Having Trouble Finding a Job? (Start Your Own Business, Let Me Show You How)

Having difficulty finding a job?

Are you a very qualified individual seeking employment, but it seems that all the employment doors are closed to you. There are several reasons why this is so

One of the problems could be jobs are few, but employment seekers are many. Finding a good job will be hard because there are so many others are seeking the same job you are seeking, so in this very competitive market, you have to be the best candidate for the job.

Technology Replacing Workers

With the ever-increasing advancement of high technology  the need for humans is less so fewer jobs are available to workers.

(Applications) Forms can be a deterrent

Another thing that is a deterrent for many job seekers is the online job search technology which in some cases are  ridiculous and frustrating.

A survey done by a recruiting agency found that applicants found the job applications were too long and in some cases ridiculous and were frustrated by retyping all the information from their resume and filling in the details of their high school education and salary history that they give up entirely.

Picky employers

(you can start your own business here free)

Then there is the employer who is very picky and wants a perfect employee who in this age can’t meet their expectations and in the real world do not exist.

Companies sometimes waste a lot of time looking for that mythical perfect employee, rejecting good candidates who are well qualified in the process.

There is also getting recruited for a job that seems great, but you realize the recruiter has no idea who you are, what you do, and what you want out of your career. It is as if your name was drawn from a hat like a lottery, and then they will try to convince you to take a job that is in no way what you are trained for or a career in which you wish to pursue.

Personality Test

Let’s not forget the personality test where they ask these lengthy quizzes which is the cause of more anxiety and confusion, you are not sure if answering true or false will cause to not be considered for the job.

Job Scams

And the job scammers be careful of them they are all over the internet offering the opportunity of making a lot of money in a short space of time.

And there are others who are not so easy to spot, they will offer you a good paying earning opportunity but you will have to pay for the information to obtain that opportunity.

Start Your Own Business

If you have been trying to get a job and you are just tired, confused and frustrated by the whole job-hunting process. Why not start your own business, for free?

You can start your own affiliate marketing business for free at Wealthy Affiliate.

Wealthy Affiliate

Wealthy Affiliate is an affiliate market training platform, This company was formed in 2005 and now boasts a membership of over 1.4 million and these members are from all over the globe 193 countries to be exact.

At Wealthy Affiliate, you will be shown how to turn your ideas into profit. If you have a hobby or something you are passionate about, something that gets you excited and motivated when you think about it, or even if you don’t have any ideas, Wealthy Affiliate will help you choose the direction of your business from over 1,000,000 different niches.

You can have your website up and ready in just 30 seconds, your website will be beautiful looking, mobile, and revenue ready, with state of the art, ultra-powerful and secure hosting which  will allow you to grow your business.

You do not need to be a website designer you are given a choice of 12 designs to choose from.

In order for you to be successful in affiliate marketing you need  to have an audience and at Wealthy Affiliate you are taught the strategies of how to attract visitors to your site.

Wealthy Affiliate is a company that is up to date and  teaches today’s online marketing strategies. Its vision is to genuinely help people achieve success in business and in life, it is a company that is dedicated to helping others become great and achieve true financial independence.

And remember you can become a member for free and a free member has no expiry date and with this free membership you get ten lessons or phase 1 of wealthy affiliate’s online entrepreneur course and at the end of these 10 lessons you will have a very beautiful functional website.

Have a look at one of our training videos.

getting your site ready for search engines
Getting yore site ready for search engines

There are two-tier membership the free and the premium, the premium membership has more information and tools, which will better enable you to succeed in the online business.

There is a price tag associated with the premium membership but in my opinion the price asked is very reasonable for the amount of quality information and tools that is being offered.

As you can see the prices for a premium membership is very reasonable priced there are many platforms that are asking much more for their training and in some cases you will have to pay more to  get advance training.

You are given step by step instruction by videos with  the premium membership there are 5 phases which consist of 50 lessons and you  also get the affiliate boot camp tutorials which is 7 phase or 70 lessons

With the premium membership you will get 50 websites along with choices of over 1000 themes. Here is a list of what is offered in each membership.

With the premium membership you are also given a live video class once per week, here is a replay of one of the live videos please have a look.

With all  the fantastic training at Wealthy Affiliate there is something that you must become aware off, and that is affiliate marketing is not a get rich type of business.

I do not believe there is any legitimate business that offers any opportunity to become wealthy overnight. Scams are usually the ones that is making those claims.

With affiliate marketing you have to work be disciplined determined and above all be patient. Here is a blog written by one of the members of Wealthy Affiliate

https://my.wealthyaffiliate.com/ropesa/blog/what-do-you-need-to-know-about-affiliate-marketing-ask-wa/a_aid/5373fe86

Conclusion

Having gone through the process of seeking employment myself and experience all the rigors of applying for a job, I have experienced the long application questionnaire and in some cases, the unreasonable questions asked.

So if you are at that point of frustration being at your wits end why not give Wealthy Affiliate a try it’s free, you can do the 10 lessons build your website, and take it from there,

I you think you would like to look further and see what the premium has to offer you can do that for $49 and if you become a premium member before 7 days after becoming a free member the cost for the first month is only $19

You will not be asked to sign any contract or make any commitment for either membership and with the free membership you will not be asked for any financial information.

You have nothing to lose and you know unless you try, I am a retiree and I thought I might be too old to try Affiliate marketing as I knew nothing about this area of business and I have no technical skills but I tried, and I am making a go of it and if I can do it so can you

And you can join by clicking on any of the links in this post, will contact you and i will be your personal coach, and we also have a community of very helpful members who are very able and willing to assist you. I

Thank you for taking the time to read this post remember to share, and leave your questions and comments is the space provided at the end of this post and I will reply.

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

Can you Survive off Minimum Wage? (No, Let Me Show You How)

 

Start Your Own Business
Can You Survive off minimum wage

Can you Survive off minimum Wage

According to the dictionary, the minimum wage is the lowest wage permitted by law or by a special agreement (such as one with a labor union).

The minimum wage was first introduced in USA in 1938 whit the passing of the (FLSA) Fair Labor Standard at the mime of its passing minimum wage was set at $0.25 per hour, today 81 years after it’s passing the minimum wage stands at $7.25 per hour.

There was a time when most of the minimum workers were teenagers working for some pocket money but today, unfortunately, that is no longer so.

Only one in five workers today  earning a minimum wage is a teenager, it has been documented that most of these minimum wage earners are unskilled workers,

Minimum Wage does not provide a living wage

These workers scramble to get enough hours by working several jobs to keep up with basic household bills, some  surviving only with help from family or government subsidies

The minimum wage clearly  does not provide a living wage for most American families. A typical family of four (two working adults, two children) needs to work nearly two full-time minimum wage jobs to earn a living wage.which is considered to be at least $22,000 per year.

A single parent with two children needs to work the equivalent of three and one half full-time jobs to earn the living wage on a minimum wage income.

There is now a debate to raise the minimum wage to $15.00 dollars per hour but the fear is that many of the small businesses will either have to cut staff or close their business altogether.

The other fear is automation, In the country of Japan, Majorities of Japanese say growing reliance on robots and computers will lead to joblessness and income inequality. Taken from an article in Entrepreneur magazine.

https://www.entrepreneur.com/article/323216

At $7.25 per week and working for 41 hours a week is just a little under $16,000.00 per year, but it does not matter how much we are making we should make an effort to save something for your later years.

