillage is a site that rewards you for answering surveys and completing other tasks.

SurveyVillage is owned and operated by yellowSquares who are a market research agency specializing in online surveys with years of experience in the market research industry.

How Does SurveyVillage Work?

To start earning, you must register, which takes about two minutes, and then you have access to various market research activities to make from. And you must be a resident of Australia or New Zealand and meat be at least 16+ years.

Research activities

  • Online Surveys: Standard online surveys are offered, but sometimes you may be asked to view a video. Each time you do not qualify for a survey, you will be rewarded with 10 cents!

For paid surveys, you must first answer a set of qualifying questions to determine if you are a good fit for the survey. If you qualify, you get to answer the actual survey.

  • Telephone Surveys These may take between 2 and 30 mins to complete Telephone research is a research activity where an interviewer will call at your convenience. These interviews usually take between 2 to 40 minutes of participation time.
  • In-Person Group Discussions: A short screener survey may be required to determine your qualifications.

If you are chosen, group sessions have around 8. people in attendance, take 1 -2 hours, and pay $60 – $120. Longer sessions may also supply a snack and drink!

  • In-Person One-on-One Interviews: Interviews may be recorded with video or audio. They usually last 20 minutes to 1.5 hours. They are compensated with $30 – $150.
  • Mystery Shopping: A survey may be required to determine if you qualify. If chosen, you may be asked to purchase a product within a store and share your experience. You can often keep the product and will be reimbursed for its cost!
  • Accompanied Shopping Trips: If you are chosen, you will be taken to a store and asked questions about which products you would buy and what behaviors you would have within a given store. Compensation ranges between $30 – $150.

Testings

  • Postal Diary Studies: A short screener survey may be required to determine if you qualify. You will usually be asked to record your behavior over 7 – 14 days if chosen. The subject matter may significantly vary, and compensation depends on the amount of writing required.
  • In-Home Product Testing: A short screener survey may be required to determine if you qualify. The product will be sent to your home address. Compensation varies.
  • Venue Product Testing: A short screener survey may be required to determine your qualification. You will be asked to test a product at a nearby venue if chosen. The payment may be between $10 – $100 for your time.
  • Online Forums and Blogs: A short screener survey may be required to determine your qualifications. If you are chosen, the tasks required are similar to the “postal diary study” setup, except your answers will be listed on a forum or blog format. Compensation varies.

SurveyVillage sends their members invitations by e-mail, so it is advisable to check your e-mail regularly to take advantage of an earning opportunity.

SurveyVillage Referral program

Refer a friend to SurveyVillage, and as a thank you, a reward will be sent to you when they join up and start participating in surveys.

It is available in the ‘Refer a Friend’ box on your account dashboard for complete details regarding how the referral system works.

How do you get paid by SurveyVillage?

The payout minimum is $20, and no cash payout is available; the only reward you can redeem is a Flexi gift card from Giftpay. But you can use the $10 at Coles and the other $10 at Target.

To sign up as a member, complete the form and give your address.

Final Verdict

SurveyVillage is a legit site that rewards you for participating in their research activities, it pays a decent amount for some of its earning opportunities, but the earning opportunities can be infrequent,

Some of the opportunities on The SurveyVillage pay very well, but unfortunately, these offers are infrequent. But there are other ways to make money from your home.

There are many ways to make money online

Selling on Amazon,
Selling E-books
Your YouTube Channel
Blogging
Affiliate Marketing

And there are many more, but out of all the many ways available, I PREFER AFFILIATE MARKETING.

Affiliate marketing is a legit business model allowing you to promote products or services without buying them. So basically, you earn commissions for marketing someone else’s products.

This is the best opportunity for newbies to learn how online marketing works. It’s straightforward to start, and the sky is the limit on how much money you can make.

What is affiliate marketing?

According to Wikipedia, Affiliate marketing is performance-based marketing in which a business rewards one or more affiliates for each visitor or customer brought by the affiliate’s marketing efforts.

With affiliate marketing, a company pays you a percentage of the sales that you help them make.

Recommend; Simple Ways To Make Money Online From Home

There are some benefits to affiliate marketing;

  • No huge startup costs!
  • No selling face-to-face!
  • No stock to keep or manage!
  • No recruitment is involved!
  • No taking of endless surveys!
  • No vast investment involved – (Get started for FREE)
  • And no working for someone else!
  • You can operate in any market you wish! – even your hobbies & passions!
  • Earn a full-time income & more! No limit to your earning potential!

There are no legitimate “Get Rich Quick” opportunities where you can become rich overnight. Every successful person will tell you that.

And affiliate marketing is no different; to be successful, you will need training, especially if you are new to affiliate marketing.

Recommended:Wealthy Affiliate The Best Affiliate Marketing Training Ever—Wealthy Affiliate Review

Some sites offer training, but the best website for training is the one I am a part of; this site provides training for newbies, persons with no knowledge of affiliate marketing, and very experienced.

