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The Home Wealth Business Ad. says it is a program designed to help you make money from home but is this true?
Product: Home Wealth Business
Creator: Brian Thompson
Website: homewealthbusiness.net
Price: $47 + Up-sells
Continue reading Home Wealth Business Review —-Can You Really Make $1000 per day?
It is suggested by Business Insider online magazine that there could be trouble up ahead for retirees.
It sets out three reasons why they think that serious trouble awaits the retirees.
They state :
Continue reading Make Extra Money While On Social Security ( Find Out How )
I would like to give you some tips on how to succeed in the world of affiliate marketing,
There are platforms that will teach you all about affiliate marketing I am a member of such a platform Wealthy Affiliate. 
Affiliate marketing can be very lucrative, and can be a good source for providing extra income. I would recommend it to anyone.
Today’s best affiliate marketers are bloggers and other social media personalities who have a large following.
Continue reading Affiliate Marketing Can Work For You (Let Me Show You How)
The retirement income for most of us reveals that many people are living on relatively little — and due to the high cost of living their incomes are shrinking over time, too. Fortunately, there is an action that can be taken to elevate this situation. You can start your own business.
Living beyond your income cannot continue for very long without getting into trouble, you will end up borrowing or using credit cards with very high-interest rates.
I know from experience having to cut back drastically on your spending, having to do without things that you have become accustomed to having is hard.
Continue reading Boomers Retirement Income Is Inadequate. (It Can Be Fixed With This)
There are many opportunities for making an active and passive income on the internet. And with modern technology, this task can be done anywhere you desire.
One of the many ways to use the internet as an income source is pursuing affiliate marketing.
It is intended as a way to generate income, Let’s have a look at how this works.
Affiliate marketing is selling another person’s or company’s products and services. It’s like a referral service.
Continue reading How To Make Money Doing Affiliate Marketing (Learn How Here)
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Baby Boomers are referred to those of us who were born between 1946 and 1964 and is often a difficult group to analyze and target.
Baby Boomers are in all life stages – from single to married with young children to empty nesters and everywhere in between.
Continue reading Bankruptcy Affecting Seniors —— Ways To Avoid Debt
Most boomers still have a long way to go to ensure a comfortable, financially secure retirement.
But, with consistency and dedication, retirement can be comfortable and financially secure.
We will take a look at some facts about retirement planning.
Workers sometimes think of employer matches as free money, but that is not quite the case.
There are some requirements that have to be met, you may be required to a minimum period of employment or contribution to your retirement account, before you become eligible for employer contributions.
Some employers require a year of service before providing any matching contributions.
Second, once you’re eligible for the employer match, you may have to contribute a minimum percentage from each paycheck yourself to get it.
Only 47 percent of surveyed employers provide immediate vesting of employer contributions.
The only money in your retirement account that is fully vested and truly belongs to you is your part of the contribution, you may have to wait up to six years to get to keep the combined contribution of you and your employer. If for any reason you leave the job earlier than the stated terms to be fully vested you may not get some or all of those employer contributions.
It is best to find out the applicable rules for employer contributions under your employer-sponsored retirement account.
Ask all the relevant questions like what is the waiting period for eligibility, how much you need to contribute to get the full employer match, and what is the applicable vesting period for employer contributions.
And you can also start a side hustle to earn extra cash so you will be able to save more.
A survey done by the Employment Benefit Research Institute (EBRI)
Said one in every two American workers expected to retire no later than age 65. But before that decision is taken it would be best to find out the pros and cons of doing so.
Retiring earlier than your full retirement age decreases your retirement benefit from the SSA
People born in the 1937 or earlier reach the full retirement age at 65, and for those born in the 1960 or later full retirement age would be 67.
And if you take your retirement benefits before reaching full retirement age your benefits could be decreased by 30 %
For those of us who are looking forward to having social security to be a source of income during our retirement age, it would be best if we are kept informed and keep track of our benefits.
You can visit the SSA website at https://www.ssa.gov/myaccount/
And if you do have a 401k retirement plan or any retirement plan at all it is best to leave it, do not borrow or withdraw any funds from it.
Remember the likelihood of you living 25-30 years in retirement is great and you would be living without a regular paycheck.