I know it may seem ridiculous to think about saving with making less than $16,000 per year, but it will take will power and a lot of denying ourselves certain things but it can be done.

We just to budget to the bare essentials,  You don need Starbucks coffee you can make your own and carry it in your non spill cup you can cut cable subscription, I know some people tell themselves they can’t live without cable, but believe me, you can,

I had to live without cable and a lot more, financially it had gotten so bad our house was going into foreclosure, and we cut everything that we could cut, now that things are  better financially, I have not returned to the things I had to cut, so I have no cable, I found I could live without it and survived.

Stay away from high-interest debt, like credit cards, keep your credit card usage to a minimum or preferably not at all.

Increase Your Income

Increase your income, by looking for ways to earn extra money, there are several things that you can do to earn a little extra.

You can earn extra by hiring out your service, for cleaning houses, of fixing things or if you have a special skill.

What I did, I started my own online business doing affiliate marketing,  Affiliate Marketing is the process of earning a commission by promoting other people’s (or company’s) products.

There are companies or platforms that will teach you how it works and in the case of the company I am a part of you can become a member for free.

And with a free membership there is no expiration date, the company I am a part of is Wealthy Affiliate.

Affiliate Marketing

Wealthy Affiliate was formed in 2005 and is now one of the best platform for wealthy affiliate training.

The great thing about this platform, it is not just for beginners, but it is for every affiliate marketer, it is for those who are new to affiliate marketing ,those who are acquainted with affiliate marketing and those who are established professionals in affiliate marketing.

The company has an A+ rating with the BBB, and has members 193 different countries, with  free membership from Wealthy Affiliate you get 2 websites, 10 websites themes to chose from and less than 30 seconds you will have a beautiful website,

I must add that web hosting is also included in the free membership. Along with backup and 10 lessons or phase 1 of the online entrepreneur course. There are training websites that charge $50 per month for web hosting

this is a scree shot of the 10 lessons in phase 1 of the online entrepreneur class

topic of the 10 lessons taught in phase 1
topics of the 10 lessons taught in phase 1 online entrepreneur class.

You will not be asked for any financial information either, you will only  be asked for your name and email address and you will be asked to state what your goals are, what you would like to earn per month.

At the end of the free membership 10 lessons you will have your website up and running contents written and posted, Google will have your website listed.

Here is one of the training videos from phase 1 of the free membership course.

How will you earn money
Lesson2 of Phase 1

There is also the premium membership,  with the premium there is a lot more information and tools that are available,

Here is the list of what is available in each membership

Now you can see the vast amount of information that is available and this will increase your success rate.

There are live video classes once per week this is just extra training to keep you up to date on the changes that may be taking place in  Google and any new update in the online marketing world.

Conclusion

Living on the minimum wage is not easy, but you do not have to continue in that state you can do something about it,

I have suggested online marketing because I am doing it, and it is not as stressful as another area of work might be.

For one, it can be done anywhere all you need is internet connection and a computer, there is no going to another destination you can do it at your home.

With online marketing the start up is very low and in this case you can start for free and if it is not something you would like you can stop you will be loosing nothing.

I must admit Affiliate marketing is not a get rich venture it takes time, I think the hardest part of affiliate marketing is the need for patience.

With affiliate marketing there is the need to build trust and it does take time to build trust. At Wealthy Affiliate you will be taught not only how to draw an audience to your website but how to build trust.

In my opinion there is no better place to learn affiliate marketing than Wealthy Affiliate. Please do not think you are new and have no experience, or too old. Not a technical person, or you have no one to assist you.

The training videos go through the lessons’ step by step you learn at your own pace, the videos are always there you can revisit them at any time you wish.

Here is a blog from one of our members who joined in 2010 and is still with us.

https://my.wealthyaffiliate.com/nathaniell/blog/why-am-i-still-a-wealthy-affiliate-member-after-8-years/a_aid/5373fe86

There is someone always around to assist you, we pride ourselves in the fact we have a community who is willing to assist you and because our memberships is from different time zone there is someone always there to assist.

Should you wish to become a member or Wealthy Affiliate you can do so by clicking on any of the link in this post and I will be your personal coach. Hoping to see you on the platform, give it a try you have nothing to lose.

Thanks for reading this blog please remember to share and should you have a question or comment please leave it in the space provided at the end of this post and I will reply ASAP

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

Why Is It Important To Know Your Target Audience (Meeting Their Needs will Be Easier)

Easier to meet your audience needs
Why is it important to know your target audience

Why it is important to know your target audience

According to  BETH ANNE SCHWAMBERGER of Brilliant business moms

A target market is a specific group of consumers at which a company aims its products and services.

They are the target market because they are most likely to respond to your product, service, or information.

By “respond”, we mean that they are most likely to buy, consume, sign up, read, or otherwise be engaged with what you disseminate.  Your target market is most likely to be a sneeze r for you.

And because what you have to offer resonates with them, your marketing efforts will be most effective with this group.

You will get the highest ROI (return on investment) with this group, in terms of your time and money, than with other groups.

It is very important to know your target audience because without knowing your target market, or whether an audience even exists, you can’t realistically expect your business venture to survive.

Business owners who learn how to identify their target audiences of consumers stand a better chance of success.in converting ads into sales.

Learning to distinguish between different audiences makes it easier to determine what segments of consumers you should focus on when advertising or creating articles pertaining to these add.

Identifying a target audience of consumers is among the most crucial elements for any new business operator or online marketer to consider.

Clear Focus

Making the assumption your customers will come essentially equally from all segments of the population is not enough to support businesses of today, because the marketplace has become more diversified.

In finding your audience you need to  consider age, gender, lifestyle and technological sophistication,

Since it’s impossible to reach everyone at once, it is best to narrow to a core audience, this will help  you to develop an effective marketing strategy.

It helps you to create a messaging strategy that appeals directly to the type of consumers who are more likely to convert into customers.

It will be  also more cost-effective to refine your audience, because your campaigns are run on a smaller, more focused scale.

It is tempting to want to serve every area of your niche but this will lead to  failure. An example would be, if you are targeting baby product be specific as to what baby product niche you will be promoting whether it is formulas, clothes, toys or something for babies.

Identifying a target audience provides a clear focus of whom your business will serve and why those consumers need your information about the goods or services you are promoting.

Prioritizing Resources

Target marketing, helps  to evaluate which segments of the audiences are most likely to buy the products we are promoting,

With consumers’ help, however, companies can determine which audiences are worth targeting. And this information in turn, will enable us to learn what aspects of the products or services matter most to customers.

Once your business’s target audience is determined, there is no end as to how precisely you can pinpoint your audience’s needs and wants.

If you know what your audience want and you know what your product or service delivers, you can clearly explain to customers what the result will be.

You can effectively manage their expectations, which will have a two-fold effect on your business. First, you will discourage customers who have unrealistic expectations of what you are offering. Secondly, you’ll be left with a satisfied pool of customers who will likely come back for more.

Understanding your target audience

Understanding your target market makes advertising to them easier. It is important that you know a much about them as possible, You should know what motivates them to buy.

It is good to acquire knowledge either by doing the necessary research to get  the relevant information on what their needs are, and try to cater to that need.

Based on your findings, you’ll be better  able to tailor your messages to them that will not only resonate with them but will also leave a memorable impact on them.

