How To Beat The Retirement Anxiety
Many of us boomers who looked forward to retirement become anxious and depressed when the time comes.
The anxiety kicks in and instead of the happiness, we thought we would feel in retirement we start to dread the unknown.
Have we saved enough for retirement? Will we outlive our retirement savings? What would happen if a catastrophe crisis comes our way, would we be able to cope?
Part of the problem stems from dashed expectations. Maybe we were saving and thought by the time we reach retirement we would have saved enough to take us through retirement.
And now we have reached our retirement and we see that our savings are not enough and maybe we still have mortgage payments to make.
We feel frustrated and hopeless, there are still so many expenses that have to be met each month. ( start your own business for free)
Sometimes we boomers find ourselves in too much debt which was brought upon us by different circumstances in our lives.
There is so much we have to do, we either have to care for our aging parents, assist our kids through college or out of a financial problem.
Whatever the reason may be the fact is we ourselves are in a financial dilemma and we need to get out of it
Of course, there are steps that can be taken if you are in a pre-retirement situation.
We can Take a look at our retirement goals that we have set for ourselves if its too high this is a sure way in adding our anxiety.
Placing our goals too high will give us a feeling of discouragement and frustration which can lead to depression when these goals are not met.
You can try and save more by making a budget and cut all unnecessary spending, like eating out or having that expensive cup of latte, or in my case that pair of shoes that you do not really need.
It is best to find someone that you can talk to about your financial situation it could be a financial advisor or just a friend who will help to plan a way to save some extra cash.
I have found that it never a good thing to spend all your time by yourself, you will only think about your problem more which will lead to more depression.
Find a group that is in your age group and spend some time together, whether it is at the gym at the Y or taking walks and talking or at the park playing some game.
You know when we make plans, sometimes things do not always go the way we want, things do happen that cause our plan to go awry, so it always good to have a backup plan.
If you are in a job maybe they will keep you after you have reached the retirement age.
I know for some of us who have already retired it may be a bit difficult to find a job, but there are other things you can do.
You can rent out a room in your home that is very popular these days I know a friend who is not only retired but also a widow and that is what she does, she rents a room out Airbnb and she makes a decent income that helps her to stay afloat in her financial situation.
You can also do what I did become a business owner, became an affiliate marketer.
What is affiliate marketing?
According to Wikipedia online marketing is Affiliate marketing is a type of performance-based marketing in which a business rewards one or more affiliates for each visitor or customer brought by ads placed in your blog.
What this means you will have a blog about anything you like, say it is about common heath problems in boomers, you will write about these health problems ( you will do research to enhance your knowledge)
There are merchants who have products that can help boomers and their health problems, you can become an affiliate of theirs, these merchants will give you a link to your website and when any customer clicks on that link it will take them to the merchant website and if they make a purchase you will get a commission.
Of course, to do all this you will need a website, the company that I am a member of Wealthy Affiliate will build you a site for free. You can access this opportunity HERE.
Not only will they give you a website for free, but you will also get 2 websites free and there are also 12 beautiful themes for you to choose from,+ phase 1 of the online training material there is,
Phase 1 consists of 10 lessons ( videotapes with step by step instructions ) have a look at one of our training videos.
And here is a blog by one of our members telling why it a good idea to be an affiliate marketer.please have a look.
Now there are 2 types of membership there are the free members and the premium membership with the premium membership there are a lot more information and tools that are available which will make your more likely to succeed.
Here is a list of what is available in both membership.
As you can see there is so much more that is available, you get 50 websites which will enable you to have multiple streams of income.
And with the premium, there is also a live video class every Friday or Saturday depends on what part of the world you are in (our membership spends the globe)
I have placed a video of one of our live videos here ( these videos remains accessible to our premium members)
Wealthy Affiliate is not a new company, the company has been around since 2005, and now has a membership of 1.4+ million, and has earned the reputation as one of the leading teachings Platforms.
I was looking at another training platform a couple of days ago and say they were charging $77 extra for mentoring, and $50 for hosting and these fees were monthly, at Wealthy Affiliate these services are free even with the free membership.
Like everything else that is worth anything success does not happen overnight it takes hard work, perseverance, learning, studying, sacrifice and most of all a love for what you are doing.
Someone said entrepreneurship is living a few years like most people won’t so you can spend the rest of your life living like most people can’t.
When you become a free member at Wealthy Affiliate you will not be asked for any financial information or to sign any commitment form.
Your free membership never expires. You will be asked for your name and email address and if you do not remain a member you will never be contacted.
As a premium member you can stop at any time you will not be committed to anything you will be only committed to yourself, to learn and apply what you have learned. And every effort will be made to assist you.
It is said to always surround yourself with like-minded people to encourage you and assist you along the way,
Well at Wealthy Affiliate there is always someone to answer your questions, we have a community as I said that is worldwide so someone is always online and members are only too eager to assist you in any way we can.
I also saw on the other platform if you had a technical problem it will cost you an extra $19 per problem.
At Wealthy Affiliate, this service is provided free for every member free or premium and the tech support is easy to access you can do so right from your dashboard.
This is a company that is up to date in today’s online marketing strategies and has the vision to genuinely help people achieve success in business and in life
And one that is dedicated to helping others become great and achieve true financial independence.
And do not think you are too old to start something new, something you have little or no knowledge about, or you are not a technical person (those were my thoughts).
I am a retiree in my 70’s but please remember this whatever the mind of man can conceive and believe, it can achieve.” – Napoleon Hill
If you decide to give affiliate marketing a try you can click on any of the links in this post, I will contact you and I will be your mentor, I am looking forward to seeing you on the platform.
You have nothing to lose in trying for free and if you desire to see first hand what the premium membership has to offer, should you become a premium member in the first 7 days it will cost you only $19 for the first month.
This way you will have a full month to look around and decide if you would like to be an affiliate marketer.
You will never know unless you try, at the end of phase 1 with free membership you will have your own website up and running and content posted ready to add your affiliates.
I am really hoping to see you on the platform, I will be there to show you around and assist you in any way I can.
Thank you for reading, I hope you found it helpful please share this post and if you need more information or would like to leave a comment please leave it in the space provided below this post and I will reply ASAP.
NOTE: This post includes affiliate links, which, if clicked on and a product purchased, I get a small commission (with no increase in cost to you).