There is more to affiliate marketing than just writing a blog; all will be taught to you, and you will get the knowledge and the tools you need to succeed.

And you can start for free; you get the first five lessons free with no personal financial information needed, and if it turns out that affiliate marketing is not for you, you will have lost nothing.

                                  CLICK HERE TO GET STARTED TODAY FOR FREE

Thank you for stopping by; if you need more information or have a question, please leave it in the comment section, and I will answer it ASAP.

Simple Ways To Make Money Free To Start

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If you, like most of us, are looking for ways to increase your income, here are a few simple ways to do so,

Most of the suggestions in this post will not make you rich but will allow you to add something to your finances,

Earn For Sharing Your Opinion

Brands want to hear your opinion to help inform their business decisions on everything from products and services to logos and ads, and you can make some extra dollars,

Taking surveys is a free and easy way to earn some extra cash, and there are many legit sites like

These are just a few surveys available for you to join and make some cash

Creating a free account and getting paid to speak your mind takes just a minute. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time.

Try Out Apps On Your SmartPhone And Earn

There is so much we can do on our smartphones besides browsing Facebook or other social media, and you can earn money by downloading an app.

As a user tester, you test the app’s functionality by using the app the way a regular user would, ensuring the user experience is overall positive while noting any glitches. Once you’ve reported your feedback to the developer, you get rewarded.

While the job may sound simple, it does require some practice and patience to get it down pat.

Here are a couple of sites you could join and make some money.

  • UserTesting
  • . Userlytics
  • TryMyUI

It takes just a minute to sign up, and in some cases, you are rewarded with a bonus.

Working From Home

Working from home is ideal for some of us, especially those who have worked from home during the pandemic and found it very convenient. So, returning to an office routine without flexibility doesn’t work for many people.

You can do many jobs from home, and bookkeeping is one of them.

According to an article in Inc Magazine, bookkeeping is the No. 1 most profitable business.

And you could earn up to $69 an hour by starting your own bookkeeping business, according to Intuit, the creator of QuickBooks.

You don’t have to be an accountant or good at calculus to be successful at bookkeeping. Bookkeepers.com will teach you everything you need to know if you’re motivated. It’s one of the leading training courses in the field, and it even gives you the first three classes for free.

Taking one class a week should take three months to get started. Make your schedule, earn up to $69 an hour, and have more time for yourself.

Affiliate Marketing

Affiliate marketing is another way to make money from home. There are many ways to make money online; Some methods help supplement your income by allowing you to make a little extra cash, and some have the potential to become a sustainable income.

With significant technological advances, making money online has become a favored way.

It doesn’t matter what method you use to generate an income online; you must adjust your mindset to enable rather than discourage you.

Success takes time; you should remain focused on your goal and avoid the pitfalls of doubt and negativity that will come.

Suppose you’re serious about generating a full-time income and possibly more from your online activities. In that case, you should focus on a type of business allowing you to make both an active and passive income.

An active income will help you take care of your day-to-day expenses. But it’s a passive income that will continue, even when you can no longer work.

Many ways to make money online start with having a blog, developing substantial traffic, and building an audience and a list.

It may not be easy, but it’s worth it. And some platforms can teach you these foundation principles; one such platform is Wealthy Affiliate, and you can join for free.

What is Affiliate Marketing?

Just what is affiliate marketing? According to Wikipedia, Affiliate marketing is performance-based marketing in which a business rewards one or more affiliates for each visitor or customer brought by the affiliate’s marketing efforts.

You are paid a commission with affiliate marketing by promoting other people’s products.

The most efficient way I found to earn money online is affiliate marketing.

Affiliate marketing is my favorite way to make money online, and I have tried a few. Mainly because:

  1. It has allowed me to earn a passive income and;
  2. It’s also about helping others

And Affiliate marketing is one of the most cost-effective online marketing strategies. The seller will only compensate the affiliate when there is a sale. If there isn’t, the seller is not obligated to pay any commission.

To be successful in affiliate marketing, get formal training on how to build this online business.

Finding a competent training platform would be best. I am a member of the best training; this platform has taken a retired grandmother without any formal knowledge of affiliate marketing and minimal technology skills to an income-earning online grandmother.

This platform is Wealthy Affiliate, and This training platform was built for all affiliate marketers, newbies like myself, and those with some knowledge of affiliate marketing.

Wealthy Affiliate

Wealthy Affiliate is a company that takes you through all the steps you need to take to start your blogs and build a website.

You can also upgrade your membership from free to premium membership, which has everything you will need to continue the growth of your business.

Wealthy Affiliate has been around for over a decade,  with a membership of over 1.4 million, consisting of persons from around the globe, 195 countries total.