And because of this, It is suggested to go into retirement with little or no debt, I know that for some of us this is almost impossible,
There is the mortgage that some of us are still paying plus other debts which could be medical or children’s college fees.
I would like to suggest other streams of income to help to satisfy the need for extra income.
Online marketing is one of the many ways to earn money online, and in my opinion it is one of the best and most profitable.
It does take work, patience, and much effort but in the end, the reward is great.
Maybe you are like me, I had no idea what online marketing was, no computer skills apart from entering data, and retired and broke.
I found Wealthy Affiliate browsing the internet looking for a legit way to earn some money online.
I was a bit skeptical at first having been scammed a couple of times before, but Wealthy Affiliate was offering free membership with no expiration date, so I became a member.
I was so impressed with what I was offered that I became a premium member, no I have not made a fortune, but I am earning commissions and I know in time these commissions will increase.
Here is a great analysis of affiliate marketing and Wealthy Affiliate by one of our members
I saw a quote and I thought it represented affiliate marketing or online marketing well (they are the same) it said Entrepreneurship is living a few years of your life like most people won’t so you can live the rest of your life like most people can’t.
I would definitely suggest if you are nearing retirement age, this would be the time to start, so by the time you retire your business will be built and flourishing.
And remember at Wealthy Affiliate you can start for free, and with the free membership you will get the phase 1 of the best online marketing tutorial there is, phase 1 consist of 10 lessons and at the end of these 10 lessons you will have your own beautiful website ready for business.
Now as I said previously there is no expiration date associated with the free membership, but I would recommend updating your membership to premium especially if you have little or no experience in affiliate marketing.
The tools and information that comes with a premium membership is geared towards you reach your goals, Here is a list of the package of both.
The premium package also includes live training on Fridays, and these lessons are stored for easy access so you can revisit any time you wish, and I have left a sample video of one of the lessons.
For all the valuable information and tools provided the cost of the premium membership is very reasonable as you can see, and there are no upsells.
And with a free membership you will not be required to give any financial information just your name and email address.
Wealthy Affiliate is the real deal, this is no scam, there are many who have been successful here is a blog from one of them https://my.wealthyaffiliate.com/benjisdad/blog/i-am-officially-unemployed/a_aid/5373fe86 one of the
As I said previously success will not happen overnight, because like with any business you need time for you to gain your audience’s trust.
This trust comes with consistency, honesty, and patience, but you can rest assured it will come the hardest part of online marketing is patience.
Wealthy Affiliate has been around for over14 years and has established a reputation of being one of the better platforms for online marketing training, and has an A+. Rating by the BBB.
The Wealthy Affiliate platform is for all affiliate marketers, and it does not matter at what level you are, whether you are a supple affiliate or a newbie, you will find what you are looking for to succeed. And you become a member for free.
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You have nothing to lose in joining for free after joining should you decide affiliate marketing is not your thing you can quit, you are not asked to make any commitment, no contract.
You can join from this post by clicking on any of the links within this post and I will be your personal coach, no cost attached. Looking forward to seeing you on the Wealthy Affiliate platform.
I do appreciate the time you took to read my post, please remember to share, and leave your questions and comments in the place provided in the space provided at the bottom of this post and I will reply ASAP.
NOTE: This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).
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The Bureau of labor and Statistic did a survey a few years ago and found out that the unemployment rate among the disabled was 5.5 % times higher than the rest of the working population.
Finding a job for people with disabilities is very hard, and finding a full-time job is even harder.
The bureau found that more people with disabilities were working part- time, than the rest of the workforce.
The cost of healthcare for people with disabilities especially physical disabilities exceeds what they could earn at a job.
Medicare and Medicaid do provides good health care benifits for disabled people that most jobs will not provide. But the unfortunate possibility is you could loose your medicare and medicade bennefits if you get employed.
There are some problems with a disabled person applying for a job. mobility issues, and the potential for prejudice,
Some jobs require driver’s licenses, but many job seekers with disabilities rely on public transport
In Some case access to digital resources is still limited for many people with disabilities, and it has been noted that people with disabilities are less likely to use the internet on a daily basis.
And Those who do have reliable internet often find that some websites are inaccessible to people with disabilities.
