Planning for Retirement

We Baby Boomers are sometimes not well informed when planning our medical care, especially when it comes to long-term medical care during our years spent in retirement.

We tend to put our hope and trust in Medicare, which provides excellent health insurance. But it is not enough to pay for our medical costs; it doesn’t pay for long-term support and services.

In a study by Fidelity Benefits Consulting, it is noted that a couple turning 65 today will pay an average of $220,000 in out-of-pocket medical costs before they die,

The out-of-pocket costs include not only premiums but co-pays and deductibles.

And on top of their medical care, two-thirds of boomers 65 and older will have some long-term care needs.

That means a typical couple must put aside roughly $300,000 for their care in old age.

Boomers think they’ll need only about $50,000 to pay for their health care in retirement. And many believe Medicare will pay for long-term support and services. But this is not so

Medicare does pay for health care. It provides very generous benefits. But even with great government benefits, they will still have to pay a hefty sum out of pocket.

Jobs in Retirement 

So as we see, retiring is costly. A friend wanted to retire but changed his mind after considering his medical insurance cost without the workplace insurance plan.

So today, I am encouraging those who are close to retirement. Even if you are not, I think the younger, the better, or maybe you have already retired, and you are finding it a bit difficult to cope financially, or perhaps you need some extra cash, I think you should look into making money online.

Many online jobs can be a source of income for you.

You could drive Uber, Lyft, or any other company that offers this kind of service; teaching is another good one; you could offer your services to teach or sell stuff online like crafts and clothes.

Photographs, antiques, or If you are one of those people, you can fix things; you could be a handyman you would be able to set your own time and price.

You could make a decent income from either job, and there are many more.

But I would like to look at something that can better serve you for a long time, a business where you can make a passive income over time. And you can join for FREE.

After your business is established, a company can earn without too much activity on your part. I am talking about online marketing.

What is online marketing?

Online marketing is a method used to promote products and services.

With online marketing, you can advertise your skills and services or the products you are selling, or you can advertise for a company and collect a commission if anyone buys through your website through a blog.

So you may not know how to start a blog. Well, you don’t need any special knowledge, technical skills, or anything else to create your money-making blog

You can become a member of the Wealthy Affiliate at no cost (for free), and you will be taught a step-by-step method to build your website ( the beginner training course)

please have a look at one of our training videos.

Creating keyword-rich content lesson3 phase1

You will be given ONE website for free, along with web hosting will be provided for free;  and included in this free sign-up, you also get a personal affiliate blog,

Phase 1 of the Online entrepreneur Program

Also, for the first seven days, Affiliate Bootcamp training phase 1 only, keyword research tools (30 free searches), 1on one coaching.

A constructive and eager community of over 1,000,000 ready to assist you with a pay-it-forward attitude is encouraged.

Wealthy Affiliate Online Marketing

Wealthy Affiliate is a BBB-rated company with a 98 /100 and a legitimate company. NO SCAM and the beauty is you can join for free and look around them at what is offered.

You can also start building your website and doing the lessons, and if it is something you think you would like, then ok; if you do not believe it is for you, that’s ok too; you can quit, and it will cost you nothing.

You will not be bombarded with a sales pitch on joining; you are not asked for a credit card number, so there is no danger of your credit card being credited; there will be no persisting telephone calls.

If you do decide to stay with us, you will be encouraged to upgrade to a premium membership which offers you so much more

With a premium membership, you will get, here is a list of what the two membership offers

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• You may ask if it is possible to continue with the free website. The answer is yes, but I recommend upgrading to premium, especially if you are new to this like I was; you will need the extra information and tools to succeed.

The premium membership is $49.00 per month early; it is well worth the price. You can also pay a considerable discount yearly, but after seven days, you can become a premium member for one 1month for only $19.00. I suggest you grab this offer as it will enable you to look further into our premium package; you will not be committed to anything; you can quit if you are unsatisfied. No commitment; it’s a win-win situation.

Conclusion

As a retiree, I can tell you firsthand the daily living on a pension that cannot meet my needs. I am fortunate that my children chip in and help me. It is not something that I did not want, but thank God they did it.

I am now a part of Wealthy Affiliate, and even though this is not a get-rich-quick or make-a-lot-of-money overnight venture,  it is a business that can create a passive income in time. It does take discipline and work, but after your website is established and you have an audience, you can make money without much effort because your website will continue working.

So I am encouraging you to take the step to ensure that your retirement is not filled with stress about not having enough cash for the necessary things you will need or even to treat yourself to some extras.

Join us at Wealthy Affiliate; you have nothing to lose; remember, you can become a member for free. There is a community of beneficial people, including myself, ready to assist  you in any way we can, and should you join by clicking on any link in this post, I will be there to show you around the platform and answer any questions you may have

Thank you so much for reading my post; I hope you found it helpful and informative Please stop by again. Should you have a question or a comment, please leave it below in the space provided, and I will reply. Remember to share this post; I would appreciate it.

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

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