In order to get your audience attention in this busy world the message must  mean something to them.

In the life of an entrepreneur the skill of understanding your target market and pitching to them effectively has never been a more important

To Be successful in your business it is important you understand your target audience and know their needs, and in this way you will be able to identify the product or service they need.

If you are considering blogging in the hopes of earning an income, and you are not sure how to reach your target audience, there are companies  that will show you how.

One of these companies is Wealthy Affiliate  of which you can become a starter member for free.

Wealthy Affiliate will teach you how to find a niche and show you how to find your target audience for that niche

You will be taught how to write your content and the right keyword to use so your post will do well in the search engines which will convert into sales.

And if you really want to get into affiliate marketing, Wealthy Affiliate is one of the best platforms for training.

Conclusion

If you are blogging and you are struggling as to finding your niche, or target audience, how to write to get ranked on Google, Wealthy Affiliate is the platform you need to be.

Wealthy Affiliate is one of the most experienced and updated  platforms with which start your online business.

At Wealthy Affiliate you will be shown how to transform your passions into profits

Build your very own profit ready website, show the proven strategies of drawing your targeted audience to your website, your revenue sources are endless.

So there is nothing stopping you to start an online business, start a new career, earn some extra cash remember you can join for free, you have nothing to lose.

If you wish to become a member of Wealthy Affiliate you can do so by clicking on any of the links in this post, and I will get I touch with you. (try us its free for trying)

I hope this post helped you in some way, especially if you are a new blogger, I thank you for stopping by remember to share I would really appreciate it

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

Do I Need A Website For Affiliate Marketing?—-(No, But it helps to have one)

It helps to have a website in doing affiliate marketing
Do I need a website to do affiliate marketing? (no, but it helps to have one)

Do I need a website for affiliate marketing?

One of the most common questions being asked by people who would like to go into affiliate marketing is  “do you need a website for affiliate marketing?”

Maybe the reason for them wondering if it is necessary for them to have a website, the thought of them building a website may be intimidating and is thinking it is too hard to build a website, and they may not have the technical skills and no knowledge of web design or any such thing.

But in today’s world, design and building a website can be done in 30 seconds. And on certain platforms, it can be done for free.

Actually creating the website is the easy part. The hard part is making that site profitable. Creating trust between you and your audience,

But in answer to the question  Do I need a website for affiliate marketing? Technically no! I use a website for my affiliate marketing blog.

How Affiliate Marketing Works Without A Website

When you become an affiliate marketer, you will receive a personalized affiliate link from the merchant you are advertising for.

This link has a special code that is unique to you and should a purchase be made through this link you will be rewarded with a commission. This link can be placed anywhere, it can be posted on other people’s sites, in comment sections, on social media, etc.

Using Social Media For Affiliate Marketing

You can post your affiliate link on all social media websites from Pinterest to Facebook to Twitter, but make sure you read the terms of service for each as some of them may have certain requirements on how affiliate links may be used.

If you are someone who already has a large social media following, you can use that following to help earn you some revenue

If you’re starting off fresh, it will likely take some time to grow a large and loyal following you can monetize, so start now (even if you plan on having a website, too).

From my experience, making money through social media is more difficult than using a website.

I do have several social media websites, and my affiliate links are placed in all of them but to date, I have not made much money from my social media website.

I must say I have not bought any paid add from my social media sites, I am just using the free ads, That could be a part of the reason for the low conversion but I doubt it.

 Consider Other Forms Of Content

If you do not like writing you can make YouTube videos or podcast you can also use this medium to promote your products

Do Not Rule Out  A Website

No, you do not need a website to do affiliate marketing but it is still the best way to reach an audience and promote your products.

So do not be intimidated by the thought of building your own website, this is not hard and can be done for free.

The website I use is Wealthy Affiliate, you can become a starter member for free, 

The starter program has to lessons or phase 1 of our training the entire training is 50 lessons or 5 phases,

And at the end of the starter phase you will have a website up, and ready for business

Here is a look at the topics of the 10 lessons in phase1

Wealthy Affiliate is a platform built for every affiliate marketer, whether you are new or very experience there is a place for you and you can become a starter member for FREE.

Wealthy Affiliate is a platform that is current with all the new strategies and techniques and all the constantly new changes that occur within Google.

list of 12 lessons in phase 1 on online entrepeneur program
Phase 1 of the Online entrepreneur program

The platform is upgraded every so often that no program is outdated, the success of it is paramount to the owners of Wealthy Affiliate.

I am a senior citizen did not know anything about online marketing or all that goes along with it, I had no technical skills, I could type a little and that’s about it.

I found Wealthy Affiliate, became a free member then upgraded to premium and here I am by no means a super affiliate (making $7000* a month) not yet.

Affiliate marketing is by no means easy, it takes work dedication and above all patience,

Affiliate marketing takes time for you to gain the trust of your audience, I think this is the hardest part of affiliating marketing, whichever method you use.

But it is the same for every business it takes time to increase your customers, and as they get to know and trust you they will bring others along.

Some people give up too quickly and so lose out on becoming a successful affiliate marketer.

I have told you about our free starter program, there is also the premium program, this program is full of relevant information and tools to assist you in making your business successful.

The price is very reasonable for the quantity and quality of the information and tools you will be receiving

Here is the premium billing list.

With the programs they are given through step by step video training these videos are always there you can revisit them whenever you wish.

And you will never be alone there is a community of 1.4 million of us, there are members there are willing to assist you at any time,

Our members are from all over the world so there are people from a different time zone, therefore, someone is always there to assist you,

Failing that you can get in touch with the presenter there is a contact messaging system so you will be able to pm him.

And our technical support team is A1 they are there 24/7 and can be contacted directly from your dashboard no outside call for help and no extra charge for any issues you may have. (some platforms do charge extra for fixing technical issues)

Conclusion   

Wealthy Affiliate is the best platform for training, it is a platform built for every affiliate marketer, from beginners to seasoned affiliate marketers.

Here is a blog from one of our members have a read.

https://my.wealthyaffiliate.com/ew2fh/blog/working-from-home-opportunities-in-blogging-your-passion-for-a-living/comment/23319211/a_aid/5373fe86

I do post my links of social media but Facebook can cut your visitors any time it wishes, I know because it has happened to me twice.

So having a website where you can draw your own audience, you just need to write articles that are relevant to your niche and audience

And all this will be taught at Wealthy Affiliate, and I do suggest you upgrade to premium especially if you are new to Affiliate marketing, this move will increase your success rate tremendously.

You can become a member by clicking on any of the links in this post, and if you should do that I will be your mentor.

There is no need to fear in becoming a free member you will not be asked for any financial information, no credit card no other personal information but you name and email address

I am looking forward to meeting you on the wealthy Affiliate platform,

Please leave your questions or comment in the space provided at the end of this post and I will gladly reply ASAP. Thank you for reading remember to share I really do appreciate your stopping by.

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

What Is Internet (affiliate) Marketing? and (How Does It Work?)

What is internet marketing and how does it work

Internet marketing refers to the  methods that are used to market a product or service online,

And this compasses different areas on marketing goods and services online

According to webopedia

Internet marketing, or online marketing, refers to the use of the web and email  to advertise and market and to drive direct sales via electronic commerce,

In addition to sales leads from websites or emails. Internet marketing and online advertising efforts are typically used in conjunction with traditional types of advertising such as radio, television, newspapers, and magazines

.