The BBB accredits Wealthy Affiliate with an A+ accreditation, this company’s platform is constantly being updated, so the platform is current with all the information and tools needed in today’s making money online niche.

Free Membership

With free membership, you are given 5. lessons. Level one is a 5-lesson course in the Wealthy Affiliate Online Entrepreneur Certification. It will walk you through creating a successful online business.

Getting started on the course (level 1) is your first step to realizing your potential as an online business owner.

Here is a copy of all the lessons available with the free membership

First five free lessns

No prior experience is necessary to be an affiliate marketer, and age is not a problem; the lessons are easy to understand. With the active members of Wealthy Affiliates willing to assist you in any way they can, you will have all the help you need.

Becoming a member of Wealth Affiliate is pretty straightforward click on this link and JOIN FOR FREE.

The good thing about joining for free is you will not be asked for any financial information; only your name and email address are required; the free membership does not have an expiration date, so you can go at your own pace. Join for FREE and see what is offered; you have nothing to lose.

You can do a lot of business from home, but choosing the right one will make all the difference to your success. If you are comfortable doing surveys, then that’s ok.

I want to encourage anyone who needs to supplement their income, whether you are a retiree like myself or someone who needs some extra cash, to give Wealthy Affiliate a try for free you have nothing to lose.

Legit Way To Make Money

If you want to find a legit way to make a full-time income online, I highly suggest affiliate marketing with step-by-step training at Wealthy Affiliate.

This program will help you to start your own affiliate marketing business. I joined that website a few years ago and learned many essential skills that helped with my projects.

I do hope you found the information here helpful in making a decision. Please o like and share this post; thank you.

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

Milieu Insite Survey App Learn While You Earn Free To Join

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The Milieu Insite Survey App Learn While You Earn
The Milieu Insite Survey App Learn While You Earn

Milieu Insite Surveys

There are thousands of sites online, and each promises to reward you for participating in a program offered.

But does Milieu Insite Surveys deliver on that promise?

This review is based on the information and testimonials available online in the public domain.

You can also check out the step-by-step training to help you start your online business.

What are Milieu Insite Surveys?

Milieu Insite is a consumer research and analytics company that helps businesses thrive in a data-driven world of rapid change, where the need for reliable, quick information to make strategic decisions has never been greater.

Milieu Insite offers a couple of ways to earn:

  1. Paid surveys
  2. The referral program

https://www.mili.eu/sg/community (video)

Continue reading Milieu Insite Survey App Learn While You Earn Free To Join →

TheGrabFreeMoney Site Is Legit, Does It Deliver On Its Promise

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TheGrabFreeMoney Site Is Legit, Does It Deliver On Its Promise
TheGrabFreeMoney Site Is Legit, Does It Deliver On Its Promise

TheGrabFreeMoney Site is legit, but does it deliver on its promise?

There are thousands of sites online, and each promises to reward you for participating in a program offered.

This post is written based on the information and testimonials available online in the public domain.

You can also check out the step-by-step training that can help you start your online business.

What is the GrabFreeMoney site?

GrabFreeMoney is a GPT site owned by SEDOC LLC, a US-based game publishing company.

The GrabFreeMoney site offers to pay you for completing offers and other activities: and there are several earning opportunities available.

The GrabFree Money site is available globally to become a member; all you need is an email address and answer a few personal questions.

Continue reading TheGrabFreeMoney Site Is Legit, Does It Deliver On Its Promise →

The Ebuno Paid Survey Is This Site Worthwhile Free To Join

Categorized, SURVEYS, , , , , , , , , , , , , , , , , , , , , , ,
Ebuno Paid Survey Is This Site Worthwhile
Ebuno Paid Survey Is This Site Worthwhile

Many of you are looking for a way to make  money online and are trying survey sites like Ebuno, these surveys and GPT sites may be legit, but they do not offer you a decent reward for your time spent on these surveys and tasks,

You can also check out the step-by-step training to help you start your online business.

What is Ebuno.net?

Launched in 2017, Ebuno.net Ebuno is a Swedish registered company offering incentives for people to speak up about their opinion.

Continue reading The Ebuno Paid Survey Is This Site Worthwhile Free To Join →

App Coiner Can You Make Money On This Site

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App Coiner Review Can You Make Money On This Ste
App Coiner Review Can You Make Money On This Ste

There are thousands of sites online, and each promises to reward you for participating in a program offered.

But does this site deliver on that promise?

This review is based on the information and testimonials available online in the public domain.

You can also check out the step-by-step training to help you start your online business.

What is AppCoiner?

Appcoiner.com is advertised as a site where you get paid to test and review apps.

The website appcoiner.com was created in July 2013, but there is no information on who is behind AppCoiner.

The idea of Appcoin is simple. Apps need reviews from real users, and more positive reviews make it more likely people will download and use the apps.

Continue reading App Coiner Can You Make Money On This Site →