Retirement Planning

After working for several years, we usually look forward to when we retire; having worked for 30 to 40 years, we eagerly anticipate a comfortable retirement.

But older workers find it tough to retire at 60-65  After four decades in an office or a factory because their savings have been wiped out or they do not have enough to live on during retirement.

We must be prepared to live 30 years without employment, as the new life expectancy is 90 years.