Different Areas of Internet Marketing

These areas are:

  • Web marketing and this all areas of e-commerce, Websites, affiliate marketing, and SEO search engine optimizernformative Web sites, online advertising on search engines, and organic search engine results via search engine optimization (SEO).
  • Email marketing involves both advertising and promotional marketing efforts via e-mail messages to current and prospective customers.
  • Social media marketing involves both advertising and marketing (including viral marketing) efforts via social networking sites like Facebook, Twitter, YouTube, and Digg.
  • Search engine optimization (SEO) involves the optimization of landing pages within your website to increase the number of visitors.

All these facts are taken from webopedia see:

/www.webopedia.com/TERM/I/internet_marketing.html

So as you can see almost all if not all of the online marketing falls under the umbrella of internet marketing.

What is affiliate marketing?

Affiliate marketing involves referring a product or service by sharing it on a blog, social media platforms, or website.

The affiliate m earns a commission each time someone makes a purchase through the unique link associated with their recommendation. Done well, this performance-based opportunity can become an important part of your business by netting you a healthy income.

How Does Affiliate marketing Works

Find a Niche

A niche is a distinct segment of a market, in other words, an “audience”.

When choosing a niche that fits you, you should be choosing something that is ideally an interest, a passion, a hobby, but it could be something that you would like to learn about. You don’t need to BE an expert, you become an expert.

Build a website,

There are platforms that will assist you in building your websites. It only takes 30 seconds and you can join for free here

Create content

Content writing is a method of writing text which is closely linked to web marketing movements.

This means writing articles websites that are designed to sell or encourage specific produce.

  1. Find and join an affiliate program
  2. Choose which offers to promote
  3. Obtain a unique affiliate link for each offer
  4. Share those links on your blog, social media platforms, or website
  5. Collect a commission anytime someone uses your links to make a purchase

Here is a part of the lesson on how the process works taken from the online entrepreneur’s course on the Wealthy Affiliate platform.

Task #1: Understand the Make Money Process

There are MANY different ways that you can earn money online and many different ways in which you can build an entire business. In the coming lessons we are going to be walking you through the following process (and the video above explains it).

There are 3.75 BILLION people online as of 2018 (YOUR audience) and these people are searching for things all the time.

They are looking for information, solutions to problems and to buy stuff. That is where you are going to come in with your website and help these “audiences” by offering them information about what they are looking for. You will be “helping” these people and earning revenue in the process.

The Benefits Of affiliate marketing

There are several benefits to affiliates, it star tup cost is very low, you have no inventory to store, no building to rent or upkeep,no staff, no returns no customer hassle, so shipping, asnt the list goes on

Affiliate marketing is a low risk venture . Since there’s litle or no cost to join affiliate programs, you can start making money with an established affiliate product or service without any upfront investment.

Affiliate marketing can also become a passive income earner  through recurring sales commission. So you will be earning at all times.

But you must realize it’s going to take time creating traffic sources, so initially before your website is establish your patience is required ( I think this is the hardest part of affiliate marketing).

Please remember you will need to build trust with your audience, so it’s best to only highlight those poducts or service you have  personally used or would recommend. I would reccommend that you do a thorough research on any prodeuc or service you recommend.

Finding affiliate programs

An easy way to find affiliate programs is to visit an affiliate marketplace or platform. Browse your niche to find top performing affiliate platforms. Here are some of the most popular:

You ca also visit the product or service website you wish to adverize  and see if they offer an affiliate program.

There are also affiliate network some of these are

ClickBank

ShareASale

CJ Affiliate

JVZoo

And many others

Now that we have been through the basic of affiliate marketing there are other steps needed to be a successful marketer,

You will need to know how to draw people to your web site, the right keywords to use to get Indexed and ranked by Google and the other search engines, and making sure you are within the law.

There is a training platform of which I am apart it is Wealthy Affiliate.

Wealthy Affiliate, in my opinion, is one of the better training platforms, and you can become a starter member for free,

As a starter member, you are given 2 websites, 10 themes to choose from for your website phase 1 which is 10 lessons of our online entrepreneur course.

At the end of these 10 lessons, your website will be up and running fully functional ready for business.

I know in these times we are afraid of being scammed, I have been scammed a couple of times myself but wealthy Affiliate is no scam.

Wealthy Affiliate is a well-established platform that has been around for almost 15 years and has many members from around the globe.

Of course, there are more information and tools needed to assist you in becoming successful in affiliate marketing.

There  is another tier other than the free membership there is the premium membership,

Here is a list of what is offered by both

z

The free membership will remain free there is no time limit for remaining a free member, but I would suggest the upgrade to the premium membership especially if you are new to affiliate marketing.

Conclusion

I would like to encourage you to try affiliate marketing, especially if you are looking to increase your income,

I will not tell you it is a walk in the park, while the building of your website doing it from Wealthy Affiliate takes only 30 seconds building your business l is like building any other business takes time,

Affiliate marketing is definitely not a get rich quick business you will need hard work, perseverance, learning, studying, and sacrifice.

At Wealthy Affiliate, the lessons are given via video and with easy step by step information, you can go at your own pace and you can access the videos any time you wish, even if you have completed the course.

The platform of Wealthy Affiliate is constantly updated as a result there are always current information and techineques associated with affiliate marketing

You will also find the community of Wealthy Affiliate is one that is eager to assist each other with any issues they may have.

The tech support is amazing they are available 24/7 and can be reached from your dashboard NO outside calling and paying any fee for assistance.

There are no excuse why you cant at least try, it will cost you nothing, you are not too old ar too young there are 18 years old to 80+ years old on his platform, so give it a try there is nothing to loose

No finiancial information is required to be a free member, it will be worth your while. And you can become a member by clicking on any of the links in this post and I will assist you.

Thanks for taking the time to stop by I really appreciate it, remember to like and shareand leave yout questions and comments in the space provided at the end of this post.

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

Plan For Future Retirement—(Increase Your Income Now)

Start saving now
Plan for your retirement

Plan for future retirement

For the younger generation of millennials telling them to plan for their retirement may seem to be so far away they have a lot of time to prepare. (Start your online Business now)

But this is not so, the evidence of this is the vast amount of people who are reaching the retirement age and have nowhere near what they will need to live during their retirement age.

And this need not occur as there are so many ways to save for your retirement, I understand with some of us the cost of living has us living pay check to pay check, but there are many things we can do to increase our earning

Being able to retire and living how you want to live takes planning. You may have a couple of years to plan for your retirement in some cases as much as 30 years or more to think about what you want to do in retirement and how you are going to get there.

Just how much money you are going to need in retirement no one exactly knows, and it also depends on what you want to do in your retirement.

Do you just want to live quietly or do you want to travel a lot?  and there is also the fact that some of us will live 30 years or more in retirement without an income Except for our pensions or 401K.

And there is the likely- wood of some major illness that can affect us as we get older. which in most cases will take a huge chunk out of our savings.

Some Retirement planners are suggesting that we should have at least  $500,000.00 saved for retirement, this doesn’t seem like an amount that can be easily reached even in 30 years

It may be possible for some, but for most of us, I do not see it happening, there are some studies that show that people are not saving for their retirement.

And more than 60% have not saved enough and some have nothing saved, and because of this, there is a crisis in boomers retirement.