Over 30 % of people with disabilities who were interviewed said they have experienced discrimination or bias while working at their current companies.
Those with visible disabilities were more likely to encounter discrimination. Not only do they experience outright bias, but they also face exclusion at work.
They are excluded by underestimating their intelligence, insults (badmouthing, telling jokes at their expense, talking behind their backs); avoiding looking them in the eye or talking to them and discomfort (staring, seeming nervous).
If you are a disabled person and would like to be independent, without taking all the negetivity that goes with some companies there are certain legitimate jobs you can do from home,
With this new opportunity for work from home jobs, you can work from the comfort of your home, no hassel, no transportation needed, or trying to prove yourself to anyone, and no feeling of being left out
Here are some jobs you could thnk about trying, you could suppliment your income by earning some extra cash.
Freelance writer, This is an area you could try especially if you like writing, there are indiveduals looking for someone to produce content for their website, you could regestier with companies like Freelancer Fiver and Upwork, it may take some time before you start making money but with constitncy it will happen
As a customer service representative, you’ll help answer customers’ products and billing-related questions, take orders, resolve issues, or non-receipt of an item, supply technical support, and other services over the phone or via internet chat.
There are many companies that hires at-home customer serevice rep And if you’re bilingual, even more opportunities will be available to you. I know companies like Amazon, Sikes and you can go through agencies like Indeed, Zip recruiter and many others
You could tutor kids of adults online if you haveat least on bachelors degree or you could teach english to non- english speaking children from different parts of the world, especially Japan
There are MANY different ways that you can earn money online and many different ways in which you can build an entire business. The most lucrative one is afiliate marketing
Affiliate Marketing is a way of making money online whereby you as a publisher are given a commission for helping a business by promoting their product, service or site.
There are a number of forms of these types of promotions but the most popular form used is affiliate marketing, affiliate marketing involve you as a publisher earning a commission when someone follows a link on your blog to the merchant’s site where they then buy something.
There are other ways to earn a commission, you can earn money for referring a visitor who takes some kind of action – for example when they sign up for something and give an email address, where they complete a survey, where they leave a name and address etc.
There are companies that will pay $10-45 if you get people to leave an email address or complete a survey. Nothing has to be purchased
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Commissions are usually a percentage of a sale for those merchants who are promoting goods, examples are Amazon,Target,etc.
Here is a diagram of how Affiliate marketing works. Taken from Wealthy Affiliate online entrepeneur course.
There are some steps that has to be taken brfore you can start making money
Success online is very simple at it’s core. There is a 4-step business building process that you are going to be learning here at Wealthy Affiliate. Here is a quick diagram breaking down the process.
Broken, down, the process looks like this:
Step 1: Choose an Interest. This can be anything at all, any interest, passion or even something you have no personal experience with.
Step 2: Build a Website. Your website is your foundation and we have the most sophisticated and feature rich website and hosting platform here at Wealthy Affiliate.
Step 3: Attract Visitors. You are going to be learning all about how to get traffic and visitors to your website. The first focus is FREE traffic and there is A LOT of it out there.
Step 4: Earn Revenue. Once you have people on your site and traffic, you can earn revenue. There are over 50 ways you can monetize traffic online, and over 550 MILLION products/services that you can promote as an affilaite
This may look daunting to you, but you will be shown how in step by step videos at Wealthy Affiliate and you can become a member for free.
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Wealthy Affiliate is one of the leading training platforms for affiliate marketing, and the good thing is the training is good for any online business.
If you want to sell your own goods, have your own online store, publish ebooks, have your own Youtube channel.
I am a member of Wealthy Affiliate I am retired and in my 70s The lessons are broken down and are easy to understand, and if you do not understand, there are many ways you can ask questions and receive answers 24/7
There is also Tech support that is available 24/7 and they can be contacted from your dashboard at no extra cost
There are platforms that charges at least $19 for every time you need Tech support and you have to dial a 800#
Wealthy Affiliate has been around since 2005 and has a A+ ratings with the BBB we have over 1.4 million registered members and every country is repersented in our membership,
Our memership is from 193 countries I like to think of ourselves as a mini United Nations. Remember you can join our starter progran for free.
The starter program consists of phase 1 of the online Entreprenuer course. The entire course is 5 phases and each phase has 10 lessons.
With the free starter program the foundation is laid, you will learn just what is affiliate marketing you will be given instruction in finding your niche building you own WordPress website you are given 12 themes to chose from, 2 websites, Webhosting and back up are free.
The Starter program has no expiration date and no financial information is needed, you will only provide your name and email address.
There is the Premium membership which is loaded with up to date information and tools greared for you to be a successful business owner.
With the premium membership you are given 50 websites (you can have different streams of income) and over 1000 themes to chose from, live video tutorials, unlimited access to keyword research ( a necessary tool for your business.)
Here is the premium billing
As you can see the price is broken down into manageable amounts I must mention that ahould you join as a free member and you upgrade to premium within 7 days you will get a discount on the first-month payment, you will get the first month for only $19
Some members join for free, and take advantage of the $19 first month offer to get a look at what the premium membership offers. And make the decision to stay or discontinue,
Now I am in no way saying thou are going to get rich overnight, Affiliate Marketing is like any other business it takes time to grow.
You have to gain the trust of your audience and this takes time, but with hard work consistency, determination and patience you will be successful. Here is a post written by one of our members on what is needed to be an online marketer
https://my.wealthyaffiliate.com/joes946/blog/i-want-to-make-money-quick/a_aid/5373fe86
If you are disabled, retired, stay at home mom or dad or just tired of the rat race in having to beat the traffic getting to work and back home, the office politics and all the other things that get you down, give affiliate marketing a try.
You have nothing to lose you can try for free by clicking on any of the links in this post and I will be your personal coach.
You will find the Wealthy Affiliate commuity to be very helpful, you will never be alone, there is alwayse sombody to assist you.
And do not ever think you are too old,not a techinical person,I was one of those who thought like that, but not any more.
So give it a try you can’t lose if it is not for you then you can quit, you will have at least tried and if you complete the 10 lessons in phase 1 you will have your very own website.
I am hoping to meet you on the Wealthy Affiliate platform
Thank you for stopping by please remember to share this post and you can leave your questions or comment in the space provided at the end of this post
NOTE: This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).
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Are you a very qualified individual seeking employment, but it seems that all the employment doors are closed to you. There are several reasons why this is so
One of the problems could be jobs are few, but employment seekers are many. Finding a good job will be hard because there are so many others are seeking the same job you are seeking, so in this very competitive market, you have to be the best candidate for the job.
Technology Replacing Workers
With the ever-increasing advancement of high technology the need for humans is less so fewer jobs are available to workers.
Another thing that is a deterrent for many job seekers is the online job search technology which in some cases are ridiculous and frustrating.
A survey done by a recruiting agency found that applicants found the job applications were too long and in some cases ridiculous and were frustrated by retyping all the information from their resume and filling in the details of their high school education and salary history that they give up entirely.
(you can start your own business here free)
Then there is the employer who is very picky and wants a perfect employee who in this age can’t meet their expectations and in the real world do not exist.
Companies sometimes waste a lot of time looking for that mythical perfect employee, rejecting good candidates who are well qualified in the process.
There is also getting recruited for a job that seems great, but you realize the recruiter has no idea who you are, what you do, and what you want out of your career. It is as if your name was drawn from a hat like a lottery, and then they will try to convince you to take a job that is in no way what you are trained for or a career in which you wish to pursue.
Let’s not forget the personality test where they ask these lengthy quizzes which is the cause of more anxiety and confusion, you are not sure if answering true or false will cause to not be considered for the job.
And the job scammers be careful of them they are all over the internet offering the opportunity of making a lot of money in a short space of time.
And there are others who are not so easy to spot, they will offer you a good paying earning opportunity but you will have to pay for the information to obtain that opportunity.
If you have been trying to get a job and you are just tired, confused and frustrated by the whole job-hunting process. Why not start your own business, for free?
You can start your own affiliate marketing business for free at Wealthy Affiliate.
Wealthy Affiliate is an affiliate market training platform, This company was formed in 2005 and now boasts a membership of over 1.4 million and these members are from all over the globe 193 countries to be exact.
At Wealthy Affiliate, you will be shown how to turn your ideas into profit. If you have a hobby or something you are passionate about, something that gets you excited and motivated when you think about it, or even if you don’t have any ideas, Wealthy Affiliate will help you choose the direction of your business from over 1,000,000 different niches.
You can have your website up and ready in just 30 seconds, your website will be beautiful looking, mobile, and revenue ready, with state of the art, ultra-powerful and secure hosting which will allow you to grow your business.
You do not need to be a website designer you are given a choice of 12 designs to choose from.
In order for you to be successful in affiliate marketing you need to have an audience and at Wealthy Affiliate you are taught the strategies of how to attract visitors to your site.
Wealthy Affiliate is a company that is up to date and teaches today’s online marketing strategies. Its vision is to genuinely help people achieve success in business and in life, it is a company that is dedicated to helping others become great and achieve true financial independence.
And remember you can become a member for free and a free member has no expiry date and with this free membership you get ten lessons or phase 1 of wealthy affiliate’s online entrepreneur course and at the end of these 10 lessons you will have a very beautiful functional website.
Have a look at one of our training videos.
There are two-tier membership the free and the premium, the premium membership has more information and tools, which will better enable you to succeed in the online business.
There is a price tag associated with the premium membership but in my opinion the price asked is very reasonable for the amount of quality information and tools that is being offered.
As you can see the prices for a premium membership is very reasonable priced there are many platforms that are asking much more for their training and in some cases you will have to pay more to get advance training.
You are given step by step instruction by videos with the premium membership there are 5 phases which consist of 50 lessons and you also get the affiliate boot camp tutorials which is 7 phase or 70 lessons
With the premium membership you will get 50 websites along with choices of over 1000 themes. Here is a list of what is offered in each membership.
With the premium membership you are also given a live video class once per week, here is a replay of one of the live videos please have a look.
With all the fantastic training at Wealthy Affiliate there is something that you must become aware off, and that is affiliate marketing is not a get rich type of business.
I do not believe there is any legitimate business that offers any opportunity to become wealthy overnight. Scams are usually the ones that is making those claims.
With affiliate marketing you have to work be disciplined determined and above all be patient. Here is a blog written by one of the members of Wealthy Affiliate
Having gone through the process of seeking employment myself and experience all the rigors of applying for a job, I have experienced the long application questionnaire and in some cases, the unreasonable questions asked.
So if you are at that point of frustration being at your wits end why not give Wealthy Affiliate a try it’s free, you can do the 10 lessons build your website, and take it from there,
I you think you would like to look further and see what the premium has to offer you can do that for $49 and if you become a premium member before 7 days after becoming a free member the cost for the first month is only $19
You will not be asked to sign any contract or make any commitment for either membership and with the free membership you will not be asked for any financial information.
You have nothing to lose and you know unless you try, I am a retiree and I thought I might be too old to try Affiliate marketing as I knew nothing about this area of business and I have no technical skills but I tried, and I am making a go of it and if I can do it so can you
And you can join by clicking on any of the links in this post, will contact you and i will be your personal coach, and we also have a community of very helpful members who are very able and willing to assist you. I
Thank you for taking the time to read this post remember to share, and leave your questions and comments is the space provided at the end of this post and I will reply.
NOTE: This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).
One of the most common questions being asked by people who would like to go into affiliate marketing is “do you need a website for affiliate marketing?”
Maybe the reason for them wondering if it is necessary for them to have a website, the thought of them building a website may be intimidating and is thinking it is too hard to build a website, and they may not have the technical skills and no knowledge of web design or any such thing.
But in today’s world, design and building a website can be done in 30 seconds. And on certain platforms, it can be done for free.
Actually creating the website is the easy part. The hard part is making that site profitable. Creating trust between you and your audience,
But in answer to the question Do I need a website for affiliate marketing? Technically no! I use a website for my affiliate marketing blog.
How Affiliate Marketing Works Without A Website
When you become an affiliate marketer, you will receive a personalized affiliate link from the merchant you are advertising for.
This link has a special code that is unique to you and should a purchase be made through this link you will be rewarded with a commission. This link can be placed anywhere, it can be posted on other people’s sites, in comment sections, on social media, etc.