People are getting anxious and depress over the fact that there is no money to keep them in a reasonable standard of living.

So for the millennials and for the soon to be retired and the retired, I would suggest other avenues of earning extra income just to save not only for retirement but for any major event that may occur in our lives.

There are many things you can do to earn extra money, but I am suggesting online marketing.

For one, it is less stress, no traveling to and from a destination, it can be done anywhere as long as you have a computer and a wifi connection.

What is affiliate marketing?

Affiliate marketing involves promoting a product or service by sharing it on a blog, social media platforms, or website.

The affiliate earns a commission each time someone makes a purchase through the unique link provided by the merchant and is associated with their recommendation.

Affiliate marketing can become an important part of your business by netting you a healthy income.

Affiliate marketing is a low-cost business there is no inventory to keep no shop to rent, no returns to handle.

All you need to do is find a niche to build a website and draw an audience to your site.

Wealthy Affiliate

You can be taught to do all this at Wealthy Affiliate platform, you can join for free and you will be given 10 lessons of phase 1 of our online entrepreneur course

And at the end of these lessons, you will have a website up and ready for business.

The lessons are given via video and the instructions are given step by step so they can be easily followed, these videos never go away they are always there, so if needs be you can revisit the lessons.

Now there is 2 tier of membership, the free and the premium, with the premium membership there is a lot more necessary information that will enable you to be a successful online entrepreneur.

Membership Packages.

Here is a list of what’s available with each membership package.

I have heard of people staying on the free membership but I am not sure how successful they are, one person blogged that he has been an active free member for 18 months.

I would not recommend staying a free member especially if you are new to affiliate marketing, you are going to need all the information you can get to not only start your business but to make it grow into a successful business.

With a premium membership you will be able to have many streams of income, as you will have 50 websites, so once you establish your first site, ( I think you should do that first ) you have the potential of 50 different business bringing in income.

Here is a link to a link from one of our super affiliates.

https://my.wealthyaffiliate.com/benjisdad/blog/ive-been-lazy-for-7-days-and-this-happened/a_aid/5373fe86

Premium Billing Choice

There is a cost associated with the premium membership but in my opinion, it is very reasonable for all the information and tools that are included.

The Wealthy Affiliate  platform is the #1 training platforms everything is included in the package

Included are free web hosting free mentoring, site support, with some other training platforms, there is extra charge for web hosting and there is also upsells. And the free membership with Wealthy Affiliate is always there. No expiration date.

I am a retiree and I know how difficult it is to save for your retirement, there are the children to care for the daily expense of providing, then there is college, the mortgage, and the unplanned for the expense that surprises us from time to time, I have been there.

So I suggest to you Wealthy Affiliate as another way to earn extra money,

Wealthy Affiliate has an A+ rating with the BBB we have a worldwide membership from 193 countries and we are all a like-minded family whose desire is to assist each other to achieve their goals.

Wealthy Affiliate is a company that is constantly updating its platform with the latest techniques and tools which enable its members to achieve their goals.

Wealthy Affiliate has been around for over 14 years and the membership is now over 1.4 million so Wealthy Affiliate is not a scam but is a successful training platform.

Here is a video of one of the lessons in phase 1 of the online  entrepreneur class

Understanding how to make money
understanding how to make money Lesson 2 phase 1

Conclusion

I am a retiree with no previous experience no technical knowledge but I joined Wealthy Affiliate and I have learned so much, I joined for free then went monthly and now I am yearly I have no regrets.

Here are the topics taught in phase 1

topic of the 10 lessons taught in phase 1
topics of the 10 lessons taught in phase 1 online entrepreneur class.

Now I am not saying it will be easy, because starting any business is never easy it takes time work dedication and patience.

With Affiliate Marketing the hardest part is in waiting, but it takes time to win the trust and confidence of people.

There are so many fake people around trying to con you into parting with your money, that people are cautious before they will support anyone.

That is why it is very important, to be honest, and be careful of the products you are recommending, research them well because your name will be tarnished if the product is no good.

Like me a lot of us are retired with not much or nothing saved for our retirement, you can start earning additional income now, it’s never too late, just try it for free, there is  no contract with free or premium membership, and with your free membership you will not be asked for any financial information.

You will never know if you do not try, and if you try for free, you will be assisted every step of the way and should become a member by clicking on any of the links in this post I will be your mentor, and if you decide this is not for you, you will have lost nothing but you will have gained some knowledge of affiliate marketing and a web site which you can use for any other business.

I am looking forward to meeting you on the Wealthy Affiliate platform.

Thank you for stopping by, it is appreciated very much, please remember to share this post, and there is a space is provided at the end of this post for questions and comments, I will answer your questions and reply to your comments ASAP.

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

Hardest Things About Retirement (Be Active Start A New Career)

Change your career
The hardest thing about retirement

The hardest thing about retirement

The hardest thing about retirement is to suddenly have a life with no structure, after living most of our life with some structure,

As hard workers, some of us working for more than 30 years as we grow older we tend to look forward to our retirement,

And finally the day comes and we are officially a retiree, and we are happy, no more 9-5 rush to go to work and to get home,

We can do as we please, we can sleep late, do some gardening, go to the mall, we have all the time for ourselves.

For me and I think a lot of us, this joy of newfound freedom lasted only for a short while, then we begin to miss the structure that the working world has.

We tend to have too much time on our hands, and we are at a loss as to how to fill our days, some of us become lethargic, and depress. We tend to put things off rot tomorrow, so we usually have full tomorrows but the today’s are empty.

Some of us had made plans to travel see different countries or cities and after retirement, we realize just how expensive that can be.

Not enough savings

We realize the plans we had is going to cost more than our savings will allow, but we can overcome this by adding some structure to our lives.

We can set a time to get out of bed in the mornings, time to exercise, time to do our chores whatever that may be.

We can give ourselves a change of scenery and it doesn’t have to cost much, we can go to nearby counties or visit some museum or some place of interest, and it doesn’t have to be every week it can be once a month.

We can offer your service as a volunteer, the hospitals sometimes need people to sit with patients, or to read to them, just find something that will help you to feel needed.

A job made you feel useful

Having a job gave you an identity, you knew what your job was, how to do your job and you felt fulfilled, you may have grown tired of it but now you miss that job

Well, you could start a new career. I met a gentleman he was in his 80’s and he worked at our supermarket once per week, and he said he did not need to work, he had retired from 2 companies and was getting a pension from both places but he told me that coming to work every Tuesday was what kept him alive.

I know for me I started feeling that my life had no meaning, sometimes in the morning when I awake I forgot what day it was, I felt useless everybody was gone to work except me.

I found a new career, affiliate marketing. not only is my day more structured, but my mind is engaged, and I am learning new things in my old age.

Anybody can find some sort of job online to keep you occupied if you just google make money online or jobs online you would be surprised to see the vast amount of opportunities that pop up.

Of course, as usual, there are also scams so you need to be careful, I had been scammed a couple of times then I found Wealthy Affiliate.

Wealthy Affiliate is a training platform that teaches the inside out of affiliate marketing and you can join the starter program for free.

The starter program comes with 2 websites, 12 themes to choose from and 10 lessons and at the end of these 10 lessons you will have your very own website up and running ready for business

The lessons are taught in a step by step manner which is easily understood, and if you need help there is a very active forum of members who are willing to assist you in any way they can.

You can join for free and check out the lessons and our awesome community I have left a

video of one of our lessons.

understanding how to make money

There is also the premium program, with this program all the necessary information and tools are made available for your success as an affiliate marketer.

Here are the billing option of the premium program

With the premium, there is a big difference if the information and tools that are provided here is a list of the tools and information that is available in both programs

If you are wondering if you could stay on the free program the answer is yes the free program never expires, will you be successful in doing affiliate marketing with a free membership, I do not know the answer to that I know members who are on the free membership for over a year I do not know how successful they are.

But I would highly recommend the upgrade especially if you are a novice like myself and need all the knowledge in affiliate marketing you can get.

There is also the added bonus if you upgrade within 7 days of becoming a free member you will get the first month for $19.

Wealthy Affiliate

There is a saying int he business world that you should not join a company if it is lessthen5 years old Wealthy Affiliate has been around going on 15 years and have members drawn from all over the world193 countries and with a membership of over 1.4 million.

The Wealthy Affiliate website was built for all affiliate marketers whether you are new to affiliate marketing or you have done some affiliate marketing or you are a very experienced affiliate marketer.

On the Wealthy Affiliate platform, you are shown how to build your web your website which takes only 30 seconds.how to advertise your website how to monetize your website how to draw an audience to your website.

Now affiliate marketing is not a get rich overnight type of business you cant set it and forget it, it is like any business, you have to work, study. Persevere, and have patience.

I think having patience is the hardest part, but it takes patience to attract an audience and patience for you to gain their trust.

Conclusion

Now a website is not only good for affiliate marketing  there other things you can do online, you can sell things for your self.mabe you have a hobby and you area  creative person you can make things it would be good to have your own website,you could author an ebook, or offer you service to tutor or work for companies online

Maybe starting a new career does not appeal to you, but you can try it will cost you nothing, It did not appeal to me either. I thought I was too old to learn something new, I was not computer literate apart from entering data, I had no technical skill.

Today I am an affiliate marketer, I am not only learning about affiliate marketing but I am gaining knowledge in the niche I am writing about, health and wellness for boomers and this one especially for retirees like myself.

Remember you can become a starter member for free, so you can look around it will cost you nothing you have nothing to lose to look around, you can stay awhile and build your own website.

And should you decide to become a member you can click on any of the links in his post and I will contact you and answer any questions you may have, I will even be your mentor.

Thank you for reading this post hope you found the information interesting please stop by again and remember to share

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

Content goes here.

Affiliate Marketing Dude (Review) (There Are Better Alternatives)

There are better alternatives
Review –Affiliating Marketing Dude.

Affiliate Marketing Dude Review

Affiliate Marketing Dude is an affiliate marketing program which was started by Marcus Cambell abound 2006, He had been in affiliate marketing for some time and had made some good money out of affiliating marketing for himself.

His training focuses on getting people to set up small websites that make money and help you do so. He also provides video tutorial training and you also get access to tools, plug-ins that he uses, niche ideas, live training and more.

He advertises 3 different programs he has the cheapest one he did not state a price is called FPC the fast profit class in this program you get 4 training videos and that’s it.

There are platforms that give you 10 lessons for free and at the end of those 10 lessons you will have two beautiful web sites (You can see more Here)

The second one is

  • $297 – Simple Sites Big Profits (SSBP) The price was $775 but is reduced because the material is from 2017 (no upgrades.)

    • With this training, You will be taught the methods of  how Marcus builds his online businesses step by step and are also provided with tools like plugins, etc. that help to make setting up your website a little easier, If you buy  this program you will also get some support and access to sample profit sites that have been set up so you will have an idea what to do
    • This is what Marcus suggests as the main product for getting started. Pretty much you will need this product in order to go through the training, and the other 2 are “add-ons.you will need to purchase these add ons.
  • $997 – High Ticket Niches

    • If you buy into this Marcus will personally select a niche for you that he feels has a lot of potentials. He will try to find you as profitable and noncompetitive of a niche as possible. You also get set up with a domain, along with some plugins for your site, tools, and some content to get started.
    • You also get access to Simple Sites Big Profits if you buy into this. This way you can follow along with the core training.

In my opinion, in choosing a niche it should be something you like or passionate about because you will have to be researching and writing about that subject every day and if you are not interested it will be really difficult to be consistent in producing content.

You will also have to pay $77.00 per month for mentoring and another $50.00 per month for web hosting. And there seems to be other cost involved.here is a list of some other things you will be paying for. choose your add ons, bonuses, and pay plan

(For a cheaper and better training site HERE)

Now from listening to MARCUS, it seems so easy, but those of us who have been in affiliate marketing knows to be a successful affiliate marketer takes a lot more.

It takes producing good contents frequently at least 3 times per week, every day would be best. It takes patience. You will first have to gain trust from your audience and this takes time. The online marketing business is just like any other business. It takes time work, effort, consistency, and patience, it’s not a just set it and forget it business

You can make money in affiliate marketing, and there a lot of people doing so, and there are also a lot of people who also fail, for different reasons.

And it just seems to me that spending so much money on something that is somewhat unsure is not a good financial decision.

And on Affiliate Marketing Dude there is also a disclaimer that makes my point.” please note results are not typical implied or guaranteed… your success depends on your effort… the average affiliate marketer does nothing so the average affiliate marketer makes nothing. even if you do work… there are variables and circumstances that sometimes make it harder to earn.”

From my research, there are quite a few complaints leveled against Affiliate Marketing Dude and the main one seems to be lack of support.

Now I know for myself as a Newbie who went into affiliate marketing not having any computer or technical skills apart from typing, I needed all the support I could get, and having to pay an extra $70.00 a month for mentorship seems a little too expensive.

There are other platforms that offer an active forum where you can get help and also there is a link to the actual tutor. (See more here)

I have seen complaints where training tapes are missing or doubled up, as human we do make mistakes and things do happen but I think the frequency of it happening is a bit troubling.

Overpriced Products

In one of His videos, Marcus kept saying he has to charge at the price stated because making the videos cost him a lot.

It would be hard for me to state how much he should sell his product for and I would not dream of doing so, However, there are platforms that are charging lest and producing just as good and better for a lot lest.

The platform that I am a part of there is no fee except your yearly fee which is less than $360 per year and everything is included except domain name which can be purchased as low as $14.00 per year.

There are no upsells no buying of additional training programs, there are additional training programs but these are also included in the fee.

Conclusion

In my conclusion after reviewing Affiliate Marketing dude, I would not say this program is a scam, but because of the product pricing, I would not recommend it.

I am  sure you will be able to learn  some great things from it, and I’m sure some people have been successful from it, but the quality you are getting here just doesn’t seem to worth the price that is been asked, and given the seeming lack of support  will not give you a good chance of succeeding.

There are so many different affiliate marketing training courses out there, and in my opinion, this does not seem to be one of the better ones.

One of these better alternatives is one that I am a part of, it is Wealthy Affiliate.

Wealthy Affiliate has been around as a company since 2005 but just like Marcus, the founders were in affiliate marketing from early 2000.

This company membership has grown to around 1.4+ million and its members can be found in 193 countries.

This company offers a free starter membership and with this starter program you get 2 WordPress websites, a choice of 12 themes to choose from, phase 1 of the online entrepreneur class which is 10 lessons and at the end of the 10 lessons you will have a beautiful website up and running.