Using Social Media For Affiliate Marketing
You can post your affiliate link on all social media websites from Pinterest to Facebook to Twitter, but make sure you read the terms of service for each as some of them may have certain requirements on how affiliate links may be used.
If you are someone who already has a large social media following, you can use that following to help earn you some revenue
If you’re starting off fresh, it will likely take some time to grow a large and loyal following you can monetize, so start now (even if you plan on having a website, too).
From my experience, making money through social media is more difficult than using a website.
I do have several social media websites, and my affiliate links are placed in all of them but to date, I have not made much money from my social media website.
I must say I have not bought any paid add from my social media sites, I am just using the free ads, That could be a part of the reason for the low conversion but I doubt it.
Consider Other Forms Of Content
If you do not like writing you can make YouTube videos or podcast you can also use this medium to promote your products
Do Not Rule Out A Website
No, you do not need a website to do affiliate marketing but it is still the best way to reach an audience and promote your products.
So do not be intimidated by the thought of building your own website, this is not hard and can be done for free.
The website I use is Wealthy Affiliate, you can become a starter member for free,
The starter program has to lessons or phase 1 of our training the entire training is 50 lessons or 5 phases,
And at the end of the starter phase you will have a website up, and ready for business
Here is a look at the topics of the 10 lessons in phase1
Wealthy Affiliate is a platform built for every affiliate marketer, whether you are new or very experience there is a place for you and you can become a starter member for FREE.
Wealthy Affiliate is a platform that is current with all the new strategies and techniques and all the constantly new changes that occur within Google.
The platform is upgraded every so often that no program is outdated, the success of it is paramount to the owners of Wealthy Affiliate.
I am a senior citizen did not know anything about online marketing or all that goes along with it, I had no technical skills, I could type a little and that’s about it.
I found Wealthy Affiliate, became a free member then upgraded to premium and here I am by no means a super affiliate (making $7000* a month) not yet.
Affiliate marketing is by no means easy, it takes work dedication and above all patience,
Affiliate marketing takes time for you to gain the trust of your audience, I think this is the hardest part of affiliating marketing, whichever method you use.
But it is the same for every business it takes time to increase your customers, and as they get to know and trust you they will bring others along.
Some people give up too quickly and so lose out on becoming a successful affiliate marketer.
I have told you about our free starter program, there is also the premium program, this program is full of relevant information and tools to assist you in making your business successful.
The price is very reasonable for the quantity and quality of the information and tools you will be receiving
Here is the premium billing list.
With the programs they are given through step by step video training these videos are always there you can revisit them whenever you wish.
And you will never be alone there is a community of 1.4 million of us, there are members there are willing to assist you at any time,
Our members are from all over the world so there are people from a different time zone, therefore, someone is always there to assist you,
Failing that you can get in touch with the presenter there is a contact messaging system so you will be able to pm him.
And our technical support team is A1 they are there 24/7 and can be contacted directly from your dashboard no outside call for help and no extra charge for any issues you may have. (some platforms do charge extra for fixing technical issues)
Conclusion
Wealthy Affiliate is the best platform for training, it is a platform built for every affiliate marketer, from beginners to seasoned affiliate marketers.
Here is a blog from one of our members have a read.
https://my.wealthyaffiliate.com/ew2fh/blog/working-from-home-opportunities-in-blogging-your-passion-for-a-living/comment/23319211/a_aid/5373fe86
I do post my links of social media but Facebook can cut your visitors any time it wishes, I know because it has happened to me twice.
So having a website where you can draw your own audience, you just need to write articles that are relevant to your niche and audience
And all this will be taught at Wealthy Affiliate, and I do suggest you upgrade to premium especially if you are new to Affiliate marketing, this move will increase your success rate tremendously.
You can become a member by clicking on any of the links in this post, and if you should do that I will be your mentor.
There is no need to fear in becoming a free member you will not be asked for any financial information, no credit card no other personal information but you name and email address
I am looking forward to meeting you on the wealthy Affiliate platform,
Please leave your questions or comment in the space provided at the end of this post and I will gladly reply ASAP. Thank you for reading remember to share I really do appreciate your stopping by.
NOTE: This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).