And this free membership remains free it does not expire you can keep it as long as you like, (Check it out here.)   

If you are thinking of buying an Affiliate Marketing Dude program I would suggest you use Caution please do some more research, as I said I do believe this program is not a scam but overpriced.

Thank you for reading this post I hope you found the information helpful in coming to a decision and should you have a question or a comment please leave it in the space provided at the end of this post and please share this post.

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

How To Beat The Retirement Anxiety (Ways to Beat Retirement Anxiety)

How To Beat The Retirement Anxiety

Many of us boomers who looked forward to retirement become anxious and depressed when the time comes.

The anxiety kicks in and instead of the happiness, we thought we would feel in retirement we start to dread the unknown.

Have we saved enough for retirement? Will we outlive our retirement savings? What would happen if a catastrophe crisis comes our way, would we be able to cope?

Part of the problem stems from dashed expectations. Maybe we were saving and thought by the time we reach retirement we would have saved enough to take us through retirement.

And now we have reached our retirement and we see that our savings are not enough and maybe we still have mortgage payments to make, we feel frustrated and hopeless,  there are still so many expenses that have to be met each month. ( start your own business for free)

Sometimes we boomers find ourselves in too much debt which was brought upon us by different circumstances in our lives, we either had to care for our aging parents, assist our kids through college or out of a financial problem.

Whatever the reason may be the fact is we ourselves are in a financial dilemma and we need to get out of it

Of course, there are steps that can be taken if you are in a pre-retirement situation.

We can Take a look at our retirement goals that we have set for ourselves if its too high this is a sure way in adding our anxiety.

Placing our goals too high will give us a feeling discouragement and frustration which can lead to depression when these goals are not met.

You can try and save more by making a budget and cut all unnecessary spending, like eating out or having that expensive cup of latte, or in my case that pair of shoe that you do not really need.

It is best to find someone that you can talk to about your financial situation it could be a financial advisor or just a friend who will help to plan a way to save some extra cash.

I have found that it never a good thing to spend all your time by yourself, you will only think about your problem more which will lead to more depression.

Find a group that is in your age group and spend some time together, whether it is at the gym at the Y or taking walks and talking or at the park playing some game.

You know when we make plans, sometimes things do not always go the way we want, things do happen that cause our plan to go awry,  so it always good to have a backup plan.

If you are in a job maybe they will keep you after you have reached the retirement age.

I know for some of us who have already retired it may be a bit difficult to find a job, but there are other things you can do.

You can rent out a room in your home that is very popular these days I know a friend who is not only retired but also a widow and that is what she does, she rents a room out Airbnb and she makes a decent income that helps her to stay afloat in her financial situation.

You can also do what I did become a business owner, became an affiliate marketer.

What is affiliate marketing?

According to Wikipedia online marketing is  Affiliate marketing is a type of performance-based marketing in which a business rewards one or more affiliates for each visitor or customer brought by ads placed in your blog.

What this means you will have a blog about anything you like, say it is about common heath problems in boomers, you will write about these health problems ( you will do research to enhance your knowledge)

There are merchants who have products that can help boomers and their health problems, you can become an affiliate of theirs, these merchants will give you a link to your website and when any customer clicks on that link it will take them to the merchant website and if they make a purchase you will get a commission.

Of course, to do all this you will need a website, the company that I am a member of Wealthy Affiliate will build you a site for free. You can access this opportunity HERE.

Not only will they give you a website for free, but you will also get 2 websites free and  there are also 12 beautiful themes for you to choose from,+ phase 1 of the online training material there is,

Phase 1 consist of 10 lessons ( videotapes with step by step instructions ) has a look at one of our training videos.

Phase 1How To create your Own website and create money
How to build your own niche website Phase 1 lesson 4

And here is a blog by one of our members telling why it a good idea to be an affiliate marketer.please have a look.

https://my.wealthyaffiliate.com/jessiepalay1/blog/why-start-an-affiliate-marketing-business-in-2019/a_aid/5373fe86

Now there are 2 types of membership there are the free members and the premium membership with the premium membership there are a lot more information and tools that are available which will make your more likely to succeed.

Here is a list of what is available in both membership.

As you can see there are so much more that is available, you get 50 websites which will enable you to have multiple streams of income.

And it is very reasonably priced as you can see.

And with the premium, there is also a live video class every Friday or Saturday depends on what part of the world you are (our membership spends the globe)

I have placed a video of one of our live videos here ( these videos remains accessible to   our premium members)

keyword research
Understanding Keyword Research June 2018

VIDEO HERE

Wealthy Affiliate

Wealthy Affiliate is not a new company, the company has been around since 2005, and now has a membership of 1.4+ million, and has earned the reputation as one of the leading teachings Platforms.

I was looking at another training platform a couple of days ago and say they were charging $77 extra for mentoring, and $50 for hosting and these fees were monthly, at Wealthy Affiliate these services are free even with the free membership.

Like everything else that is worth anything success does not happen overnight it takes hard work, perseverance, learning, studying, sacrifice and most of all a love for what you are doing.

Someone said entrepreneurship is living a few years like most people won’t so you can spend the rest of your life living like most people can’t.

When you become a free member at Wealthy Affiliate you will not be asked for any financial information or to sign any commitment form and the good thing is your free membership never expires. You will be asked for your name and email address and if you do not remain a member you will never be contacted.

As a premium member you can stop at any time you will not be committed to anything you will be only committed to yourself, to learn and apply what you have learned. And every effort will be made to assist you.

It is said to always surround yourself with like-minded people to encourage you and assist you along the way, well at Wealthy Affiliate there is always someone to answer your questions, we have a community as I said that is worldwide so someone is always online  and members are only too eager to assist you in any-way we can.

I also saw at the other platform if you had a technical problem it will cost you an extra $19 per problem at Wealthy Affiliate this service is provided free for every member free or premium and the tech support is easy to access you can do so right from your dashboard.

Conclusion

Wealthy Affiliate is a platform for everyone, Newbie, Little experience or Years of experience.

This is a company that is up to date in today’s online marketing strategies and has the vision to genuinely help people achieve success in business and in life and one that is dedicated to helping others become great and achieve true financial independence.

And do not think you are too old to start something new, something you have little or no knowledge about, or you are not a technical person (those were my thoughts) I am a retiree in my 70’s but  please remember this whatever the mind of man can conceive and believe, it can achieve.” – Napoleon Hill

If you decide to give affiliate marketing a try you can click on any of the links in this post, I will contact you and I will be your mentor, I am looking forward to seeing you on the platform.

You have nothing to lose in trying for free and if you desire to see first hand what the premium membership has to offer, should you become a premium member in the first 7 days it will cost you only $19 for the first month.

This way you will have a full month to look around and decide if you would like to be an affiliate marketer.

You will never know unless you try, at the end of phase 1 with free membership you will have your own website up and running and content posted ready to add your affiliates.

I am really hoping to see you on the platform, I will be there to show you around and assist you in any way I can.

Thank you for reading, I hope you found it helpful please share this post and if you need more information or would like to leave a comment please leave it in the space provided below this post and I will reply ASAP.

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).

How To Overcome Financial Stress (Prepare For Retirement)

Prepare for retirement.
How to overcome financial stress.

How to overcome financial stress.

Retirement should be an exciting time in your life, but the fact is it can also be a financially draining time in our lives, especially when it comes to the cost of healthcare.

It is a known fact the older we get the greater the possibility that we will become sick with some health issues that can be horrific both in health and cost

It would be a good idea, therefore, to start saving towards these unknown expenses earlier on in life, but unfortunately this is not done for different reasons, either we are living from paycheck to paycheck and cannot afford to save anything or there are other things going on in the family that takes first priority and so saving never gets done.

And some times we are banking on Medicare to take care of our medical expenses not knowing that Medicare will only pay for some of the basic medical expenses.

(Start your own business FREE)

According to health line.com, these things are not covered the

ttps://www.healthline.com

What’s not covered

While Medicare covers a wide range of care, not everything is covered. Most dental care, eye exams, hearing aids, acupuncture, and any cosmetic surgeries are not covered by Medicare Parts A and B.

Medicare Part A covers

Medicare Part A covers hospital inpatient costs. However, just because you visit a hospital doesn’t mean that you’re an inpatient. An overnight stay doesn’t mean you’re an inpatient either.

  • You’re an inpatient when you’re formally admitted to a hospital with a doctor’s order.
  • You’re an outpatient if you receive any type of hospital services without being formally admitted to a hospital with a doctor’s order. This may include emergency services, outpatient surgery, lab tests, and X-rays. In these cases, you’re an outpatient even if you stay overnight at the hospital.

Part B covers

Part B covers a wide range of tests and services, including:

  • screening for cancer, depression, and diabetes
  • ambulance and emergency department services
  • influenza and hepatitis vaccinations
  • electrocardiograms (ECGs)
  • medical equipment
  • some drugs, diabetes supplies, and some prescriptions for eyewear

Long-term care is also not covered by Medicare. If you think you or a loved one will need long-term care, consider separate long-term care (LTC) insurance policy.

And they think that medical expense could cost up to $240,000 during your senior years,  and they suggest a special saving account for that day.

Now if you are an earlier boomer like myself that means you were born in the years from 1946-1957 I think for us to start savings account now in order to save $240,000.00 would be a near impossible feat.

Near impossible but not impossible. There are some things you can do, you can make a budget, and you can also get all your debt consolidated by debt counseling companies like in everything check out the companies thoroughly as some are looking to rob you in fees. My suggestion is to go with a not for profit company.

Then you can get a side hustle if you are somebody who likes art you can make things and sell online, with everything being done online  these days I think doing business online is the way to go

You can also create your own online business, it is not hard there are companies that can help you to create your own business for free and the #1of these is Wealthy Affiliate.

Wealthy Affiliate will help you to create and design your very own website, and with a website, you can become an online entrepreneur having your own online business.

You can turn any of your hobbies into a business, you could author an ebook on any subject recipes, healthy diet or anything for that matter.

Or if you make things your website would enable you to sell your stuff worldwide, and maybe you are thinking that would be too much hassle, well you could be an affiliate marketer.

What is an Affiliate Marketer

According to Wikipedia  https://en.wikipedia.org/wiki/Special:Search?search=what+s+affiliate+marketing&go=Go&ns0;=

Affiliate marketing is a type of performance-based marketing in which a business rewards one or more affiliates for each visitor or customer brought by

So with affiliate marketing, you will be advertising merchants goods on your blog and you will be compensated by the merchants if any purchase is made through the adds on your blog.

The merchants will assign to you a code that you will insert in your blog and when a purchase is made by a customer clicking on that code you will be paid a commission.

At Wealthy Affiliate you will be shown how this and everything has to do with online marketing is done  AT Wealthy Affiliate you will be given a thorough education in Affiliate Marketing

Wealthy Affiliate

Wealthy Affiliate is not a new company, it has been around for over 14 years and has earned the reputation as one of the leading affiliate marketing training platforms.

The members of Wealthy Affiliate are drawn from all over the globe, all continents, 193 countries to be exact and our current membership stands at 1.4+ million.

The platform at Wealth Affiliate is built to suit everyone whether your a novice, have a little experience or you are a super affiliate marketer.

Wealthy Affiliate websites are powered by the very popular WordPress.   WordPress is the simplest, most popular way to create your own website or blog it very easy to use you do not have to be a tech to use it (case in point ME).

In fact, WordPress powers over 30% of the websites on the world wide web now.

At WEalthy Affiliate, you can become a member for free and there is no expiration date to a free membership.

With a free membership, you will get phase 1 of our online entrepreneur course which consists of 10 lessons and at the end of the 10 lessons you will have your web site up and running and contents already posted and monetize the entire course is 5 phases  or 50 lessons

Have a look at one of the training videos that provided in the free membership starter program

Building your own niche site
Building your own Niche website

There is also the premium membership which offers a lot more information and tools which will make your success easier.

I have posted a list of the information and tools provided with each membership and you can see the difference.

I would strongly recommend you upgrade to a premium especially if you have no experience in online marketing.

And the price of the premium is well worth the price for what is been offered I do not think there is a better platform for training and maintaining your online business

I have posted the premium price here

Everything is provided in the price there is no upselling you do not have to buy any program to get further training. The only thing you will have to buy is your domain name (that is your address on the web, your .com name)

I know of some platform that if there is a  technical problem you will have to pay $19.00 for tech support at wealthy affiliate technical supports available 24/7 at no extra cost and there is a link from your dashboard to the tech support team.

And with the premium, you will get additional live training videos these videos go into the some of the finer points in running your website. Have a look at one of these training videos

ship dropping Nov 23 2018
The Art Of Ship Dropping

And Wealthy Affiliate has the best community of like-minded individuals coming together with the same goals of running a successful business and will selflessly assist each other to succeed.

Conclusion

When you are faced with financial stress, it can definitely affect every area of your life. If you have financial crises, you will experience some difficulty concentrating on your daily task, demands of the workplace, focusing on your relationships and so on. It can also affect your health like depression, which can cause your blood pressure to rise.

It is better to avoid financial stress at all cost and the way to do that is to prepare, no one knows what the real amount of savings is needed in retirement, every financial institution has a different amount.

I think the best way to prepare is to have your own way of making money, and affiliate marketing is the best way of making money online.

And with affiliate marketing it is not hard it does not cost a lot of money to start, you do not need a brick and mortar building, no inventory, no dealing with customers.

The only cons about affiliate marketing are it takes time, success will not happen overnight, it takes time to build trust and an audience, like every business you need to put in the effort, work, patience.

Here is a blog from one of our members.

https://my.wealthyaffiliate.com/loes/blog/what-is-so-special-about-wealthy-affiliate/a_aid/5373fe86

I think this is a good thing for everyone I am not a young person I am in my70’s with no prior experience in online marketing or any technical skills of any kind and I am doing it so can anyone.

Remember you can try it for free and if you decide it is not for you-you would have lost nothing, you can also become a free member and if you decide you would like to have a look at what the premium membership is all about, there is an offer of the first month for $19.00 but this offer has to be taken in the first 7 days.

And another thing that is great about Wealthy Affiliate there is no contract to sign,  and no commitment to Wealthy Affiliate, the commitment is to yourself and on becoming a free member you will not be asked for any financial information.

Thank you so much for stopping by, I hope you found the information helpful, please remember to share this post and should you need more information or have a comment or a question please leave it int he spaces provided at the end of this post and I will reply.

NOTE:  